中国人民银行讨论全球加密货币监管，重点关注香港加密资产牌照管理和新规

中国人民银行发布《中国金融稳定报告2024》。该报告讨论了加密货币的全球监管。

People’s Bank of China Discusses Global Crypto Regulations

中国人民银行讨论全球加密货币监管

The People’s Bank of China (PBOC) has released its “China Financial Stability Report 2024.” The report discusses the global regulation of cryptocurrencies, highlighting Hong Kong's research into ways to manage cyber asset licenses.

中国人民银行（PBOC）发布了《中国金融稳定报告2024》。该报告讨论了加密货币的全球监管，强调了香港对管理网络资产许可证方法的研究。

According to the report, 51 countries have banned cryptocurrencies, while some have changed their laws to better regulate them. The report also notes that the crypto market faced several challenges in 2022, but prices and trading volume rebounded in 2023.

报告称，已有 51 个国家禁止加密货币，一些国家还修改了法律以更好地监管加密货币。报告还指出，加密货币市场在 2022 年面临多项挑战，但价格和交易量在 2023 年出现反弹。

In 2023, the total crypto assets market value reached $1.55 trillion, a 10.71% increase from the previous year. Due to the inherent risks associated with cryptocurrencies, many countries are tightening regulations.

2023年，加密资产总市值达到1.55万亿美元，较上年增长10.71%。由于加密货币固有的风险，许多国家正在收紧监管。

For instance, in the United States, crypto issuers have been coming under the scanner of the Securities and Exchange Commission (SEC). The SEC rejected several Bitcoin ETFs from 2018 to 2023. Finally, SEC approval was granted for a Bitcoin spot ETF in January 2024.

例如，在美国，加密货币发行人一直受到美国证券交易委员会（SEC）的审查。 2018 年至 2023 年，SEC 拒绝了数只比特币 ETF。最终，SEC 于 2024 年 1 月批准了比特币现货 ETF。

However, the SEC noted that this approval does not indicate that the SEC considers Bitcoin to be a safe investment.

然而，美国证券交易委员会指出，这一批准并不表明美国证券交易委员会认为比特币是一种安全的投资。

Hong Kong’s Dual Licensing System for Crypto Businesses

香港加密货币业务双重牌照制度

The European Union has enacted the Crypto-Asset Market Regulation Act to establish a comprehensive regulatory framework for virtual assets, set to be fully implemented by the end of 2024.

欧盟颁布了《加密资产市场监管法案》，为虚拟资产建立全面的监管框架，预计将于2024年底全面实施。

In the United Kingdom, the law has been amended to bring crypto assets under the Financial Services and Markets Act.

在英国，法律已进行修订，将加密资产纳入《金融服务和市场法》。

In Hong Kong, a “dual license” system has been developed for crypto businesses, distinguishing between ‘security tokens’ and ‘non-security tokens’ and subjecting them to different regulations.

香港为加密货币业务制定了“双许可证”制度，区分“证券型代币”和“非证券型代币”，并使它们受到不同的监管。

Major financial institutions, such as HSBC and Standard Chartered Bank, are also required to oversee crypto exchanges.

汇丰银行和渣打银行等主要金融机构也被要求监管加密货币交易所。

The Financial Stability Board (FSB) has created a global regulatory framework for crypto assets to minimize disparities in financial risks across jurisdictions and enhance their convergence.

金融稳定委员会（FSB）为加密资产创建了一个全球监管框架，以最大限度地减少各个司法管辖区之间金融风险的差异并增强其趋同性。

Governments are taking steps to ensure adequate market regulation as the popularity of cryptocurrencies continues to rise, bringing inherent risks that could threaten the stability of the global financial system.

随着加密货币的受欢迎程度持续上升，各国政府正在采取措施确保充分的市场监管，这带来了可能威胁全球金融体系稳定的固有风险。