Ripple Ventures 進軍獲利豐厚的穩定幣市場，計畫整合 X​​RP 帳本

加密支付巨頭 Ripple 宣布進軍價值 1500 億美元的穩定幣市場。該公司計劃今年稍後在 XRP Ledger 上推出與美元掛鉤的穩定幣，最初在 XRP Ledger 和以太坊上運行。 Ripple 旨在透過這種穩定幣來彌合傳統金融和去中心化金融之間的差距，瞄準機構參與者和更廣泛的 DeFi 領域。

Ripple Ventures into the Lucrative Stablecoin Market with Plans for XRP Ledger Integration

Ripple Ventures 進軍獲利豐厚的穩定幣市場，計畫整合 X​​RP 帳本

San Francisco, California - April 5, 2024 - Ripple, a prominent provider of blockchain-based financial solutions, has announced its highly anticipated foray into the burgeoning stablecoin market. This strategic move, scheduled for later this year, aims to capitalize on the exponential growth potential of stablecoins, which have emerged as a critical component in the financial ecosystem.

加州舊金山 - 2024 年 4 月 5 日 - 基於區塊鏈的金融解決方案的著名提供者 Ripple 宣布進軍新興的穩定幣市場。這項戰略舉措定於今年稍後進行，旨在利用穩定幣的指數增長潛力，穩定幣已成為金融生態系統的重要組成部分。

In a comprehensive press statement released through its official website and social media channels, Ripple outlined its plans for launching a stablecoin pegged 1:1 to the United States dollar. This stablecoin will initially operate on two renowned blockchain networks: the XRP Ledger and Ethereum. However, in keeping with its commitment to cross-chain interoperability, Ripple intends to expand its stablecoin's availability to other blockchain networks in the future.

Ripple 在透過其官方網站和社交媒體管道發布的一份綜合新聞聲明中概述了其推出與美元 1:1 掛鉤的穩定幣的計劃。該穩定幣最初將在兩個著名的區塊鏈網路上運行：XRP Ledger 和以太坊。然而，為了履行對跨鏈互通性的承諾，Ripple 打算在未來將其穩定幣的可用性擴展到其他區塊鏈網路。

Explosive Growth in the Stablecoin Market

穩定幣市場爆炸性成長

Ripple's entry into the stablecoin market is driven by the sector's remarkable growth and widespread adoption. According to industry estimates, the stablecoin market currently stands at an impressive $150 billion, with projections anticipating a substantial increase to $2.8 trillion by 2028. This surge in popularity can be attributed to the perceived trust, stability, and utility that stablecoins offer, providing a reliable alternative to volatile cryptocurrencies and fiat currencies.

Ripple 進入穩定幣市場是由該行業的顯著增長和廣泛採用推動的。根據產業估計，穩定幣市場目前規模達 1,500 億美元，預計到 2028 年將大幅成長至 2.8 兆美元。這種受歡迎程度的飆升可歸因於穩定幣提供的信任、穩定性和實用性，波動性加密貨幣和法定貨幣的可靠替代品。

Aligning with Ripple's Strategic Vision

符合 Ripple 的策略願景

Ripple's decision to launch a stablecoin aligns seamlessly with its long-term goal of facilitating interoperability between traditional financial systems and the decentralized finance (DeFi) landscape. By bridging this gap, Ripple aims to create a more efficient and inclusive financial ecosystem that benefits both institutional players and the broader DeFi community.

Ripple 推出穩定幣的決定與其促進傳統金融系統和去中心化金融 (DeFi) 領域之間的互通性的長期目標無縫契合。透過彌合這一差距，Ripple 旨在創建一個更有效率、更具包容性的金融生態系統，讓機構參與者和更廣泛的 DeFi 社群受益。

Collateralization and Regulatory Compliance

抵押和監管合規

To ensure the stability and trustworthiness of its stablecoin, Ripple will collateralize it with a combination of U.S. government bonds, USD deposits, and cash equivalents. This robust collateralization strategy is designed to maintain the stablecoin's 1:1 peg to the U.S. dollar.

為了確保其穩定幣的穩定性和可信度，Ripple 將以美國政府債券、美元存款和現金等價物的組合作為抵押。這種穩健的抵押策略旨在維持穩定幣與美元 1:1 的掛鉤。

Executive Endorsements and Market Reaction

高階主管認可和市場反應

Ripple's leadership, including CEO Brad Garlinghouse and CTO David Schwartz, have expressed their enthusiasm for the company's stablecoin initiative. Garlinghouse emphasized the natural progression of Ripple's foray into stablecoins, highlighting its expertise in bridging the gap between traditional finance and crypto.

Ripple 的領導階層，包括執行長 Brad Garlinghouse 和首席技術長 David Schwartz，都表達了對該公司穩定幣計劃的熱情。 Garlinghouse 強調了 Ripple 進軍穩定幣的自然進展，強調了其在彌合傳統金融和加密貨幣之間差距方面的專業知識。

"We have the years of experience, regulatory footprint, strong balance sheet, and global payout coverage to offer the best of crypto-enabled payments using XRP and our (future) stablecoin together," Garlinghouse stated.

Garlinghouse 表示：“我們擁有多年的經驗、監管足跡、強大的資產負債表和全球支付覆蓋範圍，可以使用 XRP 和我們（未來的）穩定幣提供最好的加密支付。”

Meanwhile, Schwartz highlighted the transformative potential of the stablecoin on the XRP Ledger, citing its decentralized exchange (DEX) and innovative features such as issued assets, auto-bridging, and the automated market maker (AMM).

同時，Schwartz 強調了 XRP Ledger 上穩定幣的變革潛力，列舉了其去中心化交易所 (DEX) 以及發行資產、自動橋接和自動做市商 (AMM) 等創新功能。

"A high-quality USD stablecoin on the XRPL will be a gamechanger for users and developers," Schwartz said.

Schwartz 表示：“XRPL 上的高品質美元穩定幣將改變用戶和開發者的遊戲規則。”

Following Ripple's announcement, the value of XRP experienced a significant 4% gain, rising to the $0.6 territory. This market reaction underscores the positive sentiment surrounding Ripple's stablecoin initiative and its potential impact on the broader cryptocurrency ecosystem.

在 Ripple 宣布這一消息後，XRP 的價值大幅上漲 4%，升至 0.6 美元。這種市場反應凸顯了圍繞 Ripple 穩定幣計劃的積極情緒及其對更廣泛的加密貨幣生態系統的潛在影響。