Grab Holdings (GRAB)：2025 年 1 月值得买入的顶级细价股

在投资细价股时，明智的做法是考虑分析师评级。它们可以作为有价值的指南，股票获得“强力买入”共识，表明行业专家认为从长远来看，它们具有巨大的上涨潜力。

Penny stocks can be an interesting investment option, but they also come with a higher level of risk. To help you navigate this market, I've put together a list of the best penny stocks to buy in January. These stocks have been carefully selected based on their strong fundamentals, growth potential, and industry outlook.

低价股可能是一种有趣的投资选择，但它们也具有较高的风险。为了帮助您驾驭这个市场，我列出了 1 月份最值得购买的细价股票。这些股票是根据其强劲的基本面、增长潜力和行业前景精心挑选的。

One stock that stands out is Grab Holdings (NASDAQ:GRAB). The company operates a leading super app in Southeast Asia, offering a wide range of services including food and grocery deliveries, ride-hailing, package delivery, digital payments, lending, and insurance.

一只脱颖而出的股票是 Grab Holdings（纳斯达克股票代码：GRAB）。该公司在东南亚运营着一款领先的超级应用程序，提供广泛的服务，包括食品和杂货配送、叫车、包裹递送、数字支付、贷款和保险。

With a presence in over 480 cities across eight countries, Grab is well-positioned to capitalize on the region's rapidly growing digital economy. The company boasts a strong brand presence and a loyal user base, making it a prime candidate for continued success in the years to come.

Grab 的业务遍及 8 个国家的 480 多个城市，处于有利地位，能够充分利用该地区快速增长的数字经济。该公司拥有强大的品牌影响力和忠实的用户群，使其成为未来几年持续成功的主要候选人。

Financially, Grab is also firing on all cylinders. In Q3 2024, the company reported a record group adjusted EBITDA of $90 million, a more than threefold increase year-over-year. This marks the eleventh consecutive quarter of adjusted EBITDA improvement, showcasing the company's ability to scale and generate strong operating profits.

在财务上，Grab 也开足马力。 2024 年第三季度，该公司公布的集团调整后 EBITDA 创纪录地达到 9000 万美元，同比增长三倍多。这标志着调整后 EBITDA 连续第十一个季度改善，展示了该公司扩大规模和产生强劲营业利润的能力。

Engagement on the platform continues to trend upwards. Monthly transacting users (MTUs) rose by 16% year-over-year to 42 million in Q3 2024. This metric is crucial for assessing platform engagement and growth, and Grab's performance highlights the increasing user activity and stickiness within the Grab ecosystem.

该平台的参与度持续上升。 2024 年第三季度，每月交易用户 (MTU) 同比增长 16%，达到 4200 万。该指标对于评估平台参与度和增长至关重要，Grab 的表现凸显了 Grab 生态系统内不断增长的用户活动和粘性。

Moreover, Grab is generating positive adjusted free cash flow, aligning with its target of positive free cash flow for the full fiscal year. Over the trailing 12 months, the company achieved an adjusted free cash flow of $76 million.

此外，Grab 正在产生正的调整后自由现金流，符合其整个财年正自由现金流的目标。在过去 12 个月中，该公司实现了 7600 万美元的调整后自由现金流。

Looking ahead, Grab is focused on enhancing value for its users and ecosystem partners. In 2025, the company will continue to drive market penetration and expand its reach within its total addressable market.

展望未来，Grab 将专注于提升用户和生态系统合作伙伴的价值。 2025年，该公司将继续推动市场渗透并扩大其总目标市场范围。

In Q3, the Deliveries segment showed strong growth, especially in Saver and Priority Deliveries. Similarly, in Mobility, High-Value Mobility offerings complement affordability initiatives, ensuring a comprehensive suite of services tailored to diverse user needs.

第三季度，配送业务呈现强劲增长，尤其是“特惠配送”和“优先配送”。同样，在移动领域，高价值移动产品补充了可负担性计划，确保提供针对不同用户需求的全面服务。

Cross-selling remains a key growth driver for Grab. By encouraging GrabFood users to explore GrabMart, the company has achieved remarkable success. GrabMart is growing at nearly double the pace of GrabFood while remaining profitable.

交叉销售仍然是 Grab 的主要增长动力。通过鼓励 GrabFood 用户探索 GrabMart，该公司取得了显着的成功。 GrabMart 的增长速度几乎是 GrabFood 的两倍，同时仍保持盈利。

Interestingly, users who engage with both services have a higher transaction frequency — almost five times that of GrabFood-only users — and exhibit more than twice as high retention rates. This dynamic enhances user stickiness and strengthens relationships with ecosystem partners.

有趣的是，使用这两种服务的用户的交易频率更高，几乎是仅使用 GrabFood 的用户的五倍，并且保留率高出两倍多。这种动态增强了用户粘性并加强了与生态系统合作伙伴的关系。

Finally, Grab's financial services offerings, which are provided through GrabFin and its digital banks, also saw solid growth. In Q3 2024, Grab's consolidated Digital Bank deposits tripled to exceed $1 billion, while total loans disbursed reached a record $567 million.

最后，Grab 通过 GrabFin 及其数字银行提供的金融服务产品也实现了稳健增长。 2024 年第三季度，Grab 的综合数字银行存款增长了两倍，超过 10 亿美元，而发放的贷款总额达到创纪录的 5.67 亿美元。

With a clear focus on technological innovation, Grab is deploying several AI models across its platform to enhance user experiences and improve operational efficiency. This integration provides new opportunities for partners and ultimately drives growth for the entire ecosystem.

Grab 明确关注技术创新，正在其平台上部署多种人工智能模型，以增强用户体验并提高运营效率。这种整合为合作伙伴提供了新的机会，并最终推动整个生态系统的增长。

Collectively, Grab's strong market position, large addressable market, and emphasis on enhancing convenience through technological innovation and ecosystem development position it for sustained long-term growth.

总的来说，Grab 强大的市场地位、庞大的潜在市场以及对通过技术创新和生态系统发展增强便利性的重视，使其能够实现持续的长期增长。

Its strategy of increasing high-value transactions and catering to robust domestic demand will likely propel Grab's financials and expand its user base in 2025 and beyond. Furthermore, with its improving operating leverage and goal of delivering sustainable free cash flow, Grab is poised to generate solid shareholder returns.

其增加高价值交易和满足强劲国内需求的战略可能会在 2025 年及以后推动 Grab 的财务状况并扩大其用户群。此外，凭借不断提高的运营杠杆和提供可持续自由现金流的目标，Grab 有望为股东带来丰厚回报。