捷克國家銀行認為將5％的儲量投資於比特幣，引發了有關加密貨幣採用和金融市場影響的全球辯論

捷克國家銀行（AlešMichl）的負責人計劃將該國的一部分儲備投資於比特幣。經批准，捷克國家銀行將持有加密貨幣儲備，將自己視為第一個邁出這一步驟的西部中央銀行。

The Czech National Bank is considering allocating a portion of its reserves to Bitcoin, a move that could have far-reaching implications for cryptocurrency adoption and financial markets.

捷克國家銀行正在考慮將其一部分儲量分配給比特幣，這一舉動可能對採用加密貨幣和金融市場具有深遠的影響。

According to Financial Times, the central bank is considering using up to 5% of its €140 billion reserves to purchase Bitcoin, with the aim of diversifying its asset portfolio. The decision will be put to a vote at the next bank board session this Thursday.

根據《金融時報》的報導，中央銀行正在考慮使用其1400億歐元的儲量中的多達5％來購買比特幣，以便多元化其資產組合。該決定將在本週四的下一個銀行董事會會議上投票。

If approved, the Czech National Bank would become the first Western central bank to hold cryptocurrency reserves. This would mark a significant departure from the current practice among major central banks, which have largely refrained from investing in cryptocurrencies.

如果獲得批准，捷克國家銀行將成為第一個持有加密貨幣儲備的西部中央銀行。這將明顯與當前主要中央銀行的實踐有很大的不同，這些中央銀行幾乎沒有投資加密貨幣。

The move comes amid growing interest in Bitcoin from institutional investors. Last year, several major financial firms launched Bitcoin exchange-traded funds (ETFs), making the cryptocurrency more accessible to a wider range of investors.

此舉是因為對機構投資者對比特幣的興趣日益增加。去年，幾家主要的金融公司推出了比特幣交易所交易的基金（ETF），使得加密貨幣更容易被更多的投資者使用。

Central banks’ approach to Bitcoin could ultimately determine whether the cryptocurrency becomes established as a mainstream investment class. However, not all central banks are convinced.

中央銀行對比特幣的方法最終可以確定加密貨幣是否成為主流投資類別。但是，並非所有中央銀行都相信。

The U.S. Federal Reserve has stated that holding Bitcoin is not part of its investment strategy. Meanwhile, traditional financial institutions have expressed skepticism about cryptocurrency, questioning its long-term viability as an asset for national monetary reserves.

美國美聯儲表示，持有比特幣不是其投資戰略的一部分。同時，傳統金融機構對加密貨幣表示懷疑，質疑其長期的生存能力，作為國家貨幣儲備的資產。

Several central banks around the world are experimenting with digital currencies to complement or replace their existing reserve systems. For example, El Salvador adopted Bitcoin as legal tender in 2021 and now holds a treasury reserve of over 6,000 Bitcoins. However, the country faced challenges last year in securing a loan from the International Monetary Fund, which ultimately led it to scale back some of its crypto initiatives.

世界各地的幾家中央銀行都在嘗試數字貨幣，以補充或替換其現有的儲備系統。例如，埃爾·薩爾瓦多（El Salvador）在2021年採用比特幣作為法定貨幣，現在擁有6,000多個比特幣的財政部。但是，該國去年在獲得國際貨幣基金組織獲得貸款方面面臨挑戰，最終使其擴大了一些加密貨幣計劃。

Other countries, such as China and Sweden, are continuing to develop their own central bank digital currencies (CBDCs) and closely monitoring the experiences of early adopters before making any substantial commitments.

其他國家，例如中國和瑞典，正在繼續開發自己的中央銀行數字貨幣（CBDC），並在做出任何實質性承諾之前密切監視早期採用者的經驗。

The Czech National Bank’s decision, while small in terms of the overall Bitcoin market, could attract significant attention and potentially set a precedent for other institutions.

捷克國家銀行的決定雖然在整個比特幣市場方面很小，但可能會引起極大的關注，並有可能為其他機構樹立先例。