加密货币投资者是否应该忘记比特币并骑XRP的势头？

明星似乎已经与加密货币投资者保持一致。财政部秘书和证券交易委员会（SEC）主席选举后提名

Recent U.S. government nominations and an executive order have signaled a shift toward a more pro-cryptocurrency stance. While Bitcoin has enjoyed a surge, XRP has outperformed the market with a gain of about 500%. Here's a closer look at XRP's performance and why investors might want to consider both XRP and Bitcoin.

美国最近的政府提名和行政命令表明，向更加亲密的货币立场转移了。尽管比特币享有激增，但XRP的表现优于市场，增长约500％。这是仔细研究XRP的性能以及投资者为什么要考虑XRP和比特币的原因。

Cryptocurrency prices are largely driven by the fundamentals of supply and demand. A coin might go viral and enjoy a temporary spike, but real-world adoption is key to driving the steady demand that supports a token's long-term price.

加密货币价格在很大程度上是由供求的基本面驱动的。硬币可能会传播开来并享受临时的尖峰，但是现实世界中的采用是推动支持令牌长期价格的稳定需求的关键。

XRP is the token for the Ripple ledger, a blockchain technology used for cross-border transactions. Sending money from one country to another currently involves an international banking network (SWIFT) that can take hours (or even days) to verify and transfer the funds. Using Ripple, someone can exchange their currency for XRP, transfer it, and exchange it for another currency in seconds. That's a strong use case with significant real-world value.

XRP是Ripple Ledger的令牌，Ripple Ledger是一种用于跨境交易的区块链技术。从一个国家汇款到另一个国家 /地区目前涉及一个国际银行网络（SWIFT），该网络可能需要数小时（甚至数天）才能核实和转移资金。使用Ripple，有人可以将其货币换成XRP，将其转移并在几秒钟内将其兑换为另一种货币。这是一个强大的用例，具有显着的现实价值。

In 2020, the Securities and Exchange Commission sued Ripple Labs, the developer of XRP, for selling XRP tokens, alleging that the company violated securities laws. Ripple Labs won a largely favorable ruling last year, but the ongoing appeals process threatened to shroud Ripple Labs and XRP in uncertainty, which suppressed the token's price.

2020年，证券交易委员会起诉XRP的开发商Ripple Labs出售XRP代币，指控该公司违反了证券法。 Ripple Labs去年赢得了一项有利的裁决，但持续的上诉程序威胁要在不确定性上浮动Ripple Labs和XRP，这抑制了令牌的价格。

With new SEC leadership and a potential shift to pro-cryptocurrency policies, investors are buying XRP in anticipation that the SEC may seek to end its fight.

随着SEC的新领导和潜在转移到亲密货币政策，投资者正在购买XRP，预计SEC可能会试图结束其战斗。

It's tempting to chase the shiny object, and XRP has legitimate long-term potential if it can integrate deeper into global payments. However, investors shouldn't rush to abandon Bitcoin.

追逐闪亮的物体很诱人，XRP如果可以更深入地整合到全球付款中，则具有合理的长期潜力。但是，投资者不应该急于放弃比特币。

Bitcoin could take significant steps forward under the new U.S. government administration, and President Donald Trump's recent executive order regarding digital assets signaled the potential creation of a federal stockpile. The order didn't explicitly name Bitcoin, but it remains the largest cryptocurrency by far, with a $2 trillion market cap, roughly 5 times the size of Ethereum, the next largest. It's hard to imagine a government strategy for digital assets that does not include Bitcoin.

在美国新政府政府的领导下，比特币可以采取重大步骤，唐纳德·特朗普（Donald Trump）总统最近关于数字资产的行政命令表明，可能建立了联邦股票。该订单并未明确命名比特币，但到目前为止，它仍然是最大的加密货币，具有2万亿美元的市值，大约是以太坊的5倍，是第二大的。很难想象不包括比特币的数字资产的政府战略。

If the United States adopts a strategic reserve that includes Bitcoin, it could be a massive catalyst. It would likely push other countries to follow suit and increase institutional accumulation.

如果美国采用包括比特币在内的战略储备，则可能是巨大的催化剂。这可能会促使其他国家效仿并增加机构积累。

The great thing about investing is that you don't have to choose one or the other. In fact, Bitcoin and XRP serve different purposes, so investors can easily justify owning both in a diversified portfolio.

投资的好处是，您不必选择一个或另一个。实际上，比特币和XRP具有不同的目的，因此投资者可以轻松地证明在多元化的投资组合中拥有两者。

XRP's market cap is the third-largest among cryptocurrencies, but it is still just $179 billion today, less than 10% of Bitcoin's. Ripple's chief legal officer expressed optimism following the initial lawsuit ruling that U.S. banks might adopt XRP as the lawsuit clouds clear. Of course, only time will tell whether that happens. If it does, it could strengthen the case for XRP to be included in any potential strategic reserve.

XRP的市值是加密货币中的第三大市值，但如今仍然只有1790亿美元，不到比特币的10％。 Ripple的首席法律官在最初的诉讼裁决裁决后，随着诉讼笼罩，美国银行可能会采用XRP。当然，只有时间才能说明这是否发生。如果确实如此，则可以加强将XRP纳入任何潜在战略储备中的情况。

There are still quite a few unknowns, and some of these questions may take time to answer. Still, the developments within the government seem to indicate that cryptocurrencies could see an uptick in adoption over the next several years, giving investors plenty of justification to buy and hold cryptos with real-world utility like these two.

仍然有很多未知数，其中一些问题可能需要时间来回答。尽管如此，政府内部的事态发展似乎表明，加密货币在未来几年内可能会看到收养的提升，这使投资者有很多理由购买和持有与现实世界实用程序这样的认可。