欧盟正在为拥有加密货币的保险公司计划更严格的规定。

欧盟监管机构建议保险公司在进行投资时必须将其全部资本储备专用于包括比特币在内的数字资产。

The European Union is planning stricter rules for insurance companies holding cryptocurrencies, according to a report by Financial Times.

根据《金融时报》的一份报告，欧盟正在为拥有加密货币的保险公司计划更严格的规则。

The EU regulators suggested that insurance companies must dedicate their entire capital reserves to digital assets, including Bitcoin, when making investments. This proposal would impose the highest-ever financial constraints on crypto assets that insurance providers purchase.

欧盟监管机构建议保险公司在进行投资时必须将其全部资本储备专用于包括比特币在内的数字资产。该提案将对保险提供商购买的加密资产施加有史以来最高的财务限制。

European Union Insurers' Crypto-Asset Holdings (Last Quarter 2023)

欧盟保险公司的加密资产控股（2023年上一季度）

The majority of European insurance firms reserve between 60% and 80% of their capital to protect their cryptocurrency assets. The European Commission needs to approve the standing proposal currently under review.

欧洲大多数保险公司保留其资本的60％至80％，以保护其加密货币资产。欧洲委员会需要批准目前正在审查的常设建议。

Insurers would need to allocate capital equal to 100% of their digital assets, which would put a premium on any crypto investments made by these firms. The capital requirement would extend to every tokenized asset that has its value derived from either debt instruments or equity investments.

保险公司将需要分配等于其数字资产的100％的资本，这将对这些公司进行的任何加密投资进行保费。资本要求将扩展到其具有债务工具或股票投资价值的所有令牌资产。

The proposed rule includes both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

拟议的规则包括比特币以及与法定货币以及基于安全的数字资产相关的所有其他加密资产和稳定币。

However, the suggested limitations in the proposal might be ineffective in the present moment. The present value of crypto assets among European insurers amounts to only a limited portion of their total institutional portfolio.

但是，该提案中建议的局限性在当前时刻可能是无效的。欧洲保险公司中加密资产的现值仅占其机构总投资组合的有限部分。

European Union Insurers' Sector Assets

欧盟保险公司的部门资产

The legal bodies are discussing a new generation of capital requirements for the European insurance sector. The present capital requirements are part of Solvency II, which came into effect in 2016.

法律机构正在讨论欧洲保险业的新一代资本要求。目前的资本要求是偿付能力II的一部分，该偿付能力II于2016年生效。

The total institutional portfolio of European Union insurers reached €9.6 trillion during the last quarter of 2023, and the European insurance sector assets are valued at €9.6 trillion.

在2023年的最后一个季度，欧盟保险公司的机构总投资组合达到9.6万亿欧元，欧洲保险部门资产的价值为9.6万亿欧元。

The European insurers' crypto-asset holdings totaled approximately €655 million, rendering crypto holdings less than 0.01% of the total institutional portfolio. Luxembourg holds the majority of these crypto assets.

欧洲保险公司的加密资产持有量约为6.55亿欧元，使加密货币持有不到机构总投资组合的0.01％。卢森堡拥有这些加密资产中的大多数。

Insurers typically maintain these positions through indirect investment funds.

保险公司通常通过间接投资基金维护这些头寸。

The European Union is rolling out stricter rules for insurance companies holding cryptocurrencies, converging on tighter regulations for the burgeoning digital asset industry.

欧盟正在针对拥有加密货币的保险公司制定更严格的规定，并为新兴的数字资产行业的严格规定汇聚。

The proposals by the European Union's insurance regulator would impose the highest-ever financial constraints on crypto assets that insurance providers purchase,suggesting that they must dedicate their entire capital reserves to digital assets.

欧盟保险监管机构的建议将对保险提供商购买的加密资产施加有史以来最高的财务限制，这表明他们必须将全部资本储备专用于数字资产。

The European Commission still needs to approve the standing proposal, which is currently under review.

