Coinbase 钱包让用户通过 USDC 稳定币赚取奖励

周三（11 月 20 日）宣布的 USDC 奖励让 Coinbase 钱包用户只需持有链上 USDC 即可赚取 4.7% 的年化收益。

Coinbase Wallet users can now earn rewards for holding USDC.

Coinbase 钱包用户现在可以通过持有 USDC 获得奖励。

Coinbase Wallet users can now earn 4.7% APY for holding the USDC stablecoin on-chain, the company announced Wednesday (Nov. 20).

该公司周三（11 月 20 日）宣布，Coinbase 钱包用户现在可以通过在链上持有 USDC 稳定币赚取 4.7% 的年化收益。

“USDC combines the stability of the U.S. dollar with the power and speed of the internet,” Coinbase stated on its blog. “You can use USDC to send and receive payments to anyone, anywhere, or hold and earn rewards on your money — and it’s designed to be redeemable 1:1 with the U.S. dollar. Because it’s onchain, USDC transactions are settled instantaneously and securely across borders.”

Coinbase 在其博客上表示：“USDC 将美元的稳定性与互联网的力量和速度结合在一起。” “您可以使用 USDC 在任何地方向任何人发送和接收付款，或者持有您的资金并赚取奖励 - 而且它可以与美元 1:1 兑换。因为它是在链上的，所以 USDC 交易可以即时、安全地跨境结算。”

The rewards will be paid out monthly and will be deposited directly into user wallets, according to the blog post. The feature is available in most regions around the world, with U.S. users being offered the service this week.

根据博客文章，奖励将按月支付，并将直接存入用户钱包。该功能已在全球大多数地区推出，美国用户将于本周获得该服务。

“Along with earning rewards, you can send USDC on Base instantly and with zero fees,” Coinbase added. “Whether paying a friend via text link or sending funds globally, these onchain transactions are faster and more cost-effective than traditional methods.”

Coinbase 补充道：“除了赚取奖励之外，您还可以立即在 Base 上发送 USDC，且费用为零。” “无论是通过短信链接向朋友付款还是在全球范围内发送资金，这些链上交易比传统方法更快、更具成本效益。”

The offering comes as the financial services industry continues to show strong interest in stablecoins, which are being touted for their potential to optimize cross-border payments and provide alternative payment solutions.

此次发行正值金融服务行业继续对稳定币表现出浓厚兴趣之际，稳定币因其优化跨境支付和提供替代支付解决方案的潜力而受到吹捧。

This year has seen a slew of partnerships and projects in this sector, which have included the likes of Coinbase, Circle, Visa and PayPal.

今年该领域出现了大量合作伙伴和项目，其中包括 Coinbase、Circle、Visa 和 PayPal 等。

“Other payment providers and FinTech companies are integrating stablecoins into their platforms, allowing users to make payments or settle accounts using these assets,” PYMNTS reported in October.

PYMNTS 在 10 月份报道称：“其他支付提供商和金融科技公司正在将稳定币集成到他们的平台中，允许用户使用这些资产进行支付或结算账户。”

“Major stablecoins like USDC and USDT are compatible with various blockchain networks, enabling interoperability and flexibility in connecting different payment systems. This integration helps facilitate smoother transactions between digital wallets, bank accounts and other payment platforms, creating a seamless user experience.”

“USDC和USDT等主要稳定币与各种区块链网络兼容，实现了连接不同支付系统的互操作性和灵活性。这种集成有助于促进数字钱包、银行账户和其他支付平台之间的交易更加顺畅，从而创造无缝的用户体验。”

In other news this week, the Wall Street Journal (WSJ) reported that President-Elect Donald Trump will be meeting with Coinbase CEO Brian Armstrong to discuss personnel appointments for the new administration.

本周的其他新闻中，《华尔街日报》报道称，当选总统唐纳德·特朗普将与 Coinbase 首席执行官布莱恩·阿姆斯特朗会面，讨论新政府的人事任命。

During his campaign, Trump pledged to form a presidential advisory commission focused on bitcoin and crypto if elected, which would develop transparent regulatory guidance in the sector.

在竞选期间，特朗普承诺如果当选，将成立一个专注于比特币和加密货币的总统咨询委员会，该委员会将为该行业制定透明的监管指导。

According to the WSJ, Armstrong — whose company has been engaged in a back-and-forth with the U.S. Securities and Exchange Commission (SEC) — has suggested former Trump SEC Commissioner Hester Peirce as the next head of the commission.

据《华尔街日报》报道，阿姆斯特朗的公司一直在与美国证券交易委员会（SEC）进行反复磋商，他已建议前特朗普 SEC 专员海丝特·皮尔斯（Hester Peirce）担任该委员会的下一任主席。