在美國有利的政治環境和機構投資者不斷採用的推動下，2025 年有望成為加密貨幣的關鍵一年

Kraken 產品經理 Mark Greenberg 對未來發展描繪了一幅樂觀的圖景，而唐納德·川普 (Donald Trump) 則承諾為該行業「做偉大的事情」。

2025 promises to be a pivotal year for cryptocurrencies, driven by a favorable political context in the United States and growing adoption by institutional investors. Here are some key trends to watch:

在美國有利的政治環境和機構投資者越來越多的採用的推動下，2025 年有望成為加密貨幣的關鍵一年。以下是一些值得關注的主要趨勢：

Traditional banking fully embraces blockchain

傳統銀行全面擁抱區塊鏈

2025 will see the traditional banking industry fully embrace blockchain technology with a new generation of financial services. Investors will have access to innovative products, ranging from payment cards to high-yield savings accounts to cryptocurrency-based lending solutions.

2025年，傳統銀行業將全面擁抱區塊鏈技術，打造新一代金融服務。投資者將可以獲得創新產品，從支付卡到高收益儲蓄帳戶，再到基於加密貨幣的貸款解決方案。

This integration of crypto into mainstream finance will be further fueled by the launch of a central bank digital currency (CBDC) in the United States. The rollout of the digital dollar will pave the way for faster, cheaper and more transparent financial transactions.

美國央行數位貨幣（CBDC）的推出將進一步推動加密貨幣與主流金融的整合。數位美元的推出將為更快、更便宜和更透明的金融交易鋪平道路。

Bitcoin to reach $200,000

比特幣將達 20 萬美元

Bitcoin is expected to continue its upward trajectory, with particularly optimistic forecasts. Analysts anticipate a price between $140,000 and $200,000 by mid-2025. It should be driven by greater institutional adoption via spot ETFs as well as better recognition as a safe haven against inflation. Volatility should be reduced thanks to greater liquidity, which should also attract investors with a more moderate risk profile.

預計比特幣將繼續其上升趨勢，預測尤其樂觀。分析師預計到 2025 年中期，價格將在 14 萬至 20 萬美元之間。其推動力應該是透過現貨 ETF 得到更多機構採用，以及作為抵禦通膨的避風港得到更好的認可。由於流動性增加，波動性應該會降低，這也應該會吸引風險狀況較溫和的投資者。

Stablecoins will also undergo a major transformation. Faced with the giants USDT from Tether and USDC from Circle, new players are emerging, such as RLUSD from Ripple and Usual. This diversification of the stablecoin market should logically contribute to greater stability of the crypto ecosystem as a whole.

穩定幣也將經歷重大變革。面對Tether的USDT和Circle的USDC巨頭，新的玩家不斷湧現，例如Ripple的RLUSD和Usual。從邏輯上講，穩定幣市場的多元化應該有助於提高整個加密生態系統的穩定性。

Trump's presidency to boost crypto market

川普就任總統將提振加密貨幣市場

The impact of American politics will obviously play an essential role in the crypto trends of 2024. The presidency of Donald Trump could facilitate the emergence of favorable regulations, particularly in the DeFi sector. Analysts predict that this policy direction could catalyze significant market growth, with total capitalization exceeding $3.4 trillion.

美國政治的影響顯然將在 2024 年的加密貨幣趨勢中發揮重要作用。分析師預測，這一政策方向可能會促進市場顯著成長，總資本將超過 3.4 兆美元。

After a year of bear market and macroeconomic headwinds, 2025 could finally mark the return of optimism and institutional adoption in the cryptocurrency sector.

經過一年的熊市和宏觀經濟逆風之後，2025 年可能最終標誌著加密貨幣領域樂觀情緒和機構採用的回歸。