PYUSD：PayPal 的穩定幣採取策略性措施來佔領市場份額

自推出以來，PYUSD 面臨 Tether (USDT) 和 USD Coin (USDC) 等領先穩定幣的激烈競爭，這些穩定幣以較大的市值佔據市場主導地位。

PayPal (NASDAQ:PYPL) is making an effort to increase the use of its stablecoin, PYUSD, by collaborating with Xoom, Cebuana Lhuillier, and Yellow Card to provide remittance services.

PayPal（納斯達克股票代碼：PYPL）正在努力透過與 Xoom、Cebuana Lhuillier 和 Yellow Card 合作提供匯款服務來增加其穩定幣 PYUSD 的使用。

Here's a summary of the recent developments:

以下是最近進展的摘要：

1. Xoom to Process PYUSD Disbursements: PayPal's Xoom will integrate PYUSD for processing disbursements, offering faster and more cost-efficient remittance solutions. This initiative aims to cater to the financial needs of underbanked populations.

1. Xoom 處理 PYUSD 付款：PayPal 的 Xoom 將整合 PYUSD 來處理付款，提供更快、更具成本效益的匯款解決方案。此措施旨在滿足銀行服務不足人口的金融需求。

2. Cebuana Lhuillier Partnership: The financial services provider in the Philippines will collaborate with PayPal to offer PYUSD-based remittances. With a vast network of over 3,500 branches and 25,000 partner locations, Cebuana Lhuillier aims to support Filipino communities globally.

2. Cebuana Lhuillier 合作夥伴：菲律賓的金融服務提供者將與 PayPal 合作提供基於 PYUSD 的匯款。 Cebuana Lhuillier 擁有由 3,500 多個分支機構和 25,000 個合作夥伴網點組成的龐大網絡，旨在為全球菲律賓社區提供支援。

3. Yellow Card Integration: The fintech firm, notably the first African company to list PYUSD, will further integrate the stablecoin into its platform. This move will facilitate transactions for PayPal customers throughout the continent.

3. 黃卡整合：這家金融科技公司，特別是第一家上市 PYUSD 的非洲公司，將進一步將穩定幣整合到其平台中。此舉將促進整個非洲大陸 PayPal 客戶的交易。

4. Cross-Border Transfer Revolution: PYUSD, launched in 2023 by Paxos Trust Company, is pegged 1:1 to the US dollar and designed for integration into Web3 applications, wallets, and crypto exchanges. Being an ERC-20 token, it ensures interoperability with Ethereum.

4. 跨國轉帳革命：PYUSD 由 Paxos Trust Company 於 2023 年推出，與美元 1:1 掛鉤，旨在整合到 Web3 應用程式、錢包和加密貨幣交易所。作為 ERC-20 代幣，它確保了與以太坊的互通性。

5. PayPal's Web3 Push: In an effort to bolster PYUSD adoption, PayPal has forged partnerships with MoonPay, Crypto.com, and Phantom, among other Web3 infrastructure providers. Earlier this year, PYUSD was also launched on the Solana blockchain.

5. PayPal 的 Web3 推動：為了支援 PYUSD 的採用，PayPal 與 MoonPay、Crypto.com 和 Phantom 以及其他 Web3 基礎設施提供者建立了合作夥伴關係。今年早些時候，PYUSD 也在 Solana 區塊鏈上推出。

6. Solana Integration Benefits: PayPal's decision to shift its PYUSD stablecoin to the Solana blockchain was prompted by the high Ethereum transaction fees. By utilizing Solana, PayPal was able to reduce expenses by up to 90%.

6. Solana 整合的好處：PayPal 決定將其 PYUSD 穩定幣轉移到 Solana 區塊鏈是由於以太坊交易費用高昂。透過利用 Solana，PayPal 能夠減少高達 90% 的費用。

7. Crypto Accessibility Expansion: PayPal's strategy involved making PYUSD more accessible for everyday transactions, ultimately aiming to increase cryptocurrency availability for both consumers and businesses.

7. 加密貨幣可訪問性擴展：PayPal 的策略涉及使 PYUSD 更易於日常交易使用，最終目標是提高消費者和企業的加密貨幣可用性。

8. On-Chain Transfers and Crypto Trading: PayPal enabled on-chain transfers of cryptocurrencies from PayPal wallets to external wallets, while also introducing crypto trading capabilities for American retailers. This step allowed businesses to directly purchase, sell, and hold bitcoins.

8. 鏈上轉帳和加密貨幣交易：PayPal 實現了加密貨幣從 PayPal 錢包到外部錢包的鏈上轉賬，同時也為美國零售商引入了加密貨幣交易功能。這一步驟允許企業直接購買、出售和持有比特幣。

9. Bitget Exchange Listing: In a significant move, PYUSD was also listed on Bitget, a top-tier cryptocurrency exchange. This integration highlighted PayPal's compliance-driven strategy, which is further supported by BitLicenses from the New York State Department of Financial Services.

9. Bitget交易所上市：PYUSD也登陸頂級加密貨幣交易所Bitget，這是一項重大舉措。此次整合凸顯了 PayPal 的合規驅動策略，並得到了紐約州金融服務部 BitLicenses 的進一步支持。