Mutuum Finance（MUTM）重塑贷款，可能会超过Cardano（ADA）

Mutuum Finance（MUTM）在加密助人的爱好者中迅速获得了吸引力，筹集了超过774,320美元，并在其预售的第一阶段吸引了1,320个投资者。

Mutuum Finance (MUTM) is rapidly gaining steam among crypto enthusiasts, having raised over $774,320 and attracted 1,320 investors during the first phase of its presale. With over 70% of the initial token allocation already being purchased at $0.01, there is a sense of urgency as remaining tokens continue to vanish. Notably, observers are comparing Mutuum Finance to Cardano (ADA) in terms of growth potential, with some projecting a 600% increase at launch and analysts suggesting a further 100x rise to $1 by 2025.

Mutuum Finance（MUTM）在加密爱好者中迅速增长，筹集了超过774,320美元，并在其预售的第一阶段吸引了1,320个投资者。由于已经以0.01美元的价格购买了最初的令牌分配中70％以上，因此由于剩余的令牌继续消失而感到紧迫感。值得注意的是，观察家在增长潜力方面将Mutuum Finance与Cardano（ADA）进行了比较，其中一些预计在发布时会增加600％，分析师表明到2025年，100倍上涨至1美元。

Mutuum Finance is aiming to revolutionize the world of decentralized finance by offering an accessible and efficient lending platform. The protocol caters to users seeking to earn steady returns through liquidity pools, while also allowing borrowers to keep their crypto assets as collateral to avoid forced sales. This lending mechanism is made possible through two models. A peer-to-contract (P2C) setup utilizes audited smart contracts to enable depositors to earn interest on tokens such as USDT, while borrowers can obtain immediate liquidity by providing their assets as collateral. On the other hand, peer-to-peer (P2P) transactions forgo the use of shared liquidity pools and grant users complete autonomy in determining rates and terms. As the project progresses through its phases, the goal is to introduce a fully overcollateralized stablecoin by Phase 4, which will support lending activity and contribute to price stability.

Mutuum Finance的目的是通过提供可访问有效的贷款平台来彻底改变分散融资的世界。该协议迎合了寻求通过流动性池获得稳定回报的用户，同时还允许借款人将其加密资产保留为抵押品，以避免强迫销售。通过两种模型使这种贷款机制成为可能。 PEER-TO-CONTRACT（P2C）设置使用经过审核的智能合约来使存款人能够在USDT等代币上赚取利息，而借款人可以通过提供其资产作为抵押品来立即获得流动性。另一方面，点对点（P2P）交易放弃了共享流动性池的使用，并授予用户在确定费率和条款方面完全自主权。随着项目在其阶段的发展，目标是按第4阶段引入完全填充的Stablecoin，这将支持贷款活动并有助于价格稳定。

Mutuum Finance’s presale has been progressing swiftly, with Phase 1 tokens nearly sold out at $0.01 per token and the token set to list at $0.06. This pricing structure offers a straightforward 6x return for those joining early, irrespective of market speculation. Additionally, the team has launched a $100,000 community giveaway to reward participants who engage with the project prior to its official exchange debut.

Mutuum Finance的预售一直在迅速发展，第1阶段令牌几乎售罄，每个令牌的售价为0.01美元，将令牌定为0.06美元。这种定价结构可为人们提供直接的6倍回报，无论市场投机如何，与市场投机无关。此外，该团队已经推出了100,000美元的社区赠品，以奖励在正式交流之前与该项目互动的参与者。

A pivotal moment in Mutuum Finance’s journey will be the beta launch of its lending platform, which will coincide with the token’s entry into the market. This move ensures that real-world usage begins immediately, generating transaction volume and liquidity from the outset—a clear advantage over projects that rely on only a theoretical roadmap. As a result, many observers project that Mutuum Finance could approach $1 in 2025, fueled by user adoption, fee-driven buybacks, and the stablecoin rollout.

