Mutuum Finance（MUTM）重塑貸款，可能會超過Cardano（ADA）

Mutuum Finance（MUTM）在加密助人的愛好者中迅速獲得了吸引力，籌集了超過774,320美元，並在其預售的第一階段吸引了1,320個投資者。

Mutuum Finance (MUTM) is rapidly gaining steam among crypto enthusiasts, having raised over $774,320 and attracted 1,320 investors during the first phase of its presale. With over 70% of the initial token allocation already being purchased at $0.01, there is a sense of urgency as remaining tokens continue to vanish. Notably, observers are comparing Mutuum Finance to Cardano (ADA) in terms of growth potential, with some projecting a 600% increase at launch and analysts suggesting a further 100x rise to $1 by 2025.

Mutuum Finance（MUTM）在加密愛好者中迅速增長，籌集了超過774,320美元，並在其預售的第一階段吸引了1,320個投資者。由於已經以0.01美元的價格購買了最初的令牌分配中70％以上，因此由於剩餘的令牌繼續消失而感到緊迫感。值得注意的是，觀察家在增長潛力方面將Mutuum Finance與Cardano（ADA）進行了比較，其中一些預計在發佈時會增加600％，分析師表明到2025年，100倍上漲至1美元。

Mutuum Finance is aiming to revolutionize the world of decentralized finance by offering an accessible and efficient lending platform. The protocol caters to users seeking to earn steady returns through liquidity pools, while also allowing borrowers to keep their crypto assets as collateral to avoid forced sales. This lending mechanism is made possible through two models. A peer-to-contract (P2C) setup utilizes audited smart contracts to enable depositors to earn interest on tokens such as USDT, while borrowers can obtain immediate liquidity by providing their assets as collateral. On the other hand, peer-to-peer (P2P) transactions forgo the use of shared liquidity pools and grant users complete autonomy in determining rates and terms. As the project progresses through its phases, the goal is to introduce a fully overcollateralized stablecoin by Phase 4, which will support lending activity and contribute to price stability.

Mutuum Finance的目的是通過提供可訪問有效的貸款平台來徹底改變分散融資的世界。該協議迎合了尋求通過流動性池獲得穩定回報的用戶，同時還允許借款人將其加密資產保留為抵押品，以避免強迫銷售。通過兩種模型使這種貸款機製成為可能。 PEER-TO-CONTRACT（P2C）設置使用經過審核的智能合約來使存款人能夠在USDT等代幣上賺取利息，而藉款人可以通過提供其資產作為抵押品來立即獲得流動性。另一方面，點對點（P2P）交易放棄了共享流動性池的使用，並授予用戶在確定費率和條款方面完全自主權。隨著項目在其階段的發展，目標是按第4階段引入完全填充的Stablecoin，這將支持貸款活動並有助於價格穩定。

Mutuum Finance’s presale has been progressing swiftly, with Phase 1 tokens nearly sold out at $0.01 per token and the token set to list at $0.06. This pricing structure offers a straightforward 6x return for those joining early, irrespective of market speculation. Additionally, the team has launched a $100,000 community giveaway to reward participants who engage with the project prior to its official exchange debut.

Mutuum Finance的預售一直在迅速發展，第1階段令牌幾乎售罄，每個令牌的售價為0.01美元，將令牌定為0.06美元。這種定價結構可為人們提供直接的6倍回報，無論市場投機如何，與市場投機無關。此外，該團隊已經推出了100,000美元的社區贈品，以獎勵在正式交流之前與該項目互動的參與者。

A pivotal moment in Mutuum Finance’s journey will be the beta launch of its lending platform, which will coincide with the token’s entry into the market. This move ensures that real-world usage begins immediately, generating transaction volume and liquidity from the outset—a clear advantage over projects that rely on only a theoretical roadmap. As a result, many observers project that Mutuum Finance could approach $1 in 2025, fueled by user adoption, fee-driven buybacks, and the stablecoin rollout.

