1-Money将很快启动加密货币的第一层网络专用构建的stablecoins

该公司的目标是建立最快，最便宜，最合规的稳定网络，该网络设计为推动企业采用

1Money, a startup building a Layer 1 network specifically for stablecoins, is aiming to launch its chain in Q2 2025, CEO and co-founder Brian Shroder told The Block.

首席执行官兼联合创始人Brian Shroder告诉The Block，1-Money是专门用于Stablecoins的第1层网络的初创公司，旨在在第二季度2025年推出链条。

The network will not have a native token, a move that will allow it to offer cheaper transactions than other Layer 1s and hopes will help it attract the interest of businesses who prefer not to deal in speculative assets or handle the legal complexities of operating on a public blockchain. It also won't support smart contracts, rendering it unsuitable for DeFi protocols but perhaps more palatable to businesses wary of the legal implications of decentralized finance.

该网络将没有本地令牌，这一举动将使该网络能够提供比其他第1层更便宜的交易，并希望它可以帮助它吸引不愿从事投机资产或处理公共区块链经营的法律复杂性的企业的兴趣。它也不支持智能合约，使其不适合Defi协议，但可能更适合对分散财务的法律含义保持警惕的企业。

"The reason that we can be the cheapest is because we don't have our own token," Shroder said. "So we don't have to divert gas fees to prop up the price of a speculative asset...now all of a sudden we're able to actually have gas fees that are flat rates."

Shroder说：“我们之所以成为最便宜的原因是因为我们没有自己的令牌。” “因此，我们不必转移汽油费来支撑投机资产的价格……现在突然之间，我们实际上能够获得固定利率的汽油费。”

The network's patent-pending Byzantine Consistent Broadcast system will allow for near-instant finality, which is achieved through a system of broadcasting new ledger state to all nodes on the network simultaneously. The system's architecture is similar to that of Meta's defunct Diem stablecoin project, which aimed to create a low-cost, high-throughput blockchain optimized for stablecoins and payments.

该网络正在申请专利的拜占庭一致的广播系统将允许近乎固有的终结性，这是通过将新的分类帐状态同时广播到网络上所有节点的系统来实现的。该系统的体系结构类似于Meta已删除的Diem Stablecoin项目，该项目的目的是创建针对稳定股和付款优化的低成本，高通量区块链。

"We are actually not a blockchain, we are a distributed ledger technology that uses broadcasting to update our ledgers," Shroder said. "We're able to process all transactions as they occur with equal priority...we can now settle all transactions in under one second."

Shroder说：“我们实际上不是一个区块链，我们是一种分布式分类帐技术，它使用广播来更新我们的分类帐。” “我们能够以同样的优先级进行所有交易进行处理……我们现在可以在一秒钟内解决所有交易。”

The startup recently announced a funding round of more than $20 million and unveiled its leadership team, which consists of co-founders Shroder, who is the former CEO of Binance.US, and his brother Matt Shroder, a former SVP of global operations at Binance with additional experience at Uber. The startup recently appointed former OKX deputy general counsel Chris Lalan as chief legal officer, former Binance deputy CCO Kristen Hecht as CCO, and former Ripple CISO Brett Enclade as CISO.

这家初创公司最近宣布了超过2000万美元的资金，并揭幕了其领导团队，该团队由联合创始人Shroder组成，后者是Binance.us的前首席执行官，他的兄弟Matt Shroder，他的兄弟Matt Shroder是Binance的前全球运营中高级副总裁，并在Uber获得了其他经验。该初创公司最近任命OKX前副律师克里斯·拉兰（Chris Lalan）为首席法律官，前Binance CCO Kristen Hecht副副法律官为CCO，而前Ripple Ciso Ciso Brett Fenclade则为CISO。

Last year, fintech company Stripe acquired stablecoin startup Bridge for $1.1 billion, the crypto industry's largest acquisition to date. The company provides software tools to help companies accept stablecoins as payments, such as rendering stablecoins viewable on bank statement to streamline internal accounting procedures.

去年，金融科技公司Stripe以11亿美元的价格收购了Stablecoin Startup Bridge，这是加密货币行业迄今为止最大的收购。公司提供软件工具来帮助公司接受稳定的款项作为付款，例如在银行对帐单上可查看的稳定币以简化内部会计程序。

"The truth is that we would have the same capabilities as Bridge, but we own the network, which I think is a lot more attractive," Shroder said when asked about the rival company. "Our long-term goal, though, is the growth of the network, and so that's what we're focused in on."

“事实是，我们将拥有与桥梁相同的功能，但是我们拥有该网络，我认为这更具吸引力，”当被问及竞争对手时，Shroder说。 “不过，我们的长期目标是网络的增长，因此这就是我们关注的目标。”

Currently, Ethereum and Tron lead all other blockchain networks in stablecoin supply, boasting a combined $182.5 billion worth of stablecoins, according to The Block's data. Tether's USDT, the world's leading stablecoin, has a supply of about $143 billion across all networks.

目前，以太坊和Tron在Stablecoin供应中领导所有其他区块链网络，并拥有价值1.825亿美元的Stablecoins。 Tether的USDT是全球领先的Stablecoin，在所有网络中供应约1430亿美元。

Shroder said 1Money's approach addresses several key complaints from businesses considering stablecoin adoption, such as the possibility for open blockchain networks to be used for money laundering, the irregular speed and cost of transactions, and the need to hold volatile assets on a company's balance sheet.

Shroder说，1Money的方法解决了考虑采用Stablecoin的企业的几项关键投诉，例如开放区块链网络可以用于洗钱，不规则速度和交易成本的可能性，以及在公司资产负债表上持有波动性资产的需求。

"Having L1s or L2s that settle anywhere from a couple seconds to maybe 30 minutes, depending on the network traffic, that doesn't work for Starbucks, right?" Shroder said. "They're not going to hold your cup of coffee until the transaction settles."

“拥有L1或L2S，可以根据网络流量从几秒钟到30分钟的时间安顿下来，这对星巴克不起作用，对吗？”什罗德说。 “直到交易安定下来，他们才会拿着您的咖啡。”

As for the lack of smart contract support, which would preclude DeFi projects operating on the network and offering yield on stablecoin holdings, Shroder argued the network's reliability and ease of use will help draw users.

至于缺乏智能合同支持，这将排除在网络上运行的Defi项目，并在Stablecoin Holdings上提供收益率，Shroder认为网络的可靠性和易用性将有助于吸引用户。

"Currently, Tron and Solana are leading in terms of stablecoin payments because they are the fastest and the cheapest in the category," Shroder said. "We feel that naturally, if we put out a product that's faster and cheaper than all of them, there will be a natural gravitation to use us."

Shroder说：“目前，Tron和Solana在Stablecoin付款方面处于领先地位，因为它们是该类别中最快和最便宜的。” “我们自然而然地认为，如果我们发行的产品比所有这些产品都更快，更便宜，那么使用我们的产品就会有一种自然的引力。”

1Money plans to launch its network in the second quarter of 2025, with scaling improvements planned for the third quarter.

1 -Money计划在2025年第二季度启动其网络，并计划在第三季度进行扩展。