日本准备缓解稳定的规则，允许新的支持方法并减轻中介机构的合规负担

日本将减轻对稳定和加密交易的法规。金融服务机构（FSA）批准了一份报告，该报告建议

Japan is easing regulations on stablecoins and crypto transactions. The Financial Services Agency (FSA) has approved a report that proposes changes to current statutory regulations. These amendments aim to both enhance financial adaptability and protect digital asset ownership for users.

日本正在放松对稳定交易的法规。金融服务局（FSA）批准了一份报告，该报告提议更改当前法定法规。这些修正案旨在提高财务适应性和保护用户的数字资产所有权。

The payment-related proposal spans two key legislations: the Trust Business Act and the Payment Services Act. Currently, Japanese law classifies crypto assets as a digital payment instrument. Local crypto businesses have expressed difficulties operating due to restrictive safety measures implemented by regulators. The government now aims to restore simplicity to crypto asset business operations.

与付款相关的提案涵盖了两项关键立法：《信托业务法》和《付款服务法》。目前，日本法律将加密资产归类为数字支付工具。由于监管机构实施的限制性安全措施，本地加密企业表达了困难。政府现在旨在恢复加密资产业务运营的简单性。

The Financial System Council adopted the report following sessions held between August 2024. The discussions analyzed rules connected to payment service operations, remittances, and stablecoin and cryptocurrency standards.

金融系统委员会在2024年8月之间举行的会议之后通过了报告。讨论分析了与付款服务运营，汇款以及Stablecoin和Cryptocurrency标准相关的规则。

Previously, businesses involved in crypto transaction mediation were required to register under strict guidelines, even if they did not handle user assets. This regulation aimed to ensure compliance with anti-money laundering rules. However, the stringent requirements hindered the entry of new businesses into the crypto market.

以前，即使没有处理用户资产，也需要在严格的指导下进行注册。该法规旨在确保遵守反洗钱规则。但是，严格的要求阻碍了新业务进入加密货币市场。

To address this issue, the FSA proposed introducing a new category of “intermediary business.” This classification would allow for more flexibility in compliance standards.

为了解决这个问题，FSA提出了一个新的“中介业务”类别。这种分类将允许在合规标准方面具有更大的灵活性。

Intermediaries who do not hold client assets will be exempt from rigorous financial requirements. Crypto exchanges and issuers will still be responsible for user fund security measures, but registration requirements will no longer extend to all firms involved with cryptocurrencies. This change could open up the market for game firms and digital wallet companies.

不持有客户资产的中介机构将不受严格的财务要求。加密交易所和发行人仍将负责用户基金的安全措施，但是注册要求将不再扩展到所有涉及加密货币的公司。这种变化可以为游戏公司和数字钱包公司开辟市场。

The framework under consideration also revises the criteria on which backing stablecoins can be based. Existing regulations only permit demand deposits as the backing method for stablecoins.

所考虑的框架还修改了支持稳定的标准可以基于的标准。现有法规仅允许需求存款作为稳定剂的背景方法。

Under the new proposal, stablecoin issuers can maintain their reserves with both short-term government bonds and fixed-term deposits. To ensure the stability of the financial sector, stablecoin issuers will be permitted to use these new assets for backing purposes up to a maximum of 50%.

根据新提案，Stablecoin发行人可以通过短期政府债券和定期存款来维持其储备。为了确保金融部门的稳定性，将允许Stablecoin发行人使用这些新资产来支持最高50％的目的。

These modifications aim to provide stablecoin issuers with greater fund management capabilities. However, to achieve user security, the implementation of additional protective structures will be necessary.

这些修改旨在为Stablecoin发行人提供更大的基金管理能力。但是，为了实现用户安全，必须实现其他保护结构。

Following the approval of the report, the Financial Services Agency will begin carrying out the necessary legal modifications. The Trust Business Act will be revised, and the Payment Services Act will be amended.

报告批准后，金融服务机构将开始进行必要的法律修改。将修订《信托业务法》，并将修改《付款服务法》。

Finance Minister Katsunobu Kato expressed support for the plan, highlighting the need to establish a digital payment system that ensures both safety and efficiency.

财政部长Katsunobu Kato表示对该计划的支持，强调了建立确保安全和效率的数字支付系统的需求。