現實世界資產（RWA）正在成為一個熱門話題，也是本次多頭市場的潛在強大敘述

透過將有形資產帶入數位領域，RWA 可以重塑投資者管理價值的方式，為去中心化金融提供新的機會。

Real World Assets (RWAs) are emerging as a hot topic in the cryptocurrency space, with major backers like BlackRock driving interest in the domain. By bringing tangible assets into the digital realm, RWAs could reshape the way investors manage value, offering new opportunities within decentralized finance (DeFi).

真實世界資產（RWA）正在成為加密貨幣領域的熱門話題，而貝萊德等主要支持者推動了人們對該領域的興趣。透過將有形資產帶入數位領域，RWA 可以重塑投資者管理價值的方式，從而在去中心化金融（DeFi）領域提供新的機會。

In this article, we will delve into RWAs, their benefits, on-chain gold coming to Cardano, and more. So sit back, relax, and let's dive in!

在本文中，我們將深入研究 RWA、它們的好處、卡爾達諾的鏈上黃金等等。所以坐下來，放鬆，讓我們開始吧！

What is RWA?

什麼是 RWA？

Real World Assets (RWAs) are tangible, physical assets such as real estate, commodities, or bonds, that are digitally represented on the blockchain through tokenization. This process involves creating a digital token that represents the ownership or value of a real-world asset. Tokenizing RWAs enables the integration of these assets into the blockchain ecosystem, transforming the way they are stored, tracked, and transferred.

現實世界資產 (RWA) 是有形的實體資產，例如房地產、商品或債券，透過代幣化在區塊鏈上以數位方式表示。此過程涉及創建代表現實世界資產的所有權或價值的數位代幣。代幣化 RWA 可以將這些資產整合到區塊鏈生態系統中，從而改變它們的儲存、追蹤和轉移方式。

Unlike cryptocurrencies, which are purely digital, RWAs are backed by tangible assets in the real world, linking the digital space with real-world economies. Tokenized RWAs maintain all the legal rights and ownership claims of the physical assets, which are reflected in the smart contracts governing their digital counterpart. This digitization process unlocks the potential for automated asset management and seamless integration with DeFi applications.

與純粹數位化的加密貨幣不同，RWA 由現實世界中的有形資產支持，將數位空間與現實世界經濟聯繫起來。代幣化的 RWA 保留實體資產的所有合法權利和所有權主張，這反映在管理其數位資產的智慧合約中。這個數位化流程釋放了自動化資產管理以及與 DeFi 應用程式無縫整合的潛力。

The immutable nature of blockchain ensures that ownership and transaction history can be securely tracked, providing a new level of transparency and security for managing these assets.

區塊鏈的不可變性質確保可以安全地追蹤所有權和交易歷史，從而為管理這些資產提供新的透明度和安全性。

Benefits of RWAs

RWA 的好處

Tokenizing Real World Assets (RWAs) streamlines asset management by reducing the need for intermediaries and cutting transaction costs. It also enhances global accessibility, allowing users to access previously illiquid markets. Traceability is another key advantage, as blockchain technology provides a transparent, immutable record of all transactions, reducing fraud and improving compliance.

現實世界資產代幣化 (RWA) 透過減少對中介機構的需求並降低交易成本來簡化資產管理。它還增強了全球可訪問性，使用戶能夠進入以前缺乏流動性的市場。可追溯性是另一個關鍵優勢，因為區塊鏈技術提供了所有交易的透明、不可變的記錄，減少了詐欺並提高了合規性。

Additionally, RWAs bring liquidity to traditionally illiquid assets like real estate or commodities, allowing fractional ownership and faster settlement times. This opens up new opportunities for investors seeking diversification and risk management strategies through stable, real-world value on the blockchain.

此外，RWA 為房地產或大宗商品等傳統非流動性資產帶來了流動性，允許部分所有權和更快的結算時間。這為投資者透過區塊鏈上穩定、真實的價值尋求多元化和風險管理策略帶來了新的機會。

Tokenized Gold on Cardano

卡爾達諾上的代幣化黃金

Multiple protocols are working tirelessly to bring gold to Cardano as the next tokenized Real World Asset. This will allow ecosystem participants to gain on-chain exposure to gold without owning the physical asset, providing opportunities for hedging against inflation or using it as a reliable store of value during uncertain times.

多個協議正在不懈地努力，將黃金帶入卡爾達諾，成為下一個代幣化的現實世界資產。這將使生態系統參與者能夠在不擁有實體資產的情況下獲得鏈上黃金敞口，從而提供對沖通膨或在不確定時期將其用作可靠的價值儲存的機會。

Gold, with a market cap of over $12 trillion, has long been a hedge against market volatility and inflation, particularly during economic downturns. We’ll now delve into a few on-chain gold offerings you can look forward to in the near future.

