信师网络启动了Morpho的风险评级，将第三方风险评级带到了Defi景观

冷工网络宣布与以太坊制造的分散贷款协议Morpho合作，以将第三方风险评级带入分散的金融（DEFI）景观。

The Credora Network has announced its collaboration with Morpho, a leading decentralized lending protocol built on Ethereum, to introduce third-party risk ratings to the Decentralized Finance (DeFi) landscape.

Credora Network宣布与以太坊建立的领先分散贷款协议Morpho合作，以将第三方风险评级引入分散的金融（DEFI）景观。

Credora Network’s Risk Ratings Arrive At Morpho

信尔人网络的风险评级到达morpho

On Thursday, the Credora Network launched Risk Ratings on permissionless decentralized lending protocol Morpho. The partnership aims to provide users with the information “needed to navigate the evolving DeFi landscape.”

周四，德士罗拉网络（Credora Network）启动了无权分散贷款协议morpho的风险评级。该合作伙伴关系旨在为用户提供“浏览不断发展的Defi景观所需的信息”。

The Credora Network, powered by a Consensus Rating Protocol, is focused on standardizing risk metrics and offering credible and neutral ratings for diverse assets. Launched in February, the purpose-built DeFi protocol aggregates collective intelligence from industry-leading risk experts to form ratings, diverging from the model of a single and centralized ratings agency.

由共识评级协议提供支持的信条网络致力于标准化风险指标，并为各种资产提供可信和中性的评级。专门建造的DEFI协议汇总集体智能来自行业领先的风险专家，与单个单一和集中评级机构的模型不同，这是专门建造的DEFI协议集合集体智能。

It takes input from specialized capital allocators and risk experts, including Amber, Fasanara, GSR, Hashkey, Karpatkey, RE7, Rockaway, Steakhouse Financial, XBTO, and 20 other institutions.

它从专门的资本分配者和风险专家那里获得了意见，包括琥珀，法萨纳拉，GSR，Hashkey，Karpatkey，Re7，Rockaway，Steakaway，Steakhouse Financial，XBTO和其他20个机构。

The partnership will bridge institutional risk standards with permissionless lending to bring transparency and risk management across the DeFi ecosystem. Morpho is designed to allow fully permissionless lending markets, facilitating curated opportunities for investors to navigate its options and drive “confident lending decisions.”

该合作伙伴关系将桥梁机构风险标准以无许可的贷款为范围内的生态系统带来透明度和风险管理。 Morpho旨在允许完全无许可的贷款市场，从而为投资者提供了策划的机会，可以导致其选择并推动“自信贷款决策”。

According to DeFiLlama data, Morpho is the second-largest lending protocol with a Total Value Locked (TVL) of $5.04 billion. The protocol also hit a TVL of $6.5 billion, including borrow volume, by late January, and it recently expanded to multiple chains like Unichain, POS, Ink, Polygon, and Arbitrum.

根据Defillama数据，Morpho是第二大贷款协议，总价值锁定（TVL）为50.4亿美元。该协议还达到了1月下旬的65亿美元的TVL，其中包括借贷数量，并且最近扩展到了Unichain，POS，墨水，墨水，多边形和仲裁等多个连锁店。

Morpho’s Prime Product Lead, Sandro, considers, “This integration complements Morpho’s permissionless design, and allows users to better navigate evolving opportunities.” Additionally, he noted that “Credora’s transparent methodologies and consensus approach to ratings are aligned with DeFi’s ethos.”

Morpho的主要产品负责人桑德罗（Sandro）认为：“这种集成补充了Morpho的无许可设计，并允许用户更好地导航不断发展的机会。”此外，他指出：“信尔人的透明方法和评级的共识方法与Defi的精神一致。”

Risk Management Solutions For DeFi’s Resurgence

DEFI复兴的风险管理解决方案

In 2024, the Decentralized Finance ecosystem saw a resurgence, with its TVL growing over 150% last year. DeFi’s TVL increased from its star-of-year levels to hit last year’s peak of $166.1 billion mid-December, its highest level since 2021.

2024年，该分散的金融生态系统复兴，其TVL去年增长了150％。 Defi的TVL从年度恒星水平提高到去年12月中旬的1661亿美元的峰值，这是自2021年以来的最高水平。

As the resurgence continues in 2025, with the Total Value Locked above the $120 billion mark, the DeFi ecosystem faces “an increase in the complexity of assets, structures, and their associated risks.”

随着2025年的复苏继续进行，总价值锁定在1200亿美元的大关上，Defi生态系统面临“资产，结构及其相关风险的复杂性的提高”。

“It is difficult for any user to confidently navigate the market, as the availability of risk metrics pales in comparison to the plethora of opportunities,” the announcement notes, adding that Credora is “introducing a unified framework for evaluating risk across Morpho’s vaults, providing users insights into the layered risks of DeFi lending” by launching its risk ratings on the protocol.

该公告指出：“任何用户都很难自信地导航市场，因为与大量机会相比，风险指标的可用性触动了。”

Credora Network’s CEO and co-founder, Darshan Vaidya, stated that the project’s mission “is to make credible risk information easily accessible to all DeFi users. Consensus ratings bring a new level of transparency to Morpho,” affirming that “the ability to compare vaults and optimize lending strategies will accelerate DeFi adoption across individuals and institutions.”

Credora Network的首席执行官兼联合创始人Darshan Vaidya表示，该项目的使命“是为了使所有DEFI用户都可以轻松访问可信的风险信息。共识等级为Morpho带来了新的透明度，确认“比较保守策略的能力将加快跨越贷款策略的能力，并加快跨个体和机构的跨个体采用。”。”””””””””””””””””””””””””””””””””。