美国加密货币法规需要更加清楚签署和银行关系，然后立法者优先考虑税收改革

据行业领导人和法律专家说，在立法者优先考虑税收改革之前，美国的加密货币法规需要更加清楚签署和银行关系。

Industry leaders and legal experts are saying that United States cryptocurrency regulations need more clarity on stablecoins and banking relationships before lawmakers prioritize tax reform.

行业领导者和法律专家说，在立法者优先考虑税收改革之前，美国的加密货币法规需要更加清楚签署和银行关系。

“In my view, tax isn’t necessarily the priority for upgrading US crypto regulation,” Orbs general counsel Mattan Erder told Cointelegraph.

Orbs总法律顾问Mattan Erder告诉Cointelegraph：“我认为，税收不一定是升级美国加密货币法规的优先事项。”

A “tailored regulatory approach” for areas including securities laws and removing “obstacles in banking” is a priority for US lawmakers with “more upside” for the industry, Erder added.

Erder补充说，针对包括证券法和消除“银行业障碍”在内的领域的“量身定制的监管方法”是美国立法者的优先事项。

“The new Trump administration is clearly all in on crypto and is taking steps that we could have only dreamed about a few years ago (including during his first term). So it seems likely that crypto regulation will be able to have it all and get much more clear and rational regulation in all areas, including tax.”

“新的特朗普政府显然已经在加密货币上，并且正在采取大约几年前才能梦想的步骤（包括在他的第一任期）。因此，加密法规似乎可以拥有一切，并在包括税收在内的所有领域获得更加清晰，更合理的监管。”

However, Erder noted there are limits to what President Donald Trump can accomplish through executive orders and regulatory agency action. “At some point, the laws themselves will need to change, and for that, he will need Congress.”

但是，埃德指出，唐纳德·特朗普总统可以通过执行命令和监管机构的行动可以实现什么限制。 “在某个时候，法律本身需要改变，为此，他需要国会。”

Trump’s March 7 executive order, which directed the government to establish a national Bitcoin reserve using crypto assets seized in criminal cases, was seen as a signal of growing federal support for digital assets.

特朗普3月7日的行政命令指示政府使用在刑事案件中查获的加密资产建立国家比特币储备，被视为联邦对数字资产的支持的信号。

Despite the administration’s recent pro-crypto moves, industry experts say crypto firms may continue to face difficulties with banking access until at least January 2026.

尽管政府最近采取了亲克赖特（Crypto）的行动，但行业专家表示，加密货币公司至少在2026年1月之前可能会继续面临银行访问的困难。

“I think it’s premature to say that de-banking is over,” as “Trump won’t have the ability to appoint a new Fed governor until January 2026,” Custdia Bank founder and CEO Caitlin Long said during Cointelegraph’s Chainreaction daily X show.

Custdia Bank的创始人兼首席执行官Caitlin Long在Cointelegraph的Chainreaeaction Daily X Show中说：“我认为说止日任已经结束为时过早。”

The crypto de-banking crisis: #CHAINREACTION

加密货币危机：#ChainReaction

Industry outrage over alleged de-banking practices reached a crescendo when a June 2024 lawsuit spearheaded by Coinbase resulted in the release of letters showing US banking regulators asked certain financial institutions to “pause” crypto banking activities.

当Coinbase率领的2024年6月的一项诉讼导致发布信件时，对所谓的撤销行为的行业愤怒达到了渐进式，这表明我们的银行监管机构要求某些金融机构“暂停”加密银行业务活动。

Coinbase had reportedly sued the U.S. Securities and Exchange Commission (SEC) in December 2023 over the agency’s alleged foot-dragging in approving new exchange-traded funds.

据报道，Coinbase于2023年12月起诉了美国证券交易委员会（SEC），该机构涉嫌批准新的交易所交易资金的脚步。

Coinbase CEO Brian Armstrong previously expressed concerns over the SEC’s stance on crypto derivatives trading. Despite the agency’s role in policing the markets, it had yet to approve any new products throughout 2024.

Coinbase首席执行官Brian Armstrong此前对SEC对加密衍生品交易的立场表示关注。尽管该机构在管理市场中的作用，但在2024年，它尚未批准任何新产品。

Earlier in March, the Trump administration unveiled plans to impose a 50% tax on capital gains realized by hedge funds and private equity firms.

3月初，特朗普政府宣布了计划对对冲基金和私募股权公司实现的资本收益征收50％的税款。

The move was seen as an attempt to broaden the tax base and generate additional revenue at a time when the government is facing increasing budgetary constraints.

此举被视为试图扩大税基并在政府面临日益增加预算限制的时候产生额外收入。

The administration is also considering rolling back the Tax Cuts and Jobs Act of 2017, which reduced taxes for corporations and individuals.

政府还正在考虑退缩2017年的减税和就业法，这减少了公司和个人的税收。

The potential rollback of the 2017 tax law has sparked debate among lawmakers and economists. Some argue that the tax cuts have benefited the wealthy at the expense of the poor and middle class.

2017年税法的潜在回滚引发了立法者和经济学家之间的辩论。有人认为，减税措施使富人受益匪浅，却以穷人和中产阶级为代价。

Others contend that the tax cuts have stimulated economic growth and job creation. Ultimately, the decision of whether or not to roll back the 2017 tax law will rest with Congress.

其他人则认为减税措施刺激了经济增长和创造就业机会。最终，是否要退缩2017年税法的决定将在国会中得到。