1inch 推出 Web3 加密卡，橋接 DeFi 和傳統支付系統

該加密卡由 Crypto Life 發行，僅在萬事達卡網路上運行，允許用戶在全球範圍內使用加密貨幣進行線上和親自購買。

1inch has unveiled the Web3 crypto card, a significant development in merging decentralized finance with traditional payment systems. The crypto card, issued by Crypto Life and operating exclusively on the Mastercard network, enables users to spend their cryptocurrency for both online and in-person purchases globally.

1inch 推出了 Web3 加密卡，這是將去中心化金融與傳統支付系統融合的重大發展。該加密卡由 Crypto Life 發行，僅在萬事達卡網路上運行，使用戶能夠在全球範圍內使用加密貨幣進行線上和親自購買。

Key features of the 1inch Card:

1吋卡的主要特點：

Stableloan:

穩定貸款：

With the Stableloan feature, your crypto is held as collateral, allowing you to borrow funds with a 0% interest rate for up to 10% LTV. You can deposit BTC or ETH and receive USDC, USDT or EURT. Once the Stableloan and any outstanding interest payments are settled, you will receive your full amount of deposited crypto back.

借助穩定貸款功能，您的加密貨幣將作為抵押品，允許您以 0% 的利率借入資金，貸款價值高達 10%。您可以存入 BTC 或 ETH 並接收 USDC、USDT 或 EURT。一旦穩定貸款和任何未償還的利息支付得到解決，您將收到全額存入的加密貨幣。

Cryptodraft:

加密貨幣草案：

Cryptodraft is an excellent way to access extra funds without selling your assets. By depositing your BTC or ETH as collateral, you can access an instant line of credit, borrowing up to 60% of your collateral value. The first 10% LTV of this borrowed amount is interest-free, offering you a cost-effective way to utilize your crypto holdings.

Cryptodraft 是無需出售資產即可獲得額外資金的絕佳方式。存入 BTC 或 ETH 作為抵押品，您可以獲得即時信用額度，最多可藉入抵押品價值的 60%。借入金額的前 10% LTV 是免息的，為您提供一種經濟高效的方式來利用您持有的加密貨幣。

These features make the 1inch Card not only a versatile financial tool but also a crucial development in the ongoing trend of integrating cryptocurrency with traditional financial systems.

這些功能使 1inch 卡不僅是一種多功能的金融工具，而且是加密貨幣與傳統金融系統整合的持續趨勢中的一個重要發展。

Competition in the сrypto сard space: The launch puts 1inch in direct competition with other crypto card providers, which could lead to better services and lower fees for users in the long run.

加密卡片領域的競爭：此次推出使 1inch 與其他加密卡片供應商展開直接競爭，從長遠來看，這可能會為用戶帶來更好的服務並降低費用。

DeFi integration: As a prominent player in the DeFi space, 1inch’s move into traditional payment systems could pave the way for further integration of DeFi projects with conventional finance.

DeFi 整合：作為 DeFi 領域的重要參與者，1inch 進軍傳統支付系統可能為 DeFi 計畫與傳統金融的進一步整合鋪平道路。

User adoption: The ease of use offered by the 1inch Card could attract more mainstream users to the DeFi ecosystem, potentially driving growth in the sector.

使用者採用：1inch Card 的易用性可以吸引更多主流用戶進入 DeFi 生態系統，從而有可能推動該產業的成長。

Looking ahead:

展望未來：

As the DeFi sector continues to evolve, products like the 1inch Card may play a crucial role in increasing crypto adoption and usability in real-world scenarios.

隨著 DeFi 領域的不斷發展，像 1inch Card 這樣的產品可能會在提高加密貨幣在現實場景中的採用和可用性方面發揮至關重要的作用。