市值超過 12 兆美元的黃金長期以來一直是市場波動和通膨的對沖工具，尤其是在經濟低迷時期。現在，我們將深入研究您在不久的將來可以期待的一些鏈上黃金產品。

Finest

最好的

Finest, an RWA Tokenization Platform announced on September 2nd, 2024, that gold will be the next tokenized asset on Cardano and can be expected sooner than most think. This platform is a joint venture between NMKR, IAMX, and FluidTokens, with each entity bringing a key component to the partnership that enables it to deliver a secure, compliant, transparent, and user-centric Real-World Asset protocol to the Cardano blockchain.

RWA 代幣化平台 Finest 於 2024 年 9 月 2 日宣布，黃金將成為卡爾達諾上的下一個代幣化資產，並且預計比大多數人想像的要早。該平台是NMKR、IAMX 和FluidTokens 之間的合資企業，每個實體都為合作夥伴關係帶來了關鍵組件，使其能夠向Cardano 區塊鏈提供安全、合規、透明和以用戶為中心的現實世界資產協議。

Details of the on-chain gold offering have not been announced yet however Finest suggests following them on X and turning on notifications.

鏈上黃金發行的細節尚未公佈，但 Finest 建議在 X 上關注並打開通知。

You can learn more about the Finest platform here: https://www.finest.investments/

您可以在這裡了解有關 Finest 平台的更多資訊：https://www.finest.investments/

Emurgo X Unbanked’s Kinka Gold

Emurgo X Unbanked 的 Kinka Gold

Last week, the Cardano community saw an exciting announcement from Emurgo, bringing on-chain gold to Cardano through a partnership with Unbanked’s Kinka Gold, a subsidiary of Unbanked. Unbanked in Japan is a fintech company providing innovative financial services through blockchain, specifically tailored for users who are outside the X.

上週，Cardano 社群看到 Emurgo 發布了一項令人興奮的公告，透過與 Unbanked 的子公司 Unbanked 的 Kinka Gold 合作，為 Cardano 帶來鏈上黃金。日本的 Unbanked 是一家金融科技公司，透過區塊鏈提供創新金融服務，專門為 X 以外的用戶量身定制。

Their offerings include Kinka, a gold-backed cryptocurrency for tokenized gold investment; Crowdbank, a loan-based crowdfunding platform giving retail investors access to diverse opportunities like real estate; and Personal Capital, a corporate lending service supporting business financing. Together, these services bridge the gap between traditional finance and the blockchain economy, offering users access to secure, liquid, and scalable digital financial tools.

他們的產品包括 Kinka，一種用於代幣化黃金投資的黃金支持的加密貨幣； Crowdbank，一個以貸款為基礎的眾籌平台，為散戶投資者提供房地產等多種機會；個人資本，一種支持企業融資的企業貸款服務。這些服務共同彌合了傳統金融和區塊鏈經濟之間的差距，為用戶提供安全、流動性和可擴展的數位金融工具。

In this partnership, Emurgo will develop an asset tokenization platform where Kinka (ticker: XNK) itself will be deployed on Cardano. Each XNK token is backed by gold and will represent one ounce of premium Japanese gold that meets all London Bullion Market Association (MBLA) standards. Each token represents ownership of a fraction of gold stored securely, allowing holders to gain exposure to gold’s value without needing to handle the physical asset.

在此次合作中，Emurgo 將開發一個資產代幣化平台，Kinka（股票代號：XNK）本身將部署在 Cardano 上。每個 XNK 代幣均由黃金支持，代表一盎司優質日本黃金，符合倫敦金銀市場協會 (MBLA) 的所有標準。每個代幣都代表安全儲存的一小部分黃金的所有權，使持有者無需處理實體資產即可獲得黃金的價值。

As it integrates with Cardano, Kinka will benefit from the network’s scalability, security, and smart contract capabilities, making it a unique offering within Cardano’s growing decentralized finance (DeFi) space.

隨著與 Cardano 的集成，Kinka 將受益於該網路的可擴展性、安全性和智能合約功能，使其成為 Cardano 不斷發展的去中心化金融 (DeFi) 領域中的獨特產品。

You can find out more about Unbanked’s Kinka token here: https://unbanked.jp/solutions/web3

您可以在這裡找到有關 Unbanked 的 Kinka 代幣的更多資訊：https://unbanked.jp/solutions/web3

TVVIN

電視酒

TVVIN is an RWA Platform that leverages blockchain technology to enable investment into token

TVVIN 是一個 RWA 平台，利用區塊鏈技術實現代幣投資