Grab Holdings (GRAB)：2025 年 1 月值得買進的頂級細價股

在投資細價股時，明智的做法是考慮分析師評級。它們可以作為有價值的指南，股票獲得「強力買入」共識，表明行業專家認為從長遠來看，它們具有巨大的上漲潛力。

Penny stocks can be an interesting investment option, but they also come with a higher level of risk. To help you navigate this market, I've put together a list of the best penny stocks to buy in January. These stocks have been carefully selected based on their strong fundamentals, growth potential, and industry outlook.

低價股可能是一種有趣的投資選擇，但它們也具有較高的風險。為了幫助您駕馭這個市場，我整理了一份一月份最值得購買的低價股清單。這些股票是根據其強勁的基本面、成長潛力和行業前景精心挑選的。

One stock that stands out is Grab Holdings (NASDAQ:GRAB). The company operates a leading super app in Southeast Asia, offering a wide range of services including food and grocery deliveries, ride-hailing, package delivery, digital payments, lending, and insurance.

一檔脫穎而出的股票是 Grab Holdings（納斯達克股票代號：GRAB）。該公司在東南亞經營一個領先的超級應用程序，提供廣泛的服務，包括食品和雜貨配送、叫車、包裹遞送、數位支付、貸款和保險。

With a presence in over 480 cities across eight countries, Grab is well-positioned to capitalize on the region's rapidly growing digital economy. The company boasts a strong brand presence and a loyal user base, making it a prime candidate for continued success in the years to come.

Grab 的業務遍及 8 個國家的 480 多個城市，處於有利地位，能夠充分利用該地區快速成長的數位經濟。該公司擁有強大的品牌影響力和忠實的用戶群，使其成為未來幾年持續成功的主要候選人。

Financially, Grab is also firing on all cylinders. In Q3 2024, the company reported a record group adjusted EBITDA of $90 million, a more than threefold increase year-over-year. This marks the eleventh consecutive quarter of adjusted EBITDA improvement, showcasing the company's ability to scale and generate strong operating profits.

在財務上，Grab 也開足馬力。 2024 年第三季度，該公司公佈的集團調整後 EBITDA 創紀錄地達到 9,000 萬美元，年增三倍多。這標誌著調整後 EBITDA 連續第十一個季度改善，展示了該公司擴大規模和產生強勁營業利潤的能力。

Engagement on the platform continues to trend upwards. Monthly transacting users (MTUs) rose by 16% year-over-year to 42 million in Q3 2024. This metric is crucial for assessing platform engagement and growth, and Grab's performance highlights the increasing user activity and stickiness within the Grab ecosystem.

該平台的參與度持續上升。 2024 年第三季度，每月交易用戶(MTU) 年比成長16%，達到4,200 萬。黏性。

Moreover, Grab is generating positive adjusted free cash flow, aligning with its target of positive free cash flow for the full fiscal year. Over the trailing 12 months, the company achieved an adjusted free cash flow of $76 million.

此外，Grab 正在產生正的調整後自由現金流，符合其整個財年正自由現金流的目標。在過去 12 個月中，該公司實現了 7,600 萬美元的調整後自由現金流。

Looking ahead, Grab is focused on enhancing value for its users and ecosystem partners. In 2025, the company will continue to drive market penetration and expand its reach within its total addressable market.

展望未來，Grab 將專注於提升用戶和生態系統合作夥伴的價值。 2025年，該公司將繼續推動市場滲透並擴大其總目標市場範圍。

In Q3, the Deliveries segment showed strong growth, especially in Saver and Priority Deliveries. Similarly, in Mobility, High-Value Mobility offerings complement affordability initiatives, ensuring a comprehensive suite of services tailored to diverse user needs.

第三季度，配送業務呈現強勁成長，尤其是「特惠配送」和「優先配送」。同樣，在行動領域，高價值行動產品補充了可負擔性計劃，確保提供針對不同用戶需求的全面服務。

Cross-selling remains a key growth driver for Grab. By encouraging GrabFood users to explore GrabMart, the company has achieved remarkable success. GrabMart is growing at nearly double the pace of GrabFood while remaining profitable.

交叉銷售仍然是 Grab 的主要成長動力。透過鼓勵 GrabFood 用戶探索 GrabMart，該公司取得了顯著的成功。 GrabMart 的成長速度幾乎是 GrabFood 的兩倍，同時仍保持獲利。

Interestingly, users who engage with both services have a higher transaction frequency — almost five times that of GrabFood-only users — and exhibit more than twice as high retention rates. This dynamic enhances user stickiness and strengthens relationships with ecosystem partners.

有趣的是，使用這兩種服務的用戶的交易頻率更高，幾乎是僅使用 GrabFood 的用戶的五倍，保留率高出兩倍多。這種動態增強了用戶黏性並加強了與生態系統合作夥伴的關係。

Finally, Grab's financial services offerings, which are provided through GrabFin and its digital banks, also saw solid growth. In Q3 2024, Grab's consolidated Digital Bank deposits tripled to exceed $1 billion, while total loans disbursed reached a record $567 million.

最後，Grab 透過 GrabFin 及其數位銀行提供的金融服務產品也實現了穩健成長。 2024 年第三季度，Grab 的綜合數位銀行存款增加了兩倍，超過 10 億美元，而發放的貸款總額達到創紀錄的 5.67 億美元。

With a clear focus on technological innovation, Grab is deploying several AI models across its platform to enhance user experiences and improve operational efficiency. This integration provides new opportunities for partners and ultimately drives growth for the entire ecosystem.

Grab 明確地專注於技術創新，正在其平台上部署多種人工智慧模型，以增強用戶體驗並提高營運效率。這種整合為合作夥伴提供了新的機會，並最終推動整個生態系統的成長。

Collectively, Grab's strong market position, large addressable market, and emphasis on enhancing convenience through technological innovation and ecosystem development position it for sustained long-term growth.

總的來說，Grab 強大的市場地位、龐大的潛在市場以及對透過技術創新和生態系統發展增強便利性的重視，使其能夠實現持續的長期成長。

Its strategy of increasing high-value transactions and catering to robust domestic demand will likely propel Grab's financials and expand its user base in 2025 and beyond. Furthermore, with its improving operating leverage and goal of delivering sustainable free cash flow, Grab is poised to generate solid shareholder returns.

其增加高價值交易和滿足強勁國內需求的策略可能會在 2025 年及以後推動 Grab 的財務狀況並擴大其用戶群。此外，憑藉不斷提高的營運槓桿和提供可持續自由現金流的目標，Grab 有望為股東帶來豐厚回報。