Coinbase 錢包讓用戶透過 USDC 穩定幣賺取獎勵

週三（11 月 20 日）宣布的 USDC 獎勵讓 Coinbase 錢包用戶只需持有鏈上 USDC 即可賺取 4.7% 的年化收益。

Coinbase Wallet users can now earn rewards for holding USDC.

Coinbase 錢包用戶現在可以透過持有 USDC 獲得獎勵。

Coinbase Wallet users can now earn 4.7% APY for holding the USDC stablecoin on-chain, the company announced Wednesday (Nov. 20).

該公司週三（11 月 20 日）宣布，Coinbase 錢包用戶現在可以透過在鏈上持有 USDC 穩定幣賺取 4.7% 的年化收益。

“USDC combines the stability of the U.S. dollar with the power and speed of the internet,” Coinbase stated on its blog. “You can use USDC to send and receive payments to anyone, anywhere, or hold and earn rewards on your money — and it’s designed to be redeemable 1:1 with the U.S. dollar. Because it’s onchain, USDC transactions are settled instantaneously and securely across borders.”

Coinbase 在其部落格上表示：“USDC 將美元的穩定性與互聯網的力量和速度結合在一起。” 「您可以使用 USDC 在任何地方向任何人發送和接收付款，或持有您的資金並賺取獎勵 - 而且它可以與美元 1:1 兌換。因為它是在鏈上的，所以 USDC 交易可以即時、安全地跨境結算。

The rewards will be paid out monthly and will be deposited directly into user wallets, according to the blog post. The feature is available in most regions around the world, with U.S. users being offered the service this week.

根據部落格文章，獎勵將按月支付，並將直接存入用戶錢包。該功能已在全球大多數地區推出，美國用戶將於本週獲得該服務。

“Along with earning rewards, you can send USDC on Base instantly and with zero fees,” Coinbase added. “Whether paying a friend via text link or sending funds globally, these onchain transactions are faster and more cost-effective than traditional methods.”

Coinbase 補充說：“除了賺取獎勵之外，您還可以立即在 Base 上發送 USDC，且費用為零。” “無論是通過短信鏈接向朋友付款還是在全球範圍內發送資金，這些鏈上交易比傳統方法更快、更具成本效益。”

The offering comes as the financial services industry continues to show strong interest in stablecoins, which are being touted for their potential to optimize cross-border payments and provide alternative payment solutions.

此次發行正值金融服務業持續對穩定幣表現出濃厚興趣之際，穩定幣因其優化跨境支付和提供替代支付解決方案的潛力而受到吹捧。

This year has seen a slew of partnerships and projects in this sector, which have included the likes of Coinbase, Circle, Visa and PayPal.

今年該領域出現了大量合作夥伴和項目，其中包括 Coinbase、Circle、Visa 和 PayPal 等。

“Other payment providers and FinTech companies are integrating stablecoins into their platforms, allowing users to make payments or settle accounts using these assets,” PYMNTS reported in October.

PYMNTS 在 10 月報告說：“其他支付提供商和金融科技公司正在將穩定幣整合到他們的平台中，允許用戶使用這些資產進行支付或結算帳戶。”

“Major stablecoins like USDC and USDT are compatible with various blockchain networks, enabling interoperability and flexibility in connecting different payment systems. This integration helps facilitate smoother transactions between digital wallets, bank accounts and other payment platforms, creating a seamless user experience.”

「USDC和USDT等主要穩定幣與各種區塊鏈網路相容，實現了連接不同支付系統的互通性和靈活性。這種整合有助於促進數位錢包、銀行帳戶和其他支付平台之間的交易更加順暢，從而創造無縫的用戶體驗。

In other news this week, the Wall Street Journal (WSJ) reported that President-Elect Donald Trump will be meeting with Coinbase CEO Brian Armstrong to discuss personnel appointments for the new administration.

在本週的其他新聞中，《華爾街日報》報道稱，當選總統唐納德·特朗普將與 Coinbase 首席執行官布萊恩·阿姆斯特朗會面，討論新政府的人事任命。

During his campaign, Trump pledged to form a presidential advisory commission focused on bitcoin and crypto if elected, which would develop transparent regulatory guidance in the sector.

在競選期間，川普承諾如果當選，將成立一個專注於比特幣和加密貨幣的總統諮詢委員會，該委員會將為該行業制定透明的監管指導。

According to the WSJ, Armstrong — whose company has been engaged in a back-and-forth with the U.S. Securities and Exchange Commission (SEC) — has suggested former Trump SEC Commissioner Hester Peirce as the next head of the commission.

根據《華爾街日報》報道，阿姆斯壯的公司一直在與美國證券交易委員會（SEC）進行反覆磋商，他已建議前川普 SEC 專員海絲特·皮爾斯（Hester Peirce）擔任該委員會的下一任主席。