PYUSD：PayPal 的稳定币采取战略举措来占领市场份额

自推出以来，PYUSD 面临着来自 Tether (USDT) 和 USD Coin (USDC) 等领先稳定币的激烈竞争，这些稳定币以较大的市值占据市场主导地位。

PayPal (NASDAQ:PYPL) is making an effort to increase the use of its stablecoin, PYUSD, by collaborating with Xoom, Cebuana Lhuillier, and Yellow Card to provide remittance services.

PayPal（纳斯达克股票代码：PYPL）正在努力通过与 Xoom、Cebuana Lhuillier 和 Yellow Card 合作提供汇款服务来增加其稳定币 PYUSD 的使用。

Here's a summary of the recent developments:

以下是最近进展的摘要：

1. Xoom to Process PYUSD Disbursements: PayPal's Xoom will integrate PYUSD for processing disbursements, offering faster and more cost-efficient remittance solutions. This initiative aims to cater to the financial needs of underbanked populations.

1. Xoom 处理 PYUSD 付款：PayPal 的 Xoom 将集成 PYUSD 来处理付款，提供更快、更具成本效益的汇款解决方案。该举措旨在满足银行服务不足人群的金融需求。

2. Cebuana Lhuillier Partnership: The financial services provider in the Philippines will collaborate with PayPal to offer PYUSD-based remittances. With a vast network of over 3,500 branches and 25,000 partner locations, Cebuana Lhuillier aims to support Filipino communities globally.

2. Cebuana Lhuillier 合作伙伴关系：菲律宾的金融服务提供商将与 PayPal 合作提供基于 PYUSD 的汇款。 Cebuana Lhuillier 拥有由 3,500 多个分支机构和 25,000 个合作伙伴网点组成的庞大网络，旨在为全球菲律宾社区提供支持。

3. Yellow Card Integration: The fintech firm, notably the first African company to list PYUSD, will further integrate the stablecoin into its platform. This move will facilitate transactions for PayPal customers throughout the continent.

3. 黄卡整合：这家金融科技公司，特别是第一家上市 PYUSD 的非洲公司，将进一步将稳定币整合到其平台中。此举将促进整个非洲大陆 PayPal 客户的交易。

4. Cross-Border Transfer Revolution: PYUSD, launched in 2023 by Paxos Trust Company, is pegged 1:1 to the US dollar and designed for integration into Web3 applications, wallets, and crypto exchanges. Being an ERC-20 token, it ensures interoperability with Ethereum.

4. 跨境转账革命：PYUSD 由 Paxos Trust Company 于 2023 年推出，与美元 1:1 挂钩，旨在集成到 Web3 应用程序、钱包和加密货币交易所中。作为 ERC-20 代币，它确保了与以太坊的互操作性。

5. PayPal's Web3 Push: In an effort to bolster PYUSD adoption, PayPal has forged partnerships with MoonPay, Crypto.com, and Phantom, among other Web3 infrastructure providers. Earlier this year, PYUSD was also launched on the Solana blockchain.

5. PayPal 的 Web3 推动：为了支持 PYUSD 的采用，PayPal 与 MoonPay、Crypto.com 和 Phantom 以及其他 Web3 基础设施提供商建立了合作伙伴关系。今年早些时候，PYUSD 也在 Solana 区块链上推出。

6. Solana Integration Benefits: PayPal's decision to shift its PYUSD stablecoin to the Solana blockchain was prompted by the high Ethereum transaction fees. By utilizing Solana, PayPal was able to reduce expenses by up to 90%.

6. Solana 集成的好处：PayPal 决定将其 PYUSD 稳定币转移到 Solana 区块链是由于以太坊交易费用高昂。通过利用 Solana，PayPal 能够减少高达 90% 的费用。

7. Crypto Accessibility Expansion: PayPal's strategy involved making PYUSD more accessible for everyday transactions, ultimately aiming to increase cryptocurrency availability for both consumers and businesses.

7. 加密货币可访问性扩展：PayPal 的战略涉及使 PYUSD 更易于日常交易使用，最终目标是提高消费者和企业的加密货币可用性。

8. On-Chain Transfers and Crypto Trading: PayPal enabled on-chain transfers of cryptocurrencies from PayPal wallets to external wallets, while also introducing crypto trading capabilities for American retailers. This step allowed businesses to directly purchase, sell, and hold bitcoins.

8. 链上转账和加密货币交易：PayPal 实现了加密货币从 PayPal 钱包到外部钱包的链上转账，同时还为美国零售商引入了加密货币交易功能。这一步骤允许企业直接购买、出售和持有比特币。

9. Bitget Exchange Listing: In a significant move, PYUSD was also listed on Bitget, a top-tier cryptocurrency exchange. This integration highlighted PayPal's compliance-driven strategy, which is further supported by BitLicenses from the New York State Department of Financial Services.

9. Bitget交易所上市：PYUSD也登陆顶级加密货币交易所Bitget，这是一项重大举措。此次整合凸显了 PayPal 的合规驱动战略，并得到了纽约州金融服务部 BitLicenses 的进一步支持。