捷克国家银行认为将5％的储量投资于比特币，引发了有关加密货币采用和金融市场影响的全球辩论

捷克国家银行（AlešMichl）的负责人计划将该国的一部分储备投资于比特币。经批准，捷克国家银行将持有加密货币储备，将自己视为第一个迈出这一步骤的西部中央银行。

The Czech National Bank is considering allocating a portion of its reserves to Bitcoin, a move that could have far-reaching implications for cryptocurrency adoption and financial markets.

捷克国家银行正在考虑将其一部分储量分配给比特币，这一举动可能对采用加密货币和金融市场具有深远的影响。

According to Financial Times, the central bank is considering using up to 5% of its €140 billion reserves to purchase Bitcoin, with the aim of diversifying its asset portfolio. The decision will be put to a vote at the next bank board session this Thursday.

根据《金融时报》的报道，中央银行正在考虑使用其1400亿欧元的储量中的多达5％来购买比特币，以便多元化其资产组合。该决定将在本周四的下一个银行董事会会议上投票。

If approved, the Czech National Bank would become the first Western central bank to hold cryptocurrency reserves. This would mark a significant departure from the current practice among major central banks, which have largely refrained from investing in cryptocurrencies.

如果获得批准，捷克国家银行将成为第一个持有加密货币储备的西部中央银行。这将明显与当前主要中央银行的实践有很大的不同，这些中央银行几乎没有投资加密货币。

The move comes amid growing interest in Bitcoin from institutional investors. Last year, several major financial firms launched Bitcoin exchange-traded funds (ETFs), making the cryptocurrency more accessible to a wider range of investors.

此举是因为对机构投资者对比特币的兴趣日益增加。去年，几家主要的金融公司推出了比特币交易所交易的基金（ETF），使得加密货币更容易被更多的投资者使用。

Central banks’ approach to Bitcoin could ultimately determine whether the cryptocurrency becomes established as a mainstream investment class. However, not all central banks are convinced.

中央银行对比特币的方法最终可以确定加密货币是否成为主流投资类别。但是，并非所有中央银行都相信。

The U.S. Federal Reserve has stated that holding Bitcoin is not part of its investment strategy. Meanwhile, traditional financial institutions have expressed skepticism about cryptocurrency, questioning its long-term viability as an asset for national monetary reserves.

美国美联储表示，持有比特币不是其投资战略的一部分。同时，传统金融机构对加密货币表示怀疑，质疑其长期的生存能力，作为国家货币储备的资产。

Several central banks around the world are experimenting with digital currencies to complement or replace their existing reserve systems. For example, El Salvador adopted Bitcoin as legal tender in 2021 and now holds a treasury reserve of over 6,000 Bitcoins. However, the country faced challenges last year in securing a loan from the International Monetary Fund, which ultimately led it to scale back some of its crypto initiatives.

世界各地的几家中央银行都在尝试数字货币，以补充或替换其现有的储备系统。例如，埃尔·萨尔瓦多（El Salvador）在2021年采用比特币作为法定货币，现在拥有6,000多个比特币的财政部。但是，该国去年在获得国际货币基金组织获得贷款方面面临挑战，最终使其扩大了一些加密货币计划。

Other countries, such as China and Sweden, are continuing to develop their own central bank digital currencies (CBDCs) and closely monitoring the experiences of early adopters before making any substantial commitments.

其他国家，例如中国和瑞典，正在继续开发自己的中央银行数字货币（CBDC），并在做出任何实质性承诺之前密切监视早期采用者的经验。

The Czech National Bank’s decision, while small in terms of the overall Bitcoin market, could attract significant attention and potentially set a precedent for other institutions.

捷克国家银行的决定虽然在整个比特币市场方面很小，但可能会引起极大的关注，并有可能为其他机构树立先例。