DeFi 革命：以太坊的流动性质押推动激增，Solana 解决拥堵

《Finance Redefine》是一份每周通讯，提供对去中心化金融 (DeFi) 的最新见解，重点介绍重大发展。 2024 年第一季度，以太坊流动性重新抵押推动 DeFi 锁定总价值（TVL）超过 1000 亿美元，Lido 和 EigenLayer 为这一复苏做出了贡献。此外，Solana 开发人员还发布了一个补丁来解决长期网络拥塞问题，并承诺进一步改进。

Decentralized Finance: A Paradigm Shift in Financial Transactions

去中心化金融：金融交易的范式转变

Ethereum's Liquid Restaking Fuels DeFi TVL Surge

以太坊的流动性重新抵押推动 DeFi TVL 激增

The decentralized finance (DeFi) ecosystem has witnessed a remarkable upswing in total value locked (TVL), with figures surpassing $100 billion in the first quarter of 2024. This surge was largely driven by the introduction of Ethereum liquid restaking protocols, such as Lido and EigenLayer. These protocols have enabled users to stake their Ether while maintaining liquidity, unlocking new possibilities for earning yield in the DeFi space.

去中心化金融 (DeFi) 生态系统的锁定总价值 (TVL) 显着上升，2024 年第一季度超过 1000 亿美元。这种激增主要是由于以太坊流动性重新抵押协议的引入推动的，例如 Lido 和本征层。这些协议使用户能够在保持流动性的同时抵押以太币，从而释放了在 DeFi 领域赚取收益的新可能性。

Solana Addresses Network Congestion with Mainnet Beta Update

Solana 通过主网 Beta 更新解决网络拥塞问题

Solana developers have released a mainnet beta update, v1.17.31, to address the persistent network congestion that has plagued the blockchain in recent times. The update, deployed on April 12, has undergone three days of testing and is now recommended for general use by mainnet beta validators. Enhancements included in this patch aim to alleviate network congestion and resolve issues related to the open interest jump. Further enhancements are expected in the upcoming v1.18 update.

Solana 开发人员发布了主网测试版更新 v1.17.31，以解决近年来困扰区块链的持续网络拥塞问题。该更新于 4 月 12 日部署，经过三天的测试，现在建议主网 Beta 验证者普遍使用。该补丁中包含的增强功能旨在缓解网络拥塞并解决与未平仓合约跳跃相关的问题。预计即将发布的 v1.18 更新将有进一步的增强。

Home Loan Tokenization Protocol Homium Secures $10 Million Funding

住房贷款代币化协议 Homium 获得 1000 万美元融资

Homium, a home equity line of credit (HELOC) tokenization protocol built on the Avalanche blockchain, has successfully raised $10 million in a Series A funding round led by Sorenson Impact Group and Blizzard. This funding will support Homium's mission to provide homeowners with a novel approach to borrowing against their home equity without increasing their monthly debt burden. Through shared appreciation home equity loans, Homium empowers homeowners to unlock the value of their homes while maintaining their financial flexibility.

Homium 是一种基于 Avalanche 区块链的房屋净值信贷额度 (HELOC) 代币化协议，已在 Sorenson Impact Group 和暴雪领投的 A 轮融资中成功筹集 1000 万美元。这笔资金将支持 Homium 的使命，即为房主提供一种以房屋净值为抵押进行借贷的新颖方法，而不会增加每月的债务负担。通过共享增值房屋净值贷款，Homium 使房主能够释放房屋价值，同时保持财务灵活性。

Vigilance Against DeFi Scams: Pseudonymous Investigator Uncovers Fraudulent Schemes

警惕 DeFi 诈骗：假名调查员揭露欺诈计划

Prominent blockchain investigator ZachXBT has sounded the alarm regarding a group of scammers targeting victims in the DeFi space by exploiting stolen funds worth millions of dollars. An investigation by ZachXBT revealed that the group is connected to several rug pulls, including those that defrauded users of Magnate, Kokomo, Solfire, and Lendora, resulting in losses amounting to over $15 million. The DeFi community is urged to remain vigilant and exercise caution to avoid falling prey to such fraudulent activities.

著名区块链调查员 ZachXBT 就一群诈骗者通过利用价值数百万美元的被盗资金来瞄准 DeFi 领域的受害者发出了警报。 ZachXBT 的一项调查显示，该组织与多起诈骗活动有关，其中包括诈骗 Magnate、Kokomo、Solfire 和 Lendora 用户的活动，造成的损失超过 1500 万美元。敬请 DeFi 社区保持警惕，谨慎行事，避免成为此类欺诈活动的牺牲品。

DeFi Market Overview: Bearish Sentiment Prevails

DeFi 市场概况：看跌情绪盛行

Data from Cointelegraph Markets Pro and TradingView indicates a downturn in the market performance of DeFi's top 100 tokens by market capitalization over the past week. Most tokens have traded in the red, contributing to a decline in the total value locked in DeFi protocols to below $90 billion. However, the DeFi ecosystem remains resilient, with a growing number of protocols and innovative solutions emerging in the space.

Cointelegraph Markets Pro 和 TradingView 的数据显示，过去一周 DeFi 市值排名前 100 的代币的市场表现出现下滑。大多数代币交易都出现亏损，导致 DeFi 协议锁定的总价值下降至 900 亿美元以下。然而，DeFi 生态系统仍然具有弹性，该领域出现了越来越多的协议和创新解决方案。

Conclusion

结论

The DeFi landscape continues to evolve at a rapid pace, presenting both opportunities and challenges for participants. The surge in Ethereum TVL driven by liquid restaking underscores the potential for innovation in the DeFi space. However, it is important for investors to remain vigilant and conduct thorough due diligence before engaging in any DeFi activities, particularly in light of the recent scams that have been uncovered. With increasing adoption and regulatory clarity, the DeFi sector is poised for further growth and development, reshaping the future of financial services.

DeFi 格局持续快速发展，为参与者带来机遇和挑战。由流动性重新抵押推动的以太坊 TVL 激增凸显了 DeFi 领域的创新潜力。然而，投资者在参与任何 DeFi 活动之前保持警惕并进行彻底的尽职调查非常重要，特别是考虑到最近发现的骗局。随着采用率的提高和监管的明确性，DeFi 行业有望进一步增长和发展，重塑金融服务的未来。