在美国有利的政治环境和机构投资者不断采用的推动下，2025 年有望成为加密货币的关键一年

Kraken 产品经理马克·格林伯格 (Mark Greenberg) 对未来发展描绘了一幅乐观的图景，而唐纳德·特朗普 (Donald Trump) 则承诺为该行业“做伟大的事情”。

2025 promises to be a pivotal year for cryptocurrencies, driven by a favorable political context in the United States and growing adoption by institutional investors. Here are some key trends to watch:

在美国有利的政治环境和机构投资者越来越多的采用的推动下，2025 年有望成为加密货币的关键一年。以下是一些值得关注的主要趋势：

Traditional banking fully embraces blockchain

传统银行全面拥抱区块链

2025 will see the traditional banking industry fully embrace blockchain technology with a new generation of financial services. Investors will have access to innovative products, ranging from payment cards to high-yield savings accounts to cryptocurrency-based lending solutions.

2025年，传统银行业将全面拥抱区块链技术，打造新一代金融服务。投资者将可以获得创新产品，从支付卡到高收益储蓄账户，再到基于加密货币的贷款解决方案。

This integration of crypto into mainstream finance will be further fueled by the launch of a central bank digital currency (CBDC) in the United States. The rollout of the digital dollar will pave the way for faster, cheaper and more transparent financial transactions.

美国央行数字货币（CBDC）的推出将进一步推动加密货币与主流金融的融合。数字美元的推出将为更快、更便宜和更透明的金融交易铺平道路。

Bitcoin to reach $200,000

比特币将达到 20 万美元

Bitcoin is expected to continue its upward trajectory, with particularly optimistic forecasts. Analysts anticipate a price between $140,000 and $200,000 by mid-2025. It should be driven by greater institutional adoption via spot ETFs as well as better recognition as a safe haven against inflation. Volatility should be reduced thanks to greater liquidity, which should also attract investors with a more moderate risk profile.

预计比特币将继续其上升轨迹，预测尤其乐观。分析师预计到 2025 年中期，价格将在 14 万至 20 万美元之间。其推动力应该是通过现货 ETF 得到更多机构采用，以及作为抵御通胀的避风港得到更好的认可。由于流动性增加，波动性应该会降低，这也应该会吸引风险状况较为温和的投资者。

Stablecoins will also undergo a major transformation. Faced with the giants USDT from Tether and USDC from Circle, new players are emerging, such as RLUSD from Ripple and Usual. This diversification of the stablecoin market should logically contribute to greater stability of the crypto ecosystem as a whole.

稳定币也将经历重大变革。面对Tether的USDT和Circle的USDC巨头，新的玩家不断涌现，比如Ripple的RLUSD和Usual。从逻辑上讲，稳定币市场的多元化应该有助于提高整个加密生态系统的稳定性。

Trump's presidency to boost crypto market

特朗普就任总统将提振加密货币市场

The impact of American politics will obviously play an essential role in the crypto trends of 2024. The presidency of Donald Trump could facilitate the emergence of favorable regulations, particularly in the DeFi sector. Analysts predict that this policy direction could catalyze significant market growth, with total capitalization exceeding $3.4 trillion.

美国政治的影响显然将在 2024 年的加密货币趋势中发挥重要作用。唐纳德·特朗普的总统任期可能会促进有利监管的出现，特别是在 DeFi 领域。分析师预测，这一政策方向可能会促进市场大幅增长，总资本将超过 3.4 万亿美元。

After a year of bear market and macroeconomic headwinds, 2025 could finally mark the return of optimism and institutional adoption in the cryptocurrency sector.

经过一年的熊市和宏观经济逆风之后，2025 年可能最终标志着加密货币领域乐观情绪和机构采用的回归。