加密貨幣投資者是否應該忘記比特幣並騎XRP的勢頭？

明星似乎已經與加密貨幣投資者保持一致。財政部秘書和證券交易委員會（SEC）主席選舉後提名

Recent U.S. government nominations and an executive order have signaled a shift toward a more pro-cryptocurrency stance. While Bitcoin has enjoyed a surge, XRP has outperformed the market with a gain of about 500%. Here's a closer look at XRP's performance and why investors might want to consider both XRP and Bitcoin.

美國最近的政府提名和行政命令表明，向更加親密的貨幣立場轉移了。儘管比特幣享有激增，但XRP的表現優於市場，增長約500％。這是仔細研究XRP的性能以及投資者為什麼要考慮XRP和比特幣的原因。

Cryptocurrency prices are largely driven by the fundamentals of supply and demand. A coin might go viral and enjoy a temporary spike, but real-world adoption is key to driving the steady demand that supports a token's long-term price.

加密貨幣價格在很大程度上是由供求的基本面驅動的。硬幣可能會傳播開來並享受臨時的尖峰，但是現實世界中的採用是推動支持令牌長期價格的穩定需求的關鍵。

XRP is the token for the Ripple ledger, a blockchain technology used for cross-border transactions. Sending money from one country to another currently involves an international banking network (SWIFT) that can take hours (or even days) to verify and transfer the funds. Using Ripple, someone can exchange their currency for XRP, transfer it, and exchange it for another currency in seconds. That's a strong use case with significant real-world value.

XRP是Ripple Ledger的令牌，Ripple Ledger是一種用於跨境交易的區塊鏈技術。從一個國家匯款到另一個國家 /地區目前涉及一個國際銀行網絡（SWIFT），該網絡可能需要數小時（甚至數天）才能核實和轉移資金。使用Ripple，有人可以將其貨幣換成XRP，將其轉移並在幾秒鐘內將其兌換為另一種貨幣。這是一個強大的用例，具有顯著的現實價值。

In 2020, the Securities and Exchange Commission sued Ripple Labs, the developer of XRP, for selling XRP tokens, alleging that the company violated securities laws. Ripple Labs won a largely favorable ruling last year, but the ongoing appeals process threatened to shroud Ripple Labs and XRP in uncertainty, which suppressed the token's price.

2020年，證券交易委員會起訴XRP的開發商Ripple Labs出售XRP代幣，指控該公司違反了證券法。 Ripple Labs去年贏得了一項有利的裁決，但持續的上訴程序威脅要在不確定性上浮動Ripple Labs和XRP，這抑制了令牌的價格。

With new SEC leadership and a potential shift to pro-cryptocurrency policies, investors are buying XRP in anticipation that the SEC may seek to end its fight.

隨著SEC的新領導和潛在轉移到親密貨幣政策，投資者正在購買XRP，預計SEC可能會試圖結束其戰鬥。

It's tempting to chase the shiny object, and XRP has legitimate long-term potential if it can integrate deeper into global payments. However, investors shouldn't rush to abandon Bitcoin.

追逐閃亮的物體很誘人，XRP如果可以更深入地整合到全球付款中，則具有合理的長期潛力。但是，投資者不應該急於放棄比特幣。

Bitcoin could take significant steps forward under the new U.S. government administration, and President Donald Trump's recent executive order regarding digital assets signaled the potential creation of a federal stockpile. The order didn't explicitly name Bitcoin, but it remains the largest cryptocurrency by far, with a $2 trillion market cap, roughly 5 times the size of Ethereum, the next largest. It's hard to imagine a government strategy for digital assets that does not include Bitcoin.

在美國新政府政府的領導下，比特幣可以採取重大步驟，唐納德·特朗普（Donald Trump）總統最近關於數字資產的行政命令表明，可能建立了聯邦股票。該訂單並未明確命名比特幣，但到目前為止，它仍然是最大的加密貨幣，具有2萬億美元的市值，大約是以太坊的5倍，是第二大的。很難想像不包括比特幣的數字資產的政府戰略。

If the United States adopts a strategic reserve that includes Bitcoin, it could be a massive catalyst. It would likely push other countries to follow suit and increase institutional accumulation.

如果美國採用包括比特幣在內的戰略儲備，則可能是巨大的催化劑。這可能會促使其他國家效仿並增加機構積累。

The great thing about investing is that you don't have to choose one or the other. In fact, Bitcoin and XRP serve different purposes, so investors can easily justify owning both in a diversified portfolio.

投資的好處是，您不必選擇一個或另一個。實際上，比特幣和XRP具有不同的目的，因此投資者可以輕鬆地證明在多元化的投資組合中擁有兩者。

XRP's market cap is the third-largest among cryptocurrencies, but it is still just $179 billion today, less than 10% of Bitcoin's. Ripple's chief legal officer expressed optimism following the initial lawsuit ruling that U.S. banks might adopt XRP as the lawsuit clouds clear. Of course, only time will tell whether that happens. If it does, it could strengthen the case for XRP to be included in any potential strategic reserve.

XRP的市值是加密貨幣中的第三大市值，但如今仍然只有1790億美元，不到比特幣的10％。 Ripple的首席法律官在最初的訴訟裁決裁決後，隨著訴訟籠罩，美國銀行可能會採用XRP。當然，只有時間才能說明這是否發生。如果確實如此，則可以加強將XRP納入任何潛在戰略儲備中的情況。

There are still quite a few unknowns, and some of these questions may take time to answer. Still, the developments within the government seem to indicate that cryptocurrencies could see an uptick in adoption over the next several years, giving investors plenty of justification to buy and hold cryptos with real-world utility like these two.

仍然有很多未知數，其中一些問題可能需要時間來回答。儘管如此，政府內部的事態發展似乎表明，加密貨幣在未來幾年內可能會看到收養的提升，這使投資者有很多理由購買和持有與現實世界實用程序這樣的認可。