Mutuum Finance之旅的關鍵時刻將是其貸款平台的Beta推出，這將與令牌進入市場的進入。此舉確保了現實世界的使用立即開始，從一開始就產生了交易量和流動性，這比僅依靠理論路線圖的項目明顯優勢。結果，許多觀察家都預測，由於用戶採用，收費驅動的回購和Stablecoin推出，Mutuum Finance可能在2025年接近1美元。

While Cardano’s approach to smart contracts and scalability has garnered a loyal following, Mutuum Finance provides tangible rewards through its decentralized lending model. The platform facilitates both passive income for suppliers and liquidity access for borrowers, giving it an immediate practical edge. Another differentiating factor is the project’s buy-and-distribute mechanism, which allocates a portion of the protocol's fees to repurchase MUTM on the market and redistribute tokens to stakers, effectively creating a cycle of sustained demand.

儘管卡爾達諾（Cardano）的智能合同和可伸縮性方法贏得了忠實的追隨者，但Mutuum Finance通過其分散貸款模型提供了切實的獎勵。該平台為供應商提供了被動收入和借款人的流動性訪問，從而立即具有實際優勢。另一個不同的因素是該項目的購買和分佈機制，該機制將協議費用的一部分分配給了市場上的MUTM，並將其重新分配給Stakers，從而有效地創造了持續需求的循環。

For early investors, the token’s presale architecture offers an advantage. Mutuum Finance is being sold in phases, with the cost increasing as the project progresses. Those who join early will pay less for tokens, ultimately maximizing their potential gains. For instance, a hypothetical $1,500 investment at $0.01 might be worth $10,500 at launch, and potentially $150,000 if the token reaches $1 in line with forecasts. Mutuum Finance’s deflationary approach and anticipated user growth both support these estimates.

對於早期投資者來說，令牌的預賽架構提供了優勢。 Mutuum Finance正在分階段出售，隨著項目的進行，成本的上漲。那些提早加入的人會為代幣支付更少的費用，最終使他們的潛在收益最大化。例如，假設的1,500美元投資以0.01美元的價格投資可能是10,500美元，如果代幣達到1美元的預測，則可能是150,000美元。 Mutuum Finance的通縮方法和預期的用戶增長都支持這些估計。

As the crypto market continues to expand, investors are increasingly prioritizing real-world applications and organized growth plans — both of which Mutuum Finance appears to embody. Beyond its accessible presale price and short-term upside, MUTM’s development blueprint suggests a stable DeFi solution designed for both short and long time horizons. Those interested in securing an early stake can still join the presale, with Phase 1 tokens quickly selling out and those who act now getting in at $0.01 before the cost rises.

隨著加密貨幣市場的不斷擴大，投資者越來越優先考慮現實世界的應用程序和有組織的增長計劃 - 這兩者均似乎都體現出來。除了其可訪問的預售價格和短期上漲外，MUTM的開發藍圖還提出了一種穩定的Defi解決方案，為短期和長時間的視野設計。那些有興趣獲得早期股份的人仍然可以加入預售，第一階段令牌迅速賣光了，而那些在成本上升之前的行動中的行為現在為0.01美元。

Whether or not Mutuum Finance equals or surpasses Cardano’s success ultimately remains to be seen, but the project's path is clear. Investors who lock in tokens at the presale stage could see significant benefits — initially a 600% gain at launch, and possibly a 100x jump by 2025. With a focus on tangible DeFi results and strong tokenomics, Mutuum Finance may well become a leading contender in the space.

Mutuum Finance是否等於或超過Cardano的成功，最終還有待觀察，但是該項目的道路很明顯。在預售階段鎖定代幣的投資者可能會看到巨大的好處- 最初在發佈時獲得600％的增長，可能在2025年增加100倍。由於關注有形的表現結果和強大的標記學，Mutuum Finance很可能會成為領先的競爭者。空間。

For more information about Mutuum Finance (MUTM), visit the links below:

有關Mutuum Finance（MUTM）的更多信息，請訪問以下鏈接：

Website: https://www.mutuum.finance/

網站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance