Paxos 扩大稳定币在支付行业的采用，与 Stripe 达成合作伙伴关系

Paxos 是 Pax Dollar (USDP) 背后的区块链公司，通过推出新的企业级稳定币支付平台，正在扩大稳定币在支付行业的采用。

Pax Dollar (USDP) issuer Paxos is expanding stablecoin adoption in the payments industry with the launch of its new enterprise-grade stablecoin payments platform.

Pax Dollar (USDP) 发行人 Paxos 通过推出新的企业级稳定币支付平台，扩大了支付行业中稳定币的采用。

The platform is designed for payment service providers (PSPs) and fintech companies, enabling them to integrate stablecoin payments into their systems for faster and lower-cost global transactions.

该平台专为支付服务提供商（PSP）和金融科技公司而设计，使他们能够将稳定币支付集成到他们的系统中，以实现更快、成本更低的全球交易。

Paxos has announced that payment processing giant Stripe will be the first PSP to integrate Paxos’ infrastructure. Stripe's “Pay with Crypto” product, which allows businesses to accept stablecoin payments, will feature Paxos' technology, enabling these payments to settle in fiat currencies like the U.S. dollar.

Paxos 宣布支付处理巨头 Stripe 将成为第一个集成 Paxos 基础设施的 PSP。 Stripe 的“Pay with Crypto”产品允许企业接受稳定币付款，该产品将采用 Paxos 的技术，使这些付款能够以美元等法定货币结算。

"We're always looking for methods to make it easier and less expensive for businesses to accept payments from their customers worldwide. We're thrilled to partner with Paxos to enable stablecoin payments for our users with our Pay with Crypto product," said John Egan, Head of Crypto at Stripe.

John 表示：“我们一直在寻找方法，让企业能够更轻松、更便宜地接受全球客户的付款。我们很高兴与 Paxos 合作，通过我们的 Pay with Crypto 产品为我们的用户提供稳定币支付。” Egan，Stripe 加密货币主管。

The new Paxos platform offers an API infrastructure that allows payments to be made in either stablecoins or fiat. The platform supports conversions between the U.S. dollar and three stablecoins: Pax Dollar (USDP), PayPal USD (PYUSD), and Circle's USD Coin (USDC). It will initially be available in the U.S., with plans to expand to additional currencies and regions over time.

新的 Paxos 平台提供了 API 基础设施，允许以稳定币或法定货币进行支付。该平台支持美元与三种稳定币之间的兑换：Pax Dollar (USDP)、PayPal USD (PYUSD) 和 Circle's USD Coin (USDC)。它最初将在美国推出，并计划随着时间的推移扩展到其他货币和地区。

Customers must set up a wallet with Paxos to use the platform, and merchants or PSPs can choose whether to receive stablecoins directly or convert them to fiat. The platform also supports on-chain transfers via the Solana and Ethereum networks for PYUSD and USDP, respectively, while USDC is supported via Ethereum, Solana, and Polygon.

客户必须在 Paxos 上设置钱包才能使用该平台，商家或 PSP 可以选择是否直接接收稳定币或将其转换为法定货币。该平台还分别支持通过 Solana 和以太坊网络进行 PYUSD 和 USDP 的链上转账，而 USDC 则通过以太坊、Solana 和 Polygon 支持。

Merchants will also be able to issue refunds in the same stablecoin that was used for the initial payment.

商家还可以使用用于初始付款的相同稳定币进行退款。

Stripe currently accepts pay-ins from over 70 countries, and the addition of stablecoin payments will allow businesses to accept payments from anywhere in the world.

Stripe 目前接受来自 70 多个国家的付款，稳定币支付的加入将使企业能够接受来自世界任何地方的付款。

“This is truly enterprise-grade infrastructure for payments, where Paxos brings our regulatory-first approach to the payment capabilities needed across onboarding, custody, and money movement,” a Paxos representative stated. Paxos also intends to add more assets and blockchain networks to the platform based on customer demand.

Paxos 的一位代表表示：“这是真正的企业级支付基础设施，Paxos 将我们的监管优先方法带入了准入、托管和资金流动所需的支付功能。” Paxos还打算根据客户需求向平台添加更多资产和区块链网络。

The stablecoin market has experienced rapid growth, reaching a total market value of over $170 billion in September 2024. Major players in the space include Tether (USDT), Circle (USDC), and PayPal (PYUSD).

稳定币市场经历了快速增长，到 2024 年 9 月总市值已超过 1700 亿美元。该领域的主要参与者包括 Tether (USDT)、Circle (USDC) 和 PayPal (PYUSD)。