Mutuum Finance之旅的关键时刻将是其贷款平台的Beta推出，这将与令牌进入市场的进入。此举确保了现实世界的使用立即开始，从一开始就产生了交易量和流动性，这比仅依靠理论路线图的项目明显优势。结果，许多观察家都预测，由于用户采用，收费驱动的回购和Stablecoin推出，Mutuum Finance可能在2025年接近1美元。

While Cardano’s approach to smart contracts and scalability has garnered a loyal following, Mutuum Finance provides tangible rewards through its decentralized lending model. The platform facilitates both passive income for suppliers and liquidity access for borrowers, giving it an immediate practical edge. Another differentiating factor is the project’s buy-and-distribute mechanism, which allocates a portion of the protocol's fees to repurchase MUTM on the market and redistribute tokens to stakers, effectively creating a cycle of sustained demand.

尽管卡尔达诺（Cardano）的智能合同和可伸缩性方法赢得了忠实的追随者，但Mutuum Finance通过其分散贷款模型提供了切实的奖励。该平台为供应商提供了被动收入和借款人的流动性访问，从而立即具有实际优势。另一个不同的因素是该项目的购买和分布机制，该机制将协议费用的一部分分配给了市场上的MUTM，并将其重新分配给Stakers，从而有效地创造了持续需求的循环。

For early investors, the token’s presale architecture offers an advantage. Mutuum Finance is being sold in phases, with the cost increasing as the project progresses. Those who join early will pay less for tokens, ultimately maximizing their potential gains. For instance, a hypothetical $1,500 investment at $0.01 might be worth $10,500 at launch, and potentially $150,000 if the token reaches $1 in line with forecasts. Mutuum Finance’s deflationary approach and anticipated user growth both support these estimates.

对于早期投资者来说，令牌的预赛架构提供了优势。 Mutuum Finance正在分阶段出售，随着项目的进行，成本的上涨。那些提早加入的人会为代币支付更少的费用，最终使他们的潜在收益最大化。例如，假设的1,500美元投资以0.01美元的价格投资可能是10,500美元，如果代币达到1美元的预测，则可能是150,000美元。 Mutuum Finance的通缩方法和预期的用户增长都支持这些估计。

As the crypto market continues to expand, investors are increasingly prioritizing real-world applications and organized growth plans — both of which Mutuum Finance appears to embody. Beyond its accessible presale price and short-term upside, MUTM’s development blueprint suggests a stable DeFi solution designed for both short and long time horizons. Those interested in securing an early stake can still join the presale, with Phase 1 tokens quickly selling out and those who act now getting in at $0.01 before the cost rises.

随着加密货币市场的不断扩大，投资者越来越优先考虑现实世界的应用程序和有组织的增长计划 - 这两者均似乎都体现出来。除了其可访问的预售价格和短期上涨外，MUTM的开发蓝图还提出了一种稳定的Defi解决方案，为短期和长时间的视野设计。那些有兴趣获得早期股份的人仍然可以加入预售，第一阶段令牌迅速卖光了，而那些在成本上升之前的行动中的行为现在为0.01美元。

Whether or not Mutuum Finance equals or surpasses Cardano’s success ultimately remains to be seen, but the project's path is clear. Investors who lock in tokens at the presale stage could see significant benefits — initially a 600% gain at launch, and possibly a 100x jump by 2025. With a focus on tangible DeFi results and strong tokenomics, Mutuum Finance may well become a leading contender in the space.

Mutuum Finance是否等于或超过Cardano的成功，最终还有待观察，但是该项目的道路很明显。在预售阶段锁定代币的投资者可能会看到巨大的好处 - 最初在发布时获得600％的增长，可能在2025年增加100倍。由于关注有形的表现结果和强大的标记学，Mutuum Finance很可能会成为领先的竞争者。空间。

For more information about Mutuum Finance (MUTM), visit the links below:

有关Mutuum Finance（MUTM）的更多信息，请访问以下链接：

Website: https://www.mutuum.finance/

网站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance