中國人民銀行討論全球加密貨幣監管，聚焦香港加密資產牌照管理和新規

中國人民銀行發布《中國金融穩定報告2024》。該報告討論了加密貨幣的全球監管。

People’s Bank of China Discusses Global Crypto Regulations

中國人民銀行討論全球加密貨幣監管

The People’s Bank of China (PBOC) has released its “China Financial Stability Report 2024.” The report discusses the global regulation of cryptocurrencies, highlighting Hong Kong's research into ways to manage cyber asset licenses.

中國人民銀行（PBOC）發布了《中國金融穩定報告2024》。該報告討論了加密貨幣的全球監管，並強調了香港對管理網路資產許可證的方法的研究。

According to the report, 51 countries have banned cryptocurrencies, while some have changed their laws to better regulate them. The report also notes that the crypto market faced several challenges in 2022, but prices and trading volume rebounded in 2023.

報導稱，已有 51 個國家禁止加密貨幣，一些國家也修改了法律以更好地監管加密貨幣。報告也指出，加密貨幣市場在 2022 年面臨多項挑戰，但價格和交易量在 2023 年反彈。

In 2023, the total crypto assets market value reached $1.55 trillion, a 10.71% increase from the previous year. Due to the inherent risks associated with cryptocurrencies, many countries are tightening regulations.

2023年，加密資產總市值達1.55兆美元，較上年成長10.71%。由於加密貨幣固有的風險，許多國家正在收緊監管。

For instance, in the United States, crypto issuers have been coming under the scanner of the Securities and Exchange Commission (SEC). The SEC rejected several Bitcoin ETFs from 2018 to 2023. Finally, SEC approval was granted for a Bitcoin spot ETF in January 2024.

例如，在美國，加密貨幣發行人一直受到美國證券交易委員會（SEC）的審查。 2018 年至 2023 年，SEC 拒絕了數隻比特幣 ETF。

However, the SEC noted that this approval does not indicate that the SEC considers Bitcoin to be a safe investment.

然而，美國證券交易委員會指出，這項批准並未顯示美國證券交易委員會認為比特幣是一種安全的投資。

Hong Kong’s Dual Licensing System for Crypto Businesses

香港加密貨幣業務雙重牌照制度

The European Union has enacted the Crypto-Asset Market Regulation Act to establish a comprehensive regulatory framework for virtual assets, set to be fully implemented by the end of 2024.

歐盟頒布了《加密資產市場監管法案》，為虛擬資產建立全面的監管框架，預計在2024年底全面實施。

In the United Kingdom, the law has been amended to bring crypto assets under the Financial Services and Markets Act.

在英國，法律已進行修訂，將加密資產納入《金融服務和市場法》。

In Hong Kong, a “dual license” system has been developed for crypto businesses, distinguishing between ‘security tokens’ and ‘non-security tokens’ and subjecting them to different regulations.

香港為加密貨幣業務制定了“雙許可證”制度，區分“證券型代幣”和“非證券型代幣”，並使它們受到不同的監管。

Major financial institutions, such as HSBC and Standard Chartered Bank, are also required to oversee crypto exchanges.

匯豐銀行和渣打銀行等主要金融機構也被要求監管加密貨幣交易所。

The Financial Stability Board (FSB) has created a global regulatory framework for crypto assets to minimize disparities in financial risks across jurisdictions and enhance their convergence.

金融穩定委員會（FSB）為加密資產創建了一個全球監管框架，以最大限度地減少各個司法管轄區之間金融風險的差異並增強其趨同性。

Governments are taking steps to ensure adequate market regulation as the popularity of cryptocurrencies continues to rise, bringing inherent risks that could threaten the stability of the global financial system.

隨著加密貨幣的受歡迎程度持續上升，各國政府正在採取措施確保充分的市場監管，這帶來了可能威脅全球金融體系穩定的固有風險。