1-Money將很快啟動加密貨幣的第一層網絡專用構建的stablecoins

該公司的目標是建立最快，最便宜，最合規的穩定網絡，該網絡設計為推動企業採用

1Money, a startup building a Layer 1 network specifically for stablecoins, is aiming to launch its chain in Q2 2025, CEO and co-founder Brian Shroder told The Block.

首席執行官兼聯合創始人Brian Shroder告訴The Block，1-Money是專門用於Stablecoins的第1層網絡的初創公司，旨在在第二季度2025年推出鏈條。

The network will not have a native token, a move that will allow it to offer cheaper transactions than other Layer 1s and hopes will help it attract the interest of businesses who prefer not to deal in speculative assets or handle the legal complexities of operating on a public blockchain. It also won't support smart contracts, rendering it unsuitable for DeFi protocols but perhaps more palatable to businesses wary of the legal implications of decentralized finance.

該網絡將沒有本地令牌，這一舉動將使該網絡能夠提供比其他第1層更便宜的交易，並希望它可以幫助它吸引不願從事投機資產或處理公共區塊鏈經營的法律複雜性的企業的興趣。它也不支持智能合約，使其不適合Defi協議，但可能更適合對分散財務的法律含義保持警惕的企業。

"The reason that we can be the cheapest is because we don't have our own token," Shroder said. "So we don't have to divert gas fees to prop up the price of a speculative asset...now all of a sudden we're able to actually have gas fees that are flat rates."

Shroder說：“我們之所以成為最便宜的原因是因為我們沒有自己的令牌。” “因此，我們不必轉移汽油費來支撐投機資產的價格……現在突然之間，我們實際上能夠獲得固定利率的汽油費。”

The network's patent-pending Byzantine Consistent Broadcast system will allow for near-instant finality, which is achieved through a system of broadcasting new ledger state to all nodes on the network simultaneously. The system's architecture is similar to that of Meta's defunct Diem stablecoin project, which aimed to create a low-cost, high-throughput blockchain optimized for stablecoins and payments.

該網絡正在申請專利的拜占庭一致的廣播系統將允許近乎固有的終結性，這是通過將新的分類帳狀態同時廣播到網絡上所有節點的系統來實現的。該系統的體系結構類似於Meta已刪除的Diem Stablecoin項目，該項目的目的是創建針對穩定股和付款優化的低成本，高通量區塊鏈。

"We are actually not a blockchain, we are a distributed ledger technology that uses broadcasting to update our ledgers," Shroder said. "We're able to process all transactions as they occur with equal priority...we can now settle all transactions in under one second."

Shroder說：“我們實際上不是一個區塊鏈，我們是一種分佈式分類帳技術，它使用廣播來更新我們的分類帳。” “我們能夠以同樣的優先級進行所有交易進行處理……我們現在可以在一秒鐘內解決所有交易。”

The startup recently announced a funding round of more than $20 million and unveiled its leadership team, which consists of co-founders Shroder, who is the former CEO of Binance.US, and his brother Matt Shroder, a former SVP of global operations at Binance with additional experience at Uber. The startup recently appointed former OKX deputy general counsel Chris Lalan as chief legal officer, former Binance deputy CCO Kristen Hecht as CCO, and former Ripple CISO Brett Enclade as CISO.

這家初創公司最近宣布了超過2000萬美元的資金，並揭幕了其領導團隊，該團隊由聯合創始人Shroder組成，後者是Binance.us的前首席執行官，他的兄弟Matt Shroder，他的兄弟Matt Shroder是Binance的前全球運營中高級副總裁，並在Uber獲得了其他經驗。該初創公司最近任命OKX前副律師克里斯·拉蘭（Chris Lalan）為首席法律官，前Binance CCO Kristen Hecht副副法律官為CCO，而前Ripple Ciso Ciso Brett Fenclade則為CISO。

Last year, fintech company Stripe acquired stablecoin startup Bridge for $1.1 billion, the crypto industry's largest acquisition to date. The company provides software tools to help companies accept stablecoins as payments, such as rendering stablecoins viewable on bank statement to streamline internal accounting procedures.

去年，金融科技公司Stripe以11億美元的價格收購了Stablecoin Startup Bridge，這是加密貨幣行業迄今為止最大的收購。公司提供軟件工具來幫助公司接受穩定的款項作為付款，例如在銀行對帳單上可查看的穩定幣以簡化內部會計程序。

"The truth is that we would have the same capabilities as Bridge, but we own the network, which I think is a lot more attractive," Shroder said when asked about the rival company. "Our long-term goal, though, is the growth of the network, and so that's what we're focused in on."

“事實是，我們將擁有與橋樑相同的功能，但是我們擁有該網絡，我認為這更具吸引力，”當被問及競爭對手時，Shroder說。 “不過，我們的長期目標是網絡的增長，因此這就是我們關注的目標。”

Currently, Ethereum and Tron lead all other blockchain networks in stablecoin supply, boasting a combined $182.5 billion worth of stablecoins, according to The Block's data. Tether's USDT, the world's leading stablecoin, has a supply of about $143 billion across all networks.

目前，以太坊和Tron在Stablecoin供應中領導所有其他區塊鍊網絡，並擁有價值1.825億美元的Stablecoins。 Tether的USDT是全球領先的Stablecoin，在所有網絡中供應約1430億美元。

Shroder said 1Money's approach addresses several key complaints from businesses considering stablecoin adoption, such as the possibility for open blockchain networks to be used for money laundering, the irregular speed and cost of transactions, and the need to hold volatile assets on a company's balance sheet.

Shroder說，1Money的方法解決了考慮採用Stablecoin的企業的幾項關鍵投訴，例如開放區塊鍊網絡可以用於洗錢，不規則速度和交易成本的可能性，以及在公司資產負債表上持有波動性資產的需求。

"Having L1s or L2s that settle anywhere from a couple seconds to maybe 30 minutes, depending on the network traffic, that doesn't work for Starbucks, right?" Shroder said. "They're not going to hold your cup of coffee until the transaction settles."

“擁有L1或L2S，可以根據網絡流量從幾秒鐘到30分鐘的時間安頓下來，這對星巴克不起作用，對嗎？”什羅德說。 “直到交易安定下來，他們才會拿著您的咖啡。”

As for the lack of smart contract support, which would preclude DeFi projects operating on the network and offering yield on stablecoin holdings, Shroder argued the network's reliability and ease of use will help draw users.

至於缺乏智能合同支持，這將排除在網絡上運行的Defi項目，並在Stablecoin Holdings上提供收益率，Shroder認為網絡的可靠性和易用性將有助於吸引用戶。

"Currently, Tron and Solana are leading in terms of stablecoin payments because they are the fastest and the cheapest in the category," Shroder said. "We feel that naturally, if we put out a product that's faster and cheaper than all of them, there will be a natural gravitation to use us."

Shroder說：“目前，Tron和Solana在Stablecoin付款方面處於領先地位，因為它們是該類別中最快和最便宜的。” “我們自然而然地認為，如果我們發行的產品比所有這些產品都更快，更便宜，那麼使用我們的產品就會有一種自然的引力。”

1Money plans to launch its network in the second quarter of 2025, with scaling improvements planned for the third quarter.

1 -Money計劃在2025年第二季度啟動其網絡，併計劃在第三季度進行擴展。