Paxos 擴大穩定幣在支付產業的採用，與 Stripe 達成合作關係

Paxos 是 Pax Dollar (USDP) 背後的區塊鏈公司，透過推出新的企業級穩定幣支付平台，正在擴大穩定幣在支付行業的採用。

Pax Dollar (USDP) issuer Paxos is expanding stablecoin adoption in the payments industry with the launch of its new enterprise-grade stablecoin payments platform.

Pax Dollar (USDP) 發行人 Paxos 透過推出新的企業級穩定幣支付平台，擴大了支付產業中穩定幣的採用。

The platform is designed for payment service providers (PSPs) and fintech companies, enabling them to integrate stablecoin payments into their systems for faster and lower-cost global transactions.

該平台專為支付服務提供者（PSP）和金融科技公司而設計，使他們能夠將穩定幣支付整合到他們的系統中，以實現更快、成本更低的全球交易。

Paxos has announced that payment processing giant Stripe will be the first PSP to integrate Paxos’ infrastructure. Stripe's “Pay with Crypto” product, which allows businesses to accept stablecoin payments, will feature Paxos' technology, enabling these payments to settle in fiat currencies like the U.S. dollar.

Paxos 宣布支付處理巨頭 Stripe 將成為第一個整合 Paxos 基礎設施的 PSP。 Stripe 的「Pay with Crypto」產品允許企業接受穩定幣支付，該產品將採用 Paxos 的技術，使這些支付能夠以美元等法定貨幣結算。

"We're always looking for methods to make it easier and less expensive for businesses to accept payments from their customers worldwide. We're thrilled to partner with Paxos to enable stablecoin payments for our users with our Pay with Crypto product," said John Egan, Head of Crypto at Stripe.

John 表示：「我們一直在尋找方法，讓企業能夠更輕鬆、更便宜地接受全球客戶的付款。我們很高興與 Paxos 合作，透過我們的 Pay with Crypto 產品為我們的用戶提供穩定幣支付。」Egan ，Stripe 加密貨幣主管。

The new Paxos platform offers an API infrastructure that allows payments to be made in either stablecoins or fiat. The platform supports conversions between the U.S. dollar and three stablecoins: Pax Dollar (USDP), PayPal USD (PYUSD), and Circle's USD Coin (USDC). It will initially be available in the U.S., with plans to expand to additional currencies and regions over time.

新的 Paxos 平台提供了 API 基礎設施，允許以穩定幣或法定貨幣進行支付。該平台支援美元與三種穩定幣之間的兌換：Pax Dollar (USDP)、PayPal USD (PYUSD) 和 Circle's USD Coin (USDC)。它最初將在美國推出，並計劃隨著時間的推移擴展到其他貨幣和地區。

Customers must set up a wallet with Paxos to use the platform, and merchants or PSPs can choose whether to receive stablecoins directly or convert them to fiat. The platform also supports on-chain transfers via the Solana and Ethereum networks for PYUSD and USDP, respectively, while USDC is supported via Ethereum, Solana, and Polygon.

客戶必須在 Paxos 上設定錢包才能使用該平台，商家或 PSP 可以選擇是否直接接收穩定幣或將其轉換為法定貨幣。該平台還分別支援透過 Solana 和以太坊網路進行 PYUSD 和 USDP 的鏈上轉賬，而 USDC 則透過以太坊、Solana 和 Polygon 支援。

Merchants will also be able to issue refunds in the same stablecoin that was used for the initial payment.

商家還可以使用用於初始付款的相同穩定幣進行退款。

Stripe currently accepts pay-ins from over 70 countries, and the addition of stablecoin payments will allow businesses to accept payments from anywhere in the world.

Stripe 目前接受來自 70 多個國家的付款，穩定幣支付的加入將使企業能夠接受來自世界任何地方的付款。

“This is truly enterprise-grade infrastructure for payments, where Paxos brings our regulatory-first approach to the payment capabilities needed across onboarding, custody, and money movement,” a Paxos representative stated. Paxos also intends to add more assets and blockchain networks to the platform based on customer demand.

Paxos 的一位代表表示：“這是真正的企業級支付基礎設施，Paxos 將我們的監管優先方法帶入了准入、託管和資金流動所需的支付功能。” Paxos還打算根據客戶需求為平台添加更多資產和區塊鏈網路。

The stablecoin market has experienced rapid growth, reaching a total market value of over $170 billion in September 2024. Major players in the space include Tether (USDT), Circle (USDC), and PayPal (PYUSD).

穩定幣市場經歷了快速成長，到 2024 年 9 月總市值已超過 1,700 億美元。