现实世界资产（RWA）正在成为一个热门话题，也是本次牛市的潜在有力叙述

通过将有形资产带入数字领域，RWA 可以重塑投资者管理价值的方式，为去中心化金融提供新的机会。

Real World Assets (RWAs) are emerging as a hot topic in the cryptocurrency space, with major backers like BlackRock driving interest in the domain. By bringing tangible assets into the digital realm, RWAs could reshape the way investors manage value, offering new opportunities within decentralized finance (DeFi).

真实世界资产（RWA）正在成为加密货币领域的热门话题，贝莱德等主要支持者推动了人们对该领域的兴趣。通过将有形资产带入数字领域，RWA 可以重塑投资者管理价值的方式，从而在去中心化金融（DeFi）领域提供新的机会。

In this article, we will delve into RWAs, their benefits, on-chain gold coming to Cardano, and more. So sit back, relax, and let's dive in!

在本文中，我们将深入研究 RWA、它们的好处、卡尔达诺的链上黄金等等。所以坐下来，放松，让我们开始吧！

What is RWA?

什么是 RWA？

Real World Assets (RWAs) are tangible, physical assets such as real estate, commodities, or bonds, that are digitally represented on the blockchain through tokenization. This process involves creating a digital token that represents the ownership or value of a real-world asset. Tokenizing RWAs enables the integration of these assets into the blockchain ecosystem, transforming the way they are stored, tracked, and transferred.

现实世界资产 (RWA) 是有形的实物资产，例如房地产、商品或债券，通过代币化在区块链上以数字方式表示。此过程涉及创建代表现实世界资产的所有权或价值的数字代币。代币化 RWA 可以将这些资产集成到区块链生态系统中，从而改变它们的存储、跟踪和转移方式。

Unlike cryptocurrencies, which are purely digital, RWAs are backed by tangible assets in the real world, linking the digital space with real-world economies. Tokenized RWAs maintain all the legal rights and ownership claims of the physical assets, which are reflected in the smart contracts governing their digital counterpart. This digitization process unlocks the potential for automated asset management and seamless integration with DeFi applications.

与纯粹数字化的加密货币不同，RWA 由现实世界中的有形资产支持，将数字空间与现实世界经济联系起来。代币化的 RWA 保留实物资产的所有合法权利和所有权主张，这反映在管理其数字资产的智能合约中。这一数字化过程释放了自动化资产管理以及与 DeFi 应用程序无缝集成的潜力。

The immutable nature of blockchain ensures that ownership and transaction history can be securely tracked, providing a new level of transparency and security for managing these assets.

区块链的不可变性质确保可以安全地跟踪所有权和交易历史，从而为管理这些资产提供新的透明度和安全性。

Benefits of RWAs

RWA 的好处

Tokenizing Real World Assets (RWAs) streamlines asset management by reducing the need for intermediaries and cutting transaction costs. It also enhances global accessibility, allowing users to access previously illiquid markets. Traceability is another key advantage, as blockchain technology provides a transparent, immutable record of all transactions, reducing fraud and improving compliance.

现实世界资产代币化 (RWA) 通过减少对中介机构的需求并降低交易成本来简化资产管理。它还增强了全球可访问性，使用户能够进入以前缺乏流动性的市场。可追溯性是另一个关键优势，因为区块链技术提供了所有交易的透明、不可变的记录，减少了欺诈并提高了合规性。

Additionally, RWAs bring liquidity to traditionally illiquid assets like real estate or commodities, allowing fractional ownership and faster settlement times. This opens up new opportunities for investors seeking diversification and risk management strategies through stable, real-world value on the blockchain.

此外，RWA 为房地产或大宗商品等传统非流动性资产带来了流动性，允许部分所有权和更快的结算时间。这为投资者通过区块链上稳定、真实的价值寻求多元化和风险管理策略带来了新的机会。

Tokenized Gold on Cardano

卡尔达诺上的代币化黄金

Multiple protocols are working tirelessly to bring gold to Cardano as the next tokenized Real World Asset. This will allow ecosystem participants to gain on-chain exposure to gold without owning the physical asset, providing opportunities for hedging against inflation or using it as a reliable store of value during uncertain times.

多个协议正在不懈努力，将黄金带入卡尔达诺，成为下一个代币化的现实世界资产。这将使生态系统参与者能够在不拥有实物资产的情况下获得链上黄金敞口，从而提供对冲通胀或在不确定时期将其用作可靠的价值储存的机会。

Gold, with a market cap of over $12 trillion, has long been a hedge against market volatility and inflation, particularly during economic downturns. We’ll now delve into a few on-chain gold offerings you can look forward to in the near future.

