PayPal 開創穩定幣革命：使用 PYUSD 實現無縫跨境轉賬

PayPal 將其專有的穩定幣 PYUSD 整合到其 Xoom 國際支付服務中，標誌著跨境轉帳的策略轉變。這項進展消除了用戶將 PYUSD 兌換為美元並向 160 多個國家/地區發送資金的交易費用。透過利用穩定幣的穩定性，PayPal 正在提高基於數位貨幣的轉帳的效率和可訪問性，這符合其創新承諾以及將區塊鏈技術整合到其支付解決方案中。

PayPal Embraces Stablecoin Era: Seamless International Transfers with PYUSD

PayPal擁抱穩定幣時代：使用PYUSD實現無縫國際轉賬

Silicon Valley, California - April 4, 2024 - In a groundbreaking move, PayPal, the global leader in digital payments, has announced the utilization of its proprietary stablecoin, PYUSD, to facilitate cross-border transfers through its Xoom service. This innovative development marks a significant milestone in the evolution of international payments, offering users a seamless conversion from PYUSD to USD for remittances across borders without incurring transaction fees.

加州矽谷 - 2024 年 4 月 4 日 - 全球數位支付領導者 PayPal 宣布利用其專有的穩定幣 PYUSD 來透過其 Xoom 服務促進跨境轉賬，這是一項開創性舉措。這項創新發展標誌著國際支付發展的一個重要里程碑，為用戶提供從 PYUSD 到美元的無縫兌換，以進行跨境匯款，而無需支付交易費用。

Harnessing the Stability of Stablecoins

利用穩定幣的穩定性

PayPal's decision to integrate PYUSD into its international payments infrastructure underscores the company's recognition of the unique advantages offered by stablecoins. Stablecoins, cryptocurrencies pegged to a stable asset like the US dollar, provide a level of stability and reliability that mitigates the volatility often associated with digital currencies. This characteristic is crucial for cross-border transfers, where users seek predictable and secure transactions.

PayPal 將 PYUSD 納入其國際支付基礎設施的決定突顯了該公司對穩定幣所提供的獨特優勢的認可。穩定幣是與美元等穩定資產掛鉤的加密貨幣，提供一定程度的穩定性和可靠性，可以減輕通常與數位貨幣相關的波動性。這一特性對於跨境傳輸至關重要，因為用戶尋求可預測且安全的交易。

Empowering Users with Cost-Effective Transfers

為用戶提供經濟高效的轉賬

The elimination of transaction fees for users who convert PYUSD to USD for transfers on Xoom is a game-changer in the realm of international remittances. This move makes cross-border payments more accessible and cost-effective, addressing a long-standing pain point for many individuals and businesses engaged in global transactions. By removing this financial barrier, PayPal is encouraging broader adoption of digital currency-based transfers, promoting financial inclusion and empowering users worldwide.

對於在 Xoom 上將 PYUSD 兌換為美元進行轉帳的用戶來說，取消交易費用是國際匯款領域的遊戲規則改變者。此舉使跨國支付更加便捷且更具成本效益，解決了許多從事全球交易的個人和企業長期存在的痛點。透過消除這一財務障礙，PayPal 鼓勵更廣泛地採用基於數位貨幣的轉賬，促進金融包容性並為全球用戶提供支援。

A Strategic Move for PayPal

PayPal 的策略舉措

PayPal's decision to enable cross-border transfers with PYUSD through Xoom demonstrates the company's strategic vision and commitment to innovation in the digital payments space. By embracing blockchain technology and leveraging the stability of stablecoins, PayPal is not merely adding a new feature to its services; it is reshaping the very landscape of digital payments and international money transfers.

PayPal 決定透過 Xoom 實現 PYUSD 跨境轉賬，這反映了該公司的策略願景和對數位支付領域創新的承諾。透過採用區塊鏈技術並利用穩定幣的穩定性，PayPal 不僅僅是為其服務添加了新功能；它正在重塑數位支付和國際匯款的格局。

Solidifying a Leadership Position

鞏固領導地位

This latest development solidifies PayPal's position as a forward-thinking company at the intersection of traditional finance and cryptocurrency. PayPal's integration of PYUSD into its international payments service is a testament to its ability to adapt to evolving market demands and embrace emerging technologies to enhance the user experience. This move will undoubtedly shape the future of fintech and cross-border payments, empowering users with greater accessibility, cost-effectiveness, and peace of mind for their international financial transactions.

這項最新發展鞏固了 PayPal 作為傳統金融和加密貨幣交叉領域具有前瞻性思維的公司的地位。 PayPal 將 PYUSD 整合到其國際支付服務中，證明了其適應不斷變化的市場需求和採用新興技術來增強用戶體驗的能力。此舉無疑將塑造金融科技和跨境支付的未來，讓用戶的國際金融交易更便利、更具成本效益、更安心。