XRP（XRP）價格預測：SEC訴訟後的加密資產會發生什麼？

Bitwise首席投資官（CIO）Matt Hougan在接受Paul Barron Network的採訪中表達了他對圍繞XRP的長期監管戰鬥的看法

A crypto asset that has been largely written off by a part of the market and largely ignored by the broader market could be in line for a sharp market correction if the U.S. legal uncertainties are cleared, according to Bitwise Chief Investment Officer (CIO) Matt Hougan.

根據Bitwise首席投資官Matt Hougan的說法，如果美國法律不確定性被清除，則很大程度上被市場的一部分被忽略的加密資產，並且在很大程度上被更廣泛的市場忽略了。

In an interview with the Paul Barron Network, Hougan offered his take on the regulatory battle that has unfolded over several years, particularly with the U.S. Securities and Exchange Commission (SEC). Since 2020, the SEC has been engaged in a lawsuit against Ripple Labs, the company behind XRP, alleging the company conducted an unregistered securities offering.

在接受保羅·巴倫（Paul Barron）網絡的採訪中，霍根（Hougan）發表了他對幾年來進行的監管戰，尤其是美國證券交易委員會（SEC）。自2020年以來，SEC一直針對XRP背後的Ripple Labs提起訴訟，指控該公司進行了未註冊的證券產品。

The lawsuit has had a significant impact on XRP, leading to its delisting from several major exchanges in the past.

該訴訟對XRP產生了重大影響，從而導致其過去的幾次主要交易所脫穎而出。

The lawsuit is now set to conclude by April 16, according to Barron, and market participants are speculating on what will happen next with the token, especially considering its minimal presence in the U.S. crypto ecosystem.

根據巴倫（Barron）的說法，該訴訟現在將於4月16日結束，市場參與者正在猜測令牌接下來將發生的事情，尤其是考慮到其在美國加密生態系統中的最小存在。

One of the key takeaways from Hougan’s analysis is that XRP remains an unknown variable in the broader crypto landscape. Unlike Bitcoin (BTC) and Ethereum (ETH), which have seen major adoption and institutional inflows, XRP has remained stagnant due to regulatory overhang.

Hougan分析的關鍵要點之一是，XRP在更廣泛的加密景觀中仍然是未知的變量。與比特幣（BTC）和以太坊（ETH）不同的是，由於監管懸垂性，XRP的採用和機構流入都不同。

If the lawsuit concludes with clarity that allows for full U.S. adoption, then the true potential of XRP in global finance could be realized.

如果訴訟以清晰的結論，可以全面採用，那麼XRP在全球金融中的真正潛力就可以實現。

“The reality is, XRP has been suppressed by litigation for multiple years, and we don’t yet know what it can do on the global stage when it’s freed from those restraints,” Hougan said.

霍根說：“現實情況是，XRP已被訴訟抑制了多年，我們尚不知道它可以在全球舞台上擺脫這些約束時能做什麼。”

While Hougan did not make any price predictions, he did note that institutional and retail sentiment could change quickly if XRP gains renewed regulatory approval in the U.S.

雖然Hougan沒有做出任何價格預測，但他確實指出，如果XRP獲得了美國的批准，機構和零售情緒可能會迅速改變

The discussion also touched upon Japan’s deep integration of XRP, particularly with SBI Holdings spearheading the move into digital banking. As noted in the interview, XRP has now overtaken Ethereum in Japanese investor holdings, showcasing strong institutional confidence.

討論還涉及日本對XRP的深入整合，尤其是SBI Holdings率先進入數字銀行業務。正如採訪中指出的那樣，XRP現在已經超過了日本投資者持有的以太坊，表現出強烈的機構信心。

Paul Barron noted that Japan’s approach could be a preview of global adoption: “SBI seems to be doing with XRP what Michael Saylor did with Bitcoin—strategically accumulating and positioning it for long-term institutional use.”

保羅·巴倫（Paul Barron）指出，日本的方法可能是對全球採用的預覽：“ SBI似乎正在與XRP邁克爾·賽勒（Michael Saylor）對比特幣所做的事情 - 在戰略上積累並定位它供長期機構使用。”

In response, Hougan agreed, adding that XRP’s role in international remittances and liquidity solutions is often underestimated, and the ongoing legal case has prevented a complete assessment of its utility-driven demand.

作為回應，Hougan表示同意，並補充說，XRP在國際匯款和流動性解決方案中的作用經常被低估，並且持續的法律案件阻止了對其公用事業驅動的需求的完整評估。

Another major topic was the possibility of an spot XRP exchange-traded fund. While Hougan did not disclose details of Bitwise’s ETF filing and its progress with the U.S. Securities and Exchange Commission (SEC), he expressed the firm’s commitment.

另一個主要主題是XRP交易所交易基金的可能性。儘管Hougan沒有透露Bitwise的ETF申請及其在美國證券交易委員會（SEC）的進度的詳細信息，但他表達了該公司的承諾。

“We don’t file for ETPs for fun. We file for them because we think they can launch, and we think there is a significant audience, and we think it’s an important asset,” Hougan said.

“我們沒有為ETP申請娛樂。我們為他們申請，因為我們認為他們可以推出，我們認為有重要的受眾，我們認為這是一項重要的資產。”

Although some analysts believe that XRP’s legal troubles have already been priced into the market, Hougan’s comments suggest that the potential upside is largely disregarded by the broader market.

儘管一些分析師認為XRP的法律麻煩已經被定價進入市場，但Hougan的評論表明，潛在的上行空間在很大程度上被更廣泛的市場所忽視。

If the SEC case concludes favorably, leading to the re-listing of XRP on major U.S. exchanges, new institutional flows, and expanded adoption in banking systems, then the market could quickly begin to re-price the asset.

如果SEC案件的結論非常有利，導致XRP在美國主要交易所，新機構流動以及在銀行系統中的擴大採用中重新列入，那麼市場可能會迅速開始重新定價該資產。

“There’s no guarantee XRP will be enormously successful, but there’s equally no guarantee that it won’t be,” Hougan concluded.

霍根總結說：“不能保證XRP會取得巨大成功，但同樣不能保證它不會。”

At press time, XRP traded at $2.12.

發稿時，XRP的交易價格為2.12美元。