PayPal 开创稳定币革命：使用 PYUSD 实现无缝跨境转账

PayPal 将其专有的稳定币 PYUSD 整合到其 Xoom 国际支付服务中，标志着跨境转账的战略转变。这一进展消除了用户将 PYUSD 兑换为美元并向 160 多个国家/地区发送资金的交易费用。通过利用稳定币的稳定性，PayPal 正在提高基于数字货币的转账的效率和可访问性，这符合其创新承诺以及将区块链技术集成到其支付解决方案中。

PayPal Embraces Stablecoin Era: Seamless International Transfers with PYUSD

PayPal拥抱稳定币时代：使用PYUSD实现无缝国际转账

Silicon Valley, California - April 4, 2024 - In a groundbreaking move, PayPal, the global leader in digital payments, has announced the utilization of its proprietary stablecoin, PYUSD, to facilitate cross-border transfers through its Xoom service. This innovative development marks a significant milestone in the evolution of international payments, offering users a seamless conversion from PYUSD to USD for remittances across borders without incurring transaction fees.

加利福尼亚州硅谷 - 2024 年 4 月 4 日 - 全球数字支付领导者 PayPal 宣布利用其专有的稳定币 PYUSD 来通过其 Xoom 服务促进跨境转账，这是一项开创性举措。这一创新发展标志着国际支付发展的一个重要里程碑，为用户提供从 PYUSD 到美元的无缝兑换，以进行跨境汇款，而无需支付交易费用。

Harnessing the Stability of Stablecoins

利用稳定币的稳定性

PayPal's decision to integrate PYUSD into its international payments infrastructure underscores the company's recognition of the unique advantages offered by stablecoins. Stablecoins, cryptocurrencies pegged to a stable asset like the US dollar, provide a level of stability and reliability that mitigates the volatility often associated with digital currencies. This characteristic is crucial for cross-border transfers, where users seek predictable and secure transactions.

PayPal 将 PYUSD 纳入其国际支付基础设施的决定突显了该公司对稳定币所提供的独特优势的认可。稳定币是与美元等稳定资产挂钩的加密货币，提供一定程度的稳定性和可靠性，可以减轻通常与数字货币相关的波动性。这一特性对于跨境传输至关重要，因为用户寻求可预测且安全的交易。

Empowering Users with Cost-Effective Transfers

为用户提供经济高效的转账

The elimination of transaction fees for users who convert PYUSD to USD for transfers on Xoom is a game-changer in the realm of international remittances. This move makes cross-border payments more accessible and cost-effective, addressing a long-standing pain point for many individuals and businesses engaged in global transactions. By removing this financial barrier, PayPal is encouraging broader adoption of digital currency-based transfers, promoting financial inclusion and empowering users worldwide.

对于在 Xoom 上将 PYUSD 兑换为美元进行转账的用户来说，取消交易费用是国际汇款领域的游戏规则改变者。此举使跨境支付更加便捷且更具成本效益，解决了许多从事全球交易的个人和企业长期存在的痛点。通过消除这一财务障碍，PayPal 鼓励更广泛地采用基于数字货币的转账，促进金融包容性并为全球用户提供支持。

A Strategic Move for PayPal

PayPal 的战略举措

PayPal's decision to enable cross-border transfers with PYUSD through Xoom demonstrates the company's strategic vision and commitment to innovation in the digital payments space. By embracing blockchain technology and leveraging the stability of stablecoins, PayPal is not merely adding a new feature to its services; it is reshaping the very landscape of digital payments and international money transfers.

PayPal 决定通过 Xoom 实现 PYUSD 跨境转账，这体现了该公司的战略愿景和对数字支付领域创新的承诺。通过采用区块链技术并利用稳定币的稳定性，PayPal 不仅仅是为其服务添加了新功能；它正在重塑数字支付和国际汇款的格局。

Solidifying a Leadership Position

巩固领导地位

This latest development solidifies PayPal's position as a forward-thinking company at the intersection of traditional finance and cryptocurrency. PayPal's integration of PYUSD into its international payments service is a testament to its ability to adapt to evolving market demands and embrace emerging technologies to enhance the user experience. This move will undoubtedly shape the future of fintech and cross-border payments, empowering users with greater accessibility, cost-effectiveness, and peace of mind for their international financial transactions.

这一最新发展巩固了 PayPal 作为传统金融和加密货币交叉领域具有前瞻性思维的公司的地位。 PayPal 将 PYUSD 整合到其国际支付服务中，证明了其适应不断变化的市场需求和采用新兴技术来增强用户体验的能力。此举无疑将塑造金融科技和跨境支付的未来，让用户的国际金融交易更便捷、更具成本效益、更安心。