欧洲委员会仍然需要批准目前正在审查的常规提案。

The European Union Insurers' Crypto-Asset Holdings (Last Quarter 2023)

欧盟保险公司的加密资产控股（2023年上一季度）

The proposals suggest that if an insurer invests in Bitcoin or any other digital asset, it would need to allocate capital equal to 100% of the value of that digital asset.

这些提案表明，如果保险公司投资比特币或任何其他数字资产，则需要分配等于该数字资产价值的100％的资本。

The capital requirement would extend to every tokenized asset that has its value derived from either debt instruments or equity investments.

资本要求将扩展到其具有债务工具或股票投资价值的所有令牌资产。

The capital threshold would bond both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

资本阈值将把比特币与所有其他加密资产以及与法定货币以及基于安全的数字资产相关的稳定资产签约。

The proposed rule includes both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

拟议的规则包括比特币以及与法定货币以及基于安全的数字资产相关的所有其他加密资产和稳定币。

The suggested limitations in the proposal might be ineffective in the present moment. The present value of crypto assets among European insurers amounts to only a limited portion of their total institutional portfolio.

该提案中建议的局限性在当前时刻可能是无效的。欧洲保险公司中加密资产的现值仅占其机构总投资组合的有限部分。

European Union Insurers' Sector Assets

欧盟保险公司的部门资产

The legal bodies are discussing a new generation of capital requirements for the European insurance sector. The present capital requirements are part of Solvency II, which came into effect in 2016.

法律机构正在讨论欧洲保险业的新一代资本要求。目前的资本要求是偿付能力II的一部分，该偿付能力II于2016年生效。

The total institutional portfolio of European Union insurers reached €9.6 trillion during the last quarter of 2023, and the European insurance sector assets are valued at €9.6 trillion.

在2023年的最后一个季度，欧盟保险公司的机构总投资组合达到9.6万亿欧元，欧洲保险部门资产的价值为9.6万亿欧元。

The European insurers' crypto-asset holdings totaled approximately €655 million, rendering crypto holdings less than 0.01% of the total institutional portfolio. Luxembourg holds the majority of these crypto assets.

欧洲保险公司的加密资产持有量约为6.55亿欧元，使加密货币持有不到机构总投资组合的0.01％。卢森堡拥有这些加密资产中的大多数。

Insurers typically maintain these positions through indirect investment funds.

保险公司通常通过间接投资基金维护这些头寸。

The European Union's insurance regulator is planning to propose tighter rules for insurance companies holding cryptocurrencies, according to a report by Financial Times.

根据《金融时报》的一份报告，欧盟的保险监管机构计划为拥有加密货币的保险公司提出更严格的规定。

The proposals by the European Union's insurance regulator would impose the highest-ever financial constraints on crypto assets that insurance providers purchase,suggesting that they must dedicate their entire capital reserves to digital assets.

欧盟保险监管机构的建议将对保险提供商购买的加密资产施加有史以来最高的财务限制，这表明他们必须将全部资本储备专用于数字资产。

The European Commission still needs to approve the standing proposal, which is currently under review.

欧洲委员会仍然需要批准目前正在审查的常规提案。

The proposals suggest that if an insurer invests in Bitcoin or any other digital asset, it would need to allocate capital equal to 100% of the value of that digital asset.

这些提案表明，如果保险公司投资比特币或任何其他数字资产，则需要分配等于该数字资产价值的100％的资本。

The capital requirement would extend to every tokenized asset that has its value derived from either debt instruments or equity investments.

资本要求将扩展到其具有债务工具或股票投资价值的所有令牌资产。

The capital threshold would bond both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

资本阈值将把比特币与所有其他加密资产以及与法定货币以及基于安全的数字资产相关的稳定资产签约。

The proposed rule includes both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

拟议的规则包括比特币以及与法定货币以及基于安全的数字资产相关的所有其他加密资产和稳定币。

However, the suggested limitations in the proposal might be ineffective in

但是，提案中建议的限制可能无效