DeFi 革命：以太坊的流動性質押推動激增，Solana 解決擁堵

《Finance Redefine》是一份每週通訊，提供去中心化金融 (DeFi) 的最新見解，重點介紹重大發展。 2024 年第一季度，以太坊流動性重新抵押推動 DeFi 鎖定總價值（TVL）超過 1000 億美元，Lido 和 EigenLayer 為這一復甦做出了貢獻。此外，Solana 開發人員還發布了一個補丁來解決長期網路擁塞問題，並承諾進一步改進。

Decentralized Finance: A Paradigm Shift in Financial Transactions

去中心化金融：金融交易的典範轉移

Ethereum's Liquid Restaking Fuels DeFi TVL Surge

以太坊的流動性重新抵押推動 DeFi TVL 激增

The decentralized finance (DeFi) ecosystem has witnessed a remarkable upswing in total value locked (TVL), with figures surpassing $100 billion in the first quarter of 2024. This surge was largely driven by the introduction of Ethereum liquid restaking protocols, such as Lido and EigenLayer. These protocols have enabled users to stake their Ether while maintaining liquidity, unlocking new possibilities for earning yield in the DeFi space.

去中心化金融(DeFi) 生態系統的鎖定總價值(TVL) 顯著上升，2024 年第一季度超過1000 億美元。和本徵層。這些協議使用戶能夠在保持流動性的同時抵押以太幣，從而釋放了在 DeFi 領域賺取收益的新可能性。

Solana Addresses Network Congestion with Mainnet Beta Update

Solana 透過主網 Beta 更新解決網路壅塞問題

Solana developers have released a mainnet beta update, v1.17.31, to address the persistent network congestion that has plagued the blockchain in recent times. The update, deployed on April 12, has undergone three days of testing and is now recommended for general use by mainnet beta validators. Enhancements included in this patch aim to alleviate network congestion and resolve issues related to the open interest jump. Further enhancements are expected in the upcoming v1.18 update.

Solana 開發人員發布了主網測試版更新 v1.17.31，以解決近年來困擾區塊鏈的持續網路擁塞問題。該更新於 4 月 12 日部署，經過三天的測試，現在建議主網 Beta 驗證者普遍使用。此補丁中包含的增強功能旨在緩解網路擁塞並解決與未平倉合約跳躍相關的問題。預計即將發布的 v1.18 更新將有進一步的增強。

Home Loan Tokenization Protocol Homium Secures $10 Million Funding

房屋貸款代幣化協議 Homium 獲得 1000 萬美元融資

Homium, a home equity line of credit (HELOC) tokenization protocol built on the Avalanche blockchain, has successfully raised $10 million in a Series A funding round led by Sorenson Impact Group and Blizzard. This funding will support Homium's mission to provide homeowners with a novel approach to borrowing against their home equity without increasing their monthly debt burden. Through shared appreciation home equity loans, Homium empowers homeowners to unlock the value of their homes while maintaining their financial flexibility.

Homium 是一種基於 Avalanche 區塊鏈的房屋淨值信貸額度 (HELOC) 代幣化協議，已在 Sorenson Impact Group 和暴雪領投的 A 輪融資中成功籌集 1000 萬美元。這筆資金將支持 Homium 的使命，為房主提供一種以房屋淨值為抵押進行借貸的新穎方法，而不會增加每月的債務負擔。透過共享增值房屋淨值貸款，Homium 使房主能夠釋放房屋價值，同時保持財務靈活性。

Vigilance Against DeFi Scams: Pseudonymous Investigator Uncovers Fraudulent Schemes

警惕 DeFi 詐騙：假名調查員揭露詐欺計劃

Prominent blockchain investigator ZachXBT has sounded the alarm regarding a group of scammers targeting victims in the DeFi space by exploiting stolen funds worth millions of dollars. An investigation by ZachXBT revealed that the group is connected to several rug pulls, including those that defrauded users of Magnate, Kokomo, Solfire, and Lendora, resulting in losses amounting to over $15 million. The DeFi community is urged to remain vigilant and exercise caution to avoid falling prey to such fraudulent activities.

著名區塊鏈調查員 ZachXBT 就一群詐騙者透過利用價值數百萬美元的被盜資金來瞄準 DeFi 領域的受害者發出了警報。 ZachXBT 的一項調查顯示，該組織與多起詐騙活動有關，其中包括詐騙 Magnate、Kokomo、Solfire 和 Lendora 用戶的活動，造成的損失超過 1500 萬美元。敬請 DeFi 社群保持警惕，謹慎行事，避免成為此類詐欺活動的受害者。

DeFi Market Overview: Bearish Sentiment Prevails

DeFi 市場概況：看跌情緒盛行

Data from Cointelegraph Markets Pro and TradingView indicates a downturn in the market performance of DeFi's top 100 tokens by market capitalization over the past week. Most tokens have traded in the red, contributing to a decline in the total value locked in DeFi protocols to below $90 billion. However, the DeFi ecosystem remains resilient, with a growing number of protocols and innovative solutions emerging in the space.

Cointelegraph Markets Pro 和 TradingView 的數據顯示，過去一周 DeFi 市值排名前 100 的代幣的市場表現出現下滑。大多數代幣交易都出現虧損，導致 DeFi 協議鎖定的總價值下降至 900 億美元以下。然而，DeFi 生態系統仍然具有彈性，該領域出現了越來越多的協議和創新解決方案。

Conclusion

結論

The DeFi landscape continues to evolve at a rapid pace, presenting both opportunities and challenges for participants. The surge in Ethereum TVL driven by liquid restaking underscores the potential for innovation in the DeFi space. However, it is important for investors to remain vigilant and conduct thorough due diligence before engaging in any DeFi activities, particularly in light of the recent scams that have been uncovered. With increasing adoption and regulatory clarity, the DeFi sector is poised for further growth and development, reshaping the future of financial services.

DeFi 格局持續快速發展，為參與者帶來機會和挑戰。由流動性重新抵押推動的以太坊 TVL 激增凸顯了 DeFi 領域的創新潛力。然而，投資者在參與任何 DeFi 活動之前保持警惕並進行徹底的盡職調查非常重要，特別是考慮到最近發現的騙局。隨著採用率的提高和監管的明確性，DeFi 產業有望進一步成長和發展，重塑金融服務的未來。