香港數字資產公司IDA財務團隊與日本銀行集團Progmat建立

IDA Finance與日本銀行集團Progmat和其他公司開發StableCoin匯款服務的香港數字資產公司

Hong Kong digital asset company IDA Finance is teaming up with Japanese banking group Progmat Inc and other firms to develop a stablecoin remittance service between the two regions.

香港數字資產公司IDA Finance與日本銀行集團Progmat Inc和其他公司合作，在兩個地區之間開發了穩定的匯款服務。

According to a recent press release, IDA and Progmat will also be working together with Japanese blockchain firm Datachain and cross-chain infrastructure provider TOKI to build a proof-of-concept (PoC) that enables stablecoin cross-border transactions between Hong Kong and Japan.

根據最近的新聞稿，IDA和Progmat還將與日本區塊鏈公司的數據手機和跨鏈基礎設施提供商Toki合作，以建立概念證明（POC），以實現香港和日本之間的Stablecoin跨境交易。

The PoC is meant to provide traders with an alternative asset for export-import transactions between the two regions using blockchain technology. It will also identify potential improvements and benefits that can be made to the current trade routes as well as address regulatory and compliance considerations.

POC旨在使用區塊鏈技術為交易者提供替代資產，用於兩個區域之間的出口IMPORT交易。它還將確定可以對當前貿易路線以及解決法規和合規考慮的潛在改進和收益。

The use of stablecoins for cross-border payments, specifically in commodity trade, have long been believed to have significant benefits. Stablecoin transaction usually take less time to process compared to regular credit transfers and can provide payment confirmation in a matter of seconds.

長期以來，人們一直認為使用穩定的跨境支付，特別是商品貿易。與常規信用轉讓相比，Stablecoin交易通常需要更少的時間來處理，並且可以在幾秒鐘內提供付款確認。

IDA, Progmat, Datachain and TOKI plan to have a user test out the service by performing a cross-border payment request using stablecoins denominated in Japanese yen and the Hong Kong dollar through local off-ramp partners.

IDA，Progmat，Datachain和Toki計劃通過使用以日本日元和香港為單位的STABLECOINS執行跨境支付請求來測試該服務，並通過本地外部跨跨型夥伴進行測試。

IDA will be responsible for maintaining a 1:1 reserve backing for the stablecoins, while Progmat will issue the stablecoins and provide the platform, Progmat Coin. On the other hand, Datachain will develop and implement the technology needed for cross-border stablecoin exchanges and TOKI will lend its cross-chain expertise to the project.

IDA將負責維持穩定幣的1：1儲備支持，而Progmat將簽發Stablecoins並提供平台Progmat Coin。另一方面，Datachain將開發和實施跨境Stablecoin交易所所需的技術，而Toki將為該項目提供跨鏈專業知識。

Co-Founder of IDA, Sean Lee cited data from Hong Kong Trade Development Council’s 2023 records, which showed that Japan was Hong Kong’s fifth largest trading partner.

艾達（Ida）的聯合創始人肖恩·李（Sean Lee）引用了香港貿易發展委員會2023年記錄的數據，該記錄表明日本是香港的第五大貿易夥伴。

“With stablecoins emerging as a viable alternative to traditional remittance methods, along with stablecoin regulatory clarity from both regions, the potential for growth in this area is enormous,” said Lee in his statement.

李在他的聲明中說：“隨著穩定劑作為傳統匯款方法的可行替代方案，以及來自兩個地區的穩定的調節性清晰度，該地區的增長潛力是巨大的。”

In recent months, both Hong Kong and Japan have been pushing for more stablecoin regulations in hopes of increasing adoption. Hong Kong Financial Services Secretary, Christopher Hui said the region will be focusing on tokenization and stablecoins in its efforts to transform into a crypto hub. Hui also introduced a stablecoin bill to the legislative council in December 2024.

近幾個月來，香港和日本都在推動更多的Stablecoin法規，以期提高采用率。香港金融服務部長克里斯托弗·惠（Christopher Hui）表示，該地區將重點關注令牌化和穩定的努力，以轉變為加密樞紐。 Hui還於2024年12月向立法委員會提出了一項穩定法案。

Meanwhile, Japan lawmakers continue to push for a crypto reform bill that would allow stablecoins to be backed by short-term government bonds and fixed-term deposits will an upper limit of 50%. The bill is already headed to the National Diet after receiving approval from the Cabinet of Japan.

同時，日本立法者繼續推動一項加密改革法案，該法案將允許Stablecoins得到短期政府債券和固定期限的支持，上限為50％。該法案已獲得日本內閣的批准後，該法案已經進入全國飲食。