SEC的加密特遣部队的新提案为XRP作为“战略金融资产”的理由

我在这里告诉您，XRP不是战略资产，并且该提案中的逻辑充其量是可疑的。

A new proposal submitted to the U.S. Securities and Exchange Commission’s (SEC) newly-established Crypto Task Force by a Maximilian Staudinger makes the case for XRP as a “strategic financial asset” for the United States (using some very questionable math and logic).

提交给美国证券交易委员会（SEC）的一项新提案，由Maximilian Staudinger新建立的加密工作组提交给美国XRP作为美国的“战略金融资产”（使用一些非常可疑的数学和逻辑）。

I’m here to tell you that XRP is not a strategic asset and that the logic in this proposal is dubious at best.

我在这里告诉您，XRP不是战略资产，并且该提案中的逻辑充其量是可疑的。

In the proposal, Staudinger states that $5 trillion is locked up in U.S. Nostro accounts (accounts that banks use for cross-border payments). And he claims that if certain regulatory conditions were created — including the SEC classifying XRP as a payment network, the U.S. Department of Justice (DoJ) providing legal clearance for banks to use XRP, and the Federal Reserve mandating that banks use XRP as a liquidity solution — then 30% of this capital ($1.5 trillion) would be freed up for the U.S. government to buy 25 million bitcoin at $60,000 per bitcoin.

在该提案中，Staudinger指出，5万亿美元被锁定在美国鼻户帐户（银行用于跨境支付的帐户）。他声称，如果创建了某些监管条件 - 包括将XRP归类为支付网络的SEC，美国司法部（DOJ）为银行提供法律许可使用XRP，而美联储则要求银行使用XRP作为流动性解决方案 - 然后将这笔资本的30％（1.5亿美元）释放给美国政府（1.5亿美元），以购买2500万美元的$ 25000亿美元。

So, let’s break down why this makes little sense.

因此，让我们分解为什么这没什么意义。

First, Nostro accounts are simply bank accounts that U.S. banks hold in foreign countries. I’m not sure what sort of logic includes these domestic banks turning over the U.S. dollars that XRP would theoretically replace to the Federal government so that these dollars could then be used to acquire bitcoin on behalf of the government.

首先，Nostro帐户只是美国银行在国外持有的银行帐户。我不确定哪种逻辑包括这些国内银行将XRP理论上替换为联邦政府的美元，以便可以用这些美元代表政府购买比特币。

Second, the proposal doesn't offer details on how these domestic banks would obtain the XRP that would replace the dollars. It only seems logical that they’d have to purchase the XRP, leading to XRP absorbing this $1.5 trillion, not bitcoin. Even if Ripple, XRP’s issuer, wanted to simply give these banks XRP to use, this still wouldn’t work, as it only holds about $100 billion in XRP — far short of $1.5 trillion.

其次，该提案没有提供有关这些国内银行将如何获得XRP取代美元的详细信息。他们必须购买XRP似乎是合乎逻辑的，这导致XRP吸收了1.5万亿美元，而不是比特币。即使XRP的发行人Ripple想要简单地将这些银行XRP使用，但这仍然行不通，因为它仅持有约1000亿美元的XRP，远低于1.5万亿美元。

Third, even if bitcoin’s price were to dip to $60,000, the price would begin increasing immediately as the U.S. government began purchasing the 25 million bitcoin.

第三，即使比特币的价格下跌至60,000美元，随着美国政府开始购买2500万比特币，价格也会立即上涨。

Lastly, there’s a hard cap of 21 million bitcoin (and approximately 4 million have been lost), which is a well-known fact in the Bitcoin or crypto space. Therefore, it’s quite silly to suggest that the U.S. government could buy 25 million bitcoin. If the author were even a half-serious person, he might have suggested that the government buy 15 million bitcoin at $100,000 per bitcoin (though the math still wouldn’t work out).

最后，硬帽子的硬股比特币（大约有400万件丢失了），这在比特币或加密货币空间中是一个众所周知的事实。因此，建议美国政府可以购买2500万比特币是非常愚蠢的。如果作者甚至是一个严肃的人，他可能建议政府以每比特币100,000美元的价格购买1500万比特币（尽管数学仍然无法解决）。

Given how faulty the logic behind this proposal is, it’s difficult to consider XRP a strategic asset. Plus, why would the U.S. government do so when two thirds of the supply is still in the hands of the organization that issued the asset? It doesn’t make much sense.

鉴于该提案背后的逻辑多么错误，因此很难将XRP视为战略资产。另外，当供应的三分之二仍掌握在发行资产的组织手中时，美国政府为什么要这样做？这没什么意义。

Bitcoin, on the other hand, is a globally distributed asset that many around the world use as both money and a store of value. Plus, the Bitcoin network is governed by tens of thousands of nodes and is virtually impenetrable, thanks to the approximately 0.4% of the world’s energy that protects it. (The XRP network is governed by 828 nodes and isn’t protected by any amount of energy.) Theses factors make bitcoin a logical reserve asset, which is how the U.S. government now officially classifies it.

另一方面，比特币是全球分配的资产，世界上许多人都用作金钱和价值存储。另外，由于世界上约0.4％的保护它的能量，比特币网络受数万个节点的约束，几乎是无法穿透的。 （XRP网络由828个节点管辖，并且不受任何能源的保护。）这些因素使比特币成为逻辑储备资产，这就是美国政府现在正式对其进行正式分类的方式。

So, hopefully, the SEC already understands what I’ve outlined in this piece and doesn’t spend much time even considering Mr. Staudinger’s proposal.

因此，希望SEC已经了解了我在这篇文章中概述的内容，甚至考虑了Staudinger先生的提议，也不会花费太多时间。

This article is a Take. Opinions expressed are entirely the author’s and do not necessarily reflect those of BTC Inc or Bitcoin Magazine.

本文是一个观点。表达的观点完全是作者的观点，不一定反映了BTC Inc或比特币杂志的观点。