1inch 推出 Web3 加密卡，桥接 DeFi 和传统支付系统

该加密卡由 Crypto Life 发行，仅在万事达卡网络上运行，允许用户在全球范围内使用加密货币进行在线和亲自购买。

1inch has unveiled the Web3 crypto card, a significant development in merging decentralized finance with traditional payment systems. The crypto card, issued by Crypto Life and operating exclusively on the Mastercard network, enables users to spend their cryptocurrency for both online and in-person purchases globally.

1inch 推出了 Web3 加密卡，这是将去中心化金融与传统支付系统融合的重大发展。该加密卡由 Crypto Life 发行，仅在万事达卡网络上运行，使用户能够在全球范围内使用加密货币进行在线和亲自购买。

Key features of the 1inch Card:

1英寸卡的主要特点：

Stableloan:

稳定贷款：

With the Stableloan feature, your crypto is held as collateral, allowing you to borrow funds with a 0% interest rate for up to 10% LTV. You can deposit BTC or ETH and receive USDC, USDT or EURT. Once the Stableloan and any outstanding interest payments are settled, you will receive your full amount of deposited crypto back.

借助稳定贷款功能，您的加密货币将作为抵押品，允许您以 0% 的利率借入资金，贷款价值高达 10%。您可以存入 BTC 或 ETH 并接收 USDC、USDT 或 EURT。一旦稳定贷款和任何未偿还的利息支付得到解决，您将收到全额存入的加密货币。

Cryptodraft:

加密草案：

Cryptodraft is an excellent way to access extra funds without selling your assets. By depositing your BTC or ETH as collateral, you can access an instant line of credit, borrowing up to 60% of your collateral value. The first 10% LTV of this borrowed amount is interest-free, offering you a cost-effective way to utilize your crypto holdings.

Cryptodraft 是无需出售资产即可获得额外资金的绝佳方式。通过存入 BTC 或 ETH 作为抵押品，您可以获得即时信用额度，最多可借入抵押品价值的 60%。借入金额的前 10% LTV 是免息的，为您提供一种经济高效的方式来利用您持有的加密货币。

These features make the 1inch Card not only a versatile financial tool but also a crucial development in the ongoing trend of integrating cryptocurrency with traditional financial systems.

这些功能使 1inch 卡不仅是一种多功能的金融工具，而且是加密货币与传统金融系统集成的持续趋势中的一个重要发展。

Competition in the сrypto сard space: The launch puts 1inch in direct competition with other crypto card providers, which could lead to better services and lower fees for users in the long run.

加密卡领域的竞争：此次推出使 1inch 与其他加密卡提供商展开直接竞争，从长远来看，这可能会为用户带来更好的服务并降低费用。

DeFi integration: As a prominent player in the DeFi space, 1inch’s move into traditional payment systems could pave the way for further integration of DeFi projects with conventional finance.

DeFi 整合：作为 DeFi 领域的重要参与者，1inch 进军传统支付系统可能为 DeFi 项目与传统金融的进一步整合铺平道路。

User adoption: The ease of use offered by the 1inch Card could attract more mainstream users to the DeFi ecosystem, potentially driving growth in the sector.

用户采用：1inch Card 的易用性可以吸引更多主流用户进入 DeFi 生态系统，从而有可能推动该行业的增长。

Looking ahead:

展望未来：

As the DeFi sector continues to evolve, products like the 1inch Card may play a crucial role in increasing crypto adoption and usability in real-world scenarios.

随着 DeFi 领域的不断发展，像 1inch Card 这样的产品可能会在提高加密货币在现实场景中的采用和可用性方面发挥至关重要的作用。