香港数字资产公司IDA财务团队与日本银行集团Progmat建立

IDA Finance与日本银行集团Progmat和其他公司开发StableCoin汇款服务的香港数字资产公司

Hong Kong digital asset company IDA Finance is teaming up with Japanese banking group Progmat Inc and other firms to develop a stablecoin remittance service between the two regions.

香港数字资产公司IDA Finance与日本银行集团Progmat Inc和其他公司合作，在两个地区之间开发了稳定的汇款服务。

According to a recent press release, IDA and Progmat will also be working together with Japanese blockchain firm Datachain and cross-chain infrastructure provider TOKI to build a proof-of-concept (PoC) that enables stablecoin cross-border transactions between Hong Kong and Japan.

根据最近的新闻稿，IDA和Progmat还将与日本区块链公司的数据手机和跨链基础设施提供商Toki合作，以建立概念证明（POC），以实现香港和日本之间的Stablecoin跨境交易。

The PoC is meant to provide traders with an alternative asset for export-import transactions between the two regions using blockchain technology. It will also identify potential improvements and benefits that can be made to the current trade routes as well as address regulatory and compliance considerations.

POC旨在使用区块链技术为交易者提供替代资产，用于两个区域之间的出口IMPORT交易。它还将确定可以对当前贸易路线以及解决法规和合规考虑的潜在改进和收益。

The use of stablecoins for cross-border payments, specifically in commodity trade, have long been believed to have significant benefits. Stablecoin transaction usually take less time to process compared to regular credit transfers and can provide payment confirmation in a matter of seconds.

长期以来，人们一直认为使用稳定的跨境支付，特别是商品贸易。与常规信用转让相比，Stablecoin交易通常需要更少的时间来处理，并且可以在几秒钟内提供付款确认。

IDA, Progmat, Datachain and TOKI plan to have a user test out the service by performing a cross-border payment request using stablecoins denominated in Japanese yen and the Hong Kong dollar through local off-ramp partners.

IDA，Progmat，Datachain和Toki计划通过使用以日本日元和香港为单位的STABLECOINS执行跨境支付请求来测试该服务，并通过本地外部跨跨型伙伴进行测试。

IDA will be responsible for maintaining a 1:1 reserve backing for the stablecoins, while Progmat will issue the stablecoins and provide the platform, Progmat Coin. On the other hand, Datachain will develop and implement the technology needed for cross-border stablecoin exchanges and TOKI will lend its cross-chain expertise to the project.

IDA将负责维持稳定币的1：1储备支持，而Progmat将签发Stablecoins并提供平台Progmat Coin。另一方面，Datachain将开发和实施跨境Stablecoin交易所所需的技术，而Toki将为该项目提供跨链专业知识。

Co-Founder of IDA, Sean Lee cited data from Hong Kong Trade Development Council’s 2023 records, which showed that Japan was Hong Kong’s fifth largest trading partner.

艾达（Ida）的联合创始人肖恩·李（Sean Lee）引用了香港贸易发展委员会2023年记录的数据，该记录表明日本是香港的第五大贸易伙伴。

“With stablecoins emerging as a viable alternative to traditional remittance methods, along with stablecoin regulatory clarity from both regions, the potential for growth in this area is enormous,” said Lee in his statement.

李在他的声明中说：“随着稳定剂作为传统汇款方法的可行替代方案，以及来自两个地区的稳定的调节性清晰度，该地区的增长潜力是巨大的。”

In recent months, both Hong Kong and Japan have been pushing for more stablecoin regulations in hopes of increasing adoption. Hong Kong Financial Services Secretary, Christopher Hui said the region will be focusing on tokenization and stablecoins in its efforts to transform into a crypto hub. Hui also introduced a stablecoin bill to the legislative council in December 2024.

近几个月来，香港和日本都在推动更多的Stablecoin法规，以期提高采用率。香港金融服务部长克里斯托弗·惠（Christopher Hui）表示，该地区将重点关注令牌化和稳定的努力，以转变为加密枢纽。 Hui还于2024年12月向立法委员会提出了一项稳定法案。

Meanwhile, Japan lawmakers continue to push for a crypto reform bill that would allow stablecoins to be backed by short-term government bonds and fixed-term deposits will an upper limit of 50%. The bill is already headed to the National Diet after receiving approval from the Cabinet of Japan.

同时，日本立法者继续推动一项加密改革法案，该法案将允许Stablecoins得到短期政府债券和固定期限的支持，上限为50％。该法案已获得日本内阁的批准后，该法案已经进入全国饮食。