信師網絡啟動了Morpho的風險評級，將第三方風險評級帶到了Defi景觀

冷工網絡宣布與以太坊製造的分散貸款協議Morpho合作，以將第三方風險評級帶入分散的金融（DEFI）景觀。

The Credora Network has announced its collaboration with Morpho, a leading decentralized lending protocol built on Ethereum, to introduce third-party risk ratings to the Decentralized Finance (DeFi) landscape.

Credora Network宣布與以太坊建立的領先分散貸款協議Morpho合作，以將第三方風險評級引入分散的金融（DEFI）景觀。

Credora Network’s Risk Ratings Arrive At Morpho

信爾人網絡的風險評級到達morpho

On Thursday, the Credora Network launched Risk Ratings on permissionless decentralized lending protocol Morpho. The partnership aims to provide users with the information “needed to navigate the evolving DeFi landscape.”

週四，德士羅拉網絡（Credora Network）啟動了無權分散貸款協議morpho的風險評級。該合作夥伴關係旨在為用戶提供“瀏覽不斷發展的Defi景觀所需的信息”。

The Credora Network, powered by a Consensus Rating Protocol, is focused on standardizing risk metrics and offering credible and neutral ratings for diverse assets. Launched in February, the purpose-built DeFi protocol aggregates collective intelligence from industry-leading risk experts to form ratings, diverging from the model of a single and centralized ratings agency.

由共識評級協議提供支持的信條網絡致力於標準化風險指標，並為各種資產提供可信和中性的評級。專門建造的DEFI協議匯總集體智能來自行業領先的風險專家，與單個單一和集中評級機構的模型不同，這是專門建造的DEFI協議集合集體智能。

It takes input from specialized capital allocators and risk experts, including Amber, Fasanara, GSR, Hashkey, Karpatkey, RE7, Rockaway, Steakhouse Financial, XBTO, and 20 other institutions.

它從專門的資本分配者和風險專家那裡獲得了意見，包括琥珀，法薩納拉，GSR，Hashkey，Karpatkey，Re7，Rockaway，Steakaway，Steakhouse Financial，XBTO和其他20個機構。

The partnership will bridge institutional risk standards with permissionless lending to bring transparency and risk management across the DeFi ecosystem. Morpho is designed to allow fully permissionless lending markets, facilitating curated opportunities for investors to navigate its options and drive “confident lending decisions.”

該合作夥伴關係將橋樑機構風險標準以無許可的貸款為範圍內的生態系統帶來透明度和風險管理。 Morpho旨在允許完全無許可的貸款市場，從而為投資者提供了策劃的機會，可以導致其選擇並推動“自信貸款決策”。

According to DeFiLlama data, Morpho is the second-largest lending protocol with a Total Value Locked (TVL) of $5.04 billion. The protocol also hit a TVL of $6.5 billion, including borrow volume, by late January, and it recently expanded to multiple chains like Unichain, POS, Ink, Polygon, and Arbitrum.

根據Defillama數據，Morpho是第二大貸款協議，總價值鎖定（TVL）為50.4億美元。該協議還達到了1月下旬的65億美元的TVL，其中包括借貸數量，並且最近擴展到了Unichain，POS，墨水，墨水，多邊形和仲裁等多個連鎖店。

Morpho’s Prime Product Lead, Sandro, considers, “This integration complements Morpho’s permissionless design, and allows users to better navigate evolving opportunities.” Additionally, he noted that “Credora’s transparent methodologies and consensus approach to ratings are aligned with DeFi’s ethos.”

Morpho的主要產品負責人桑德羅（Sandro）認為：“這種集成補充了Morpho的無許可設計，並允許用戶更好地導航不斷發展的機會。”此外，他指出：“信爾人的透明方法和評級的共識方法與Defi的精神一致。”

Risk Management Solutions For DeFi’s Resurgence

DEFI復興的風險管理解決方案

In 2024, the Decentralized Finance ecosystem saw a resurgence, with its TVL growing over 150% last year. DeFi’s TVL increased from its star-of-year levels to hit last year’s peak of $166.1 billion mid-December, its highest level since 2021.

2024年，該分散的金融生態系統復興，其TVL去年增長了150％。 Defi的TVL從年度恆星水平提高到去年12月中旬的1661億美元的峰值，這是自2021年以來的最高水平。

As the resurgence continues in 2025, with the Total Value Locked above the $120 billion mark, the DeFi ecosystem faces “an increase in the complexity of assets, structures, and their associated risks.”

隨著2025年的複蘇繼續進行，總價值鎖定在1200億美元的大關上，Defi生態系統面臨“資產，結構及其相關風險的複雜性的提高”。

“It is difficult for any user to confidently navigate the market, as the availability of risk metrics pales in comparison to the plethora of opportunities,” the announcement notes, adding that Credora is “introducing a unified framework for evaluating risk across Morpho’s vaults, providing users insights into the layered risks of DeFi lending” by launching its risk ratings on the protocol.

該公告指出：“任何用戶都很難自信地導航市場，因為與大量機會相比，風險指標的可用性觸動了。”

Credora Network’s CEO and co-founder, Darshan Vaidya, stated that the project’s mission “is to make credible risk information easily accessible to all DeFi users. Consensus ratings bring a new level of transparency to Morpho,” affirming that “the ability to compare vaults and optimize lending strategies will accelerate DeFi adoption across individuals and institutions.”

Credora Network的首席執行官兼聯合創始人Darshan Vaidya表示，該項目的使命“是為了使所有DEFI用戶都可以輕鬆訪問可信的風險信息。共識等級為Morpho帶來了新的透明度，確認“比較保守策略的能力將加快跨越貸款策略的能力，並加快跨個體和機構的跨個體採用。 ”。”””””””””””””””””””””””””””””””””。