市值超过 12 万亿美元的黄金长期以来一直是市场波动和通胀的对冲工具，尤其是在经济低迷时期。现在，我们将深入研究您在不久的将来可以期待的一些链上黄金产品。

Finest

最好的

Finest, an RWA Tokenization Platform announced on September 2nd, 2024, that gold will be the next tokenized asset on Cardano and can be expected sooner than most think. This platform is a joint venture between NMKR, IAMX, and FluidTokens, with each entity bringing a key component to the partnership that enables it to deliver a secure, compliant, transparent, and user-centric Real-World Asset protocol to the Cardano blockchain.

RWA 代币化平台 Finest 于 2024 年 9 月 2 日宣布，黄金将成为卡尔达诺上的下一个代币化资产，并且预计比大多数人想象的要早。该平台是 NMKR、IAMX 和 FluidTokens 之间的合资企业，每个实体都为合作伙伴关系带来了关键组件，使其能够向 Cardano 区块链提供安全、合规、透明和以用户为中心的现实世界资产协议。

Details of the on-chain gold offering have not been announced yet however Finest suggests following them on X and turning on notifications.

链上黄金发行的细节尚未公布，但 Finest 建议在 X 上关注并打开通知。

You can learn more about the Finest platform here: https://www.finest.investments/

您可以在这里了解有关 Finest 平台的更多信息：https://www.finest.investments/

Emurgo X Unbanked’s Kinka Gold

Emurgo X Unbanked 的 Kinka Gold

Last week, the Cardano community saw an exciting announcement from Emurgo, bringing on-chain gold to Cardano through a partnership with Unbanked’s Kinka Gold, a subsidiary of Unbanked. Unbanked in Japan is a fintech company providing innovative financial services through blockchain, specifically tailored for users who are outside the X.

上周，Cardano 社区看到 Emurgo 发布了一项令人兴奋的公告，通过与 Unbanked 的子公司 Unbanked 的 Kinka Gold 合作，为 Cardano 带来链上黄金。日本的 Unbanked 是一家金融科技公司，通过区块链提供创新金融服务，专门为 X 之外的用户量身定制。

Their offerings include Kinka, a gold-backed cryptocurrency for tokenized gold investment; Crowdbank, a loan-based crowdfunding platform giving retail investors access to diverse opportunities like real estate; and Personal Capital, a corporate lending service supporting business financing. Together, these services bridge the gap between traditional finance and the blockchain economy, offering users access to secure, liquid, and scalable digital financial tools.

他们的产品包括 Kinka，一种用于代币化黄金投资的黄金支持的加密货币； Crowdbank，一个以贷款为基础的众筹平台，为散户投资者提供房地产等多种机会；个人资本，一种支持企业融资的企业贷款服务。这些服务共同弥合了传统金融和区块链经济之间的差距，为用户提供安全、流动性和可扩展的数字金融工具。

In this partnership, Emurgo will develop an asset tokenization platform where Kinka (ticker: XNK) itself will be deployed on Cardano. Each XNK token is backed by gold and will represent one ounce of premium Japanese gold that meets all London Bullion Market Association (MBLA) standards. Each token represents ownership of a fraction of gold stored securely, allowing holders to gain exposure to gold’s value without needing to handle the physical asset.

在此次合作中，Emurgo 将开发一个资产代币化平台，Kinka（股票代码：XNK）本身将部署在 Cardano 上。每个 XNK 代币均由黄金支持，代表一盎司优质日本黄金，符合伦敦金银市场协​​会 (MBLA) 的所有标准。每个代币都代表安全存储的一小部分黄金的所有权，使持有者无需处理实物资产即可获得黄金的价值。

As it integrates with Cardano, Kinka will benefit from the network’s scalability, security, and smart contract capabilities, making it a unique offering within Cardano’s growing decentralized finance (DeFi) space.

随着与 Cardano 的集成，Kinka 将受益于该网络的可扩展性、安全性和智能合约功能，使其成为 Cardano 不断发展的去中心化金融 (DeFi) 领域中的独特产品。

You can find out more about Unbanked’s Kinka token here: https://unbanked.jp/solutions/web3

您可以在这里找到有关 Unbanked 的 Kinka 代币的更多信息：https://unbanked.jp/solutions/web3

TVVIN

电视酒

TVVIN is an RWA Platform that leverages blockchain technology to enable investment into token

TVVIN 是一个 RWA 平台，利用区块链技术实现代币投资