Clearpool 在 Avalanche 上推出 Credit Vaults，解锁 DeFi 中的 RWA

链上信贷平台 Clearpool 在 Avalanche 上推出了 Credit Vaults，将现实世界资产（RWA）引入 DeFi 借贷。这些金库是 Avalanche 独有的，为机构提供无抵押借款，将它们与加密行业的贷方联系起来。与 Banxa 的合作确保了简化的借贷体验，同时贷方可以获得 cpToken 和 AVAX 奖励。

Clearpool Introduces Credit Vaults on Avalanche, Integrating Real-World Assets into DeFi

Clearpool 在 Avalanche 上推出信用金库，将现实世界资产整合到 DeFi 中

Clearpool, an innovative on-chain credit marketplace connecting institutional borrowers with lenders, has made a significant expansion into the Avalanche ecosystem with the introduction of Credit Vaults. This groundbreaking offering is supported by real-world assets (RWAs), unlocking new possibilities within the decentralized finance (DeFi) landscape.

Clearpool 是一个连接机构借款人和贷方的创新链上信贷市场，通过引入 Credit Vaults，对 Avalanche 生态系统进行了重大扩展。这一突破性的产品得到了现实世界资产（RWA）的支持，释放了去中心化金融（DeFi）领域的新可能性。

Exclusive Deployment on Avalanche

Avalanche 上的独家部署

Exclusively accessible on Avalanche's layer 1 blockchain, Credit Vaults aim to harness the value of RWAs, such as private credits, to provide uncollateralized borrowing opportunities for institutions. This strategic move brings the potential of private credit yield directly into the DeFi ecosystem.

Credit Vaults 只能在 Avalanche 的第 1 层区块链上访问，旨在利用 RWA（例如私人信贷）的价值，为机构提供无抵押借贷机会。这一战略举措将私人信贷收益的潜力直接带入 DeFi 生态系统。

Collaboration with Banxa

与Banxa合作

Clearpool's partnership with Banxa, a leading global infrastructure provider specializing in embedded crypto payments, has been instrumental in the development of this innovative product. The collaboration aims to revolutionize the lending and borrowing landscape within the blockchain ecosystem, introducing enhanced efficiency and transparency.

Clearpool 与专门从事嵌入式加密支付的全球领先基础设施提供商 Banxa 的合作伙伴关系在这一创新产品的开发中发挥了重要作用。此次合作旨在彻底改变区块链生态系统内的借贷格局，提高效率和透明度。

Tokenization and Streamlined Lending

代币化和简化借贷

Clearpool tokenizes loans made to Banxa and transfers them on-chain, enabling lenders to receive cpTokens representing their stake in the pool. Interest earned on these investments compounds automatically, streamlining the lending process and offering a frictionless experience for both borrowers and lenders.

Clearpool 对向 Banxa 发放的贷款进行代币化，并将其转移到链上，使贷方能够收到代表其在池中股份的 cpToken。这些投资赚取的利息会自动复利，简化贷款流程，并为借款人和贷款人提供无摩擦的体验。

Flexible Repayment and Incentivization

灵活的还款和激励

Borrowers benefit from a flexible seven-day repayment period, ensuring timely repayments while providing ample flexibility. Lenders are further incentivized with additional rewards in AVAX tokens, enhancing the value proposition for participants in the lending pool.

借款人受益于灵活的7天还款期，确保及时还款，同时提供足够的灵活性。 AVAX 代币的额外奖励进一步激励贷款人，从而增强贷款池参与者的价值主张。

Customized Loan Terms

定制贷款条款

Unlike traditional lending platforms, Clearpool's Credit Vaults empower borrowers with the autonomy to define their own loan terms, including interest rates and repayment frequencies. This flexibility caters to a diverse range of borrowing needs and is expected to attract a wide pool of borrowers, increasing lending volume and boosting protocol revenue.

与传统的借贷平台不同，Clearpool 的 Credit Vaults 使借款人能够自主定义自己的贷款条款，包括利率和还款频率。这种灵活性满足了多样化的借贷需求，预计将吸引广泛的借款人，增加贷款量并增加协议收入。

Increased Yields for Lenders

提高贷款人的收益

Lenders are enticed by the promise of higher annual percentage yields (APYs) through the efficient utilization of funds. This innovation elevates the accessibility and profitability of DeFi lending, attracting a wider pool of participants.

通过有效利用资金来提高年收益率 (APY) 的承诺吸引了贷款人。这项创新提高了 DeFi 借贷的可及性和盈利能力，吸引了更广泛的参与者。

A Major Milestone for Clearpool

Clearpool 的一个重要里程碑

Clearpool CEO Jakob Kronbichler hailed the expansion to Avalanche as a major milestone for the company. "Launching Credit Vaults on Avalanche is a significant step forward for Clearpool and the RWA sector as we pioneer the migration of credit on-chain," he stated. "Collaborating with esteemed players like Banxa and Cauris underscores the transformative potential of Credit Vaults in revolutionizing the RWA DeFi space and accelerating institutional adoption."

Clearpool 首席执行官 Jakob Kronbichler 称赞 Avalanche 的扩张是公司的一个重要里程碑。他表示：“在 Avalanche 上推出 Credit Vaults 对于 Clearpool 和 RWA 领域来说是向前迈出的重要一步，因为我们是链上信贷迁移的先驱。” “与 Banxa 和 Cauris 等受人尊敬的参与者合作，凸显了 Credit Vaults 在彻底改变 RWA DeFi 领域和加速机构采用方面的变革潜力。”

Exploding Growth of RWAs on Avalanche

Avalanche 上的 RWA 呈爆炸式增长

The launch of Credit Vaults comes amidst a period of "explosive" growth in the adoption of RWAs on the Avalanche ecosystem. Last year, Avalanche introduced its Evergreen Subnets, offering financial services companies a controlled environment to explore tokenization and the benefits of on-chain finance.

Credit Vaults 的推出正值 Avalanche 生态系统上 RWA 的采用“爆炸性”增长时期。去年，Avalanche 推出了 Evergreen Subnets，为金融服务公司提供了一个受控环境来探索代币化和链上金融的好处。

Industry Pioneers Embrace Tokenization

行业先驱拥抱代币化

Leading companies, such as Onyx, an initiative of banking giant J.P. Morgan, were among the first to leverage the Evergreen Subnets in testing the potential of tokenization to enhance portfolio management processes.

银行巨头摩根大通 (J.P. Morgan) 发起的 Onyx 等领先公司是首批利用 Evergreen 子网来测试代币化潜力以增强投资组合管理流程的公司之一。

Clearpool's Credit Vaults present a paradigm shift in DeFi lending by integrating real-world assets into the digital realm. This integration opens up new opportunities for institutional borrowers to access uncollateralized credit and for lenders to earn lucrative yields. The exclusive deployment on Avalanche and the strategic partnership with Banxa position Clearpool as a trailblazer in the evolving world of on-chain lending and borrowing.

Clearpool 的 Credit Vaults 通过将现实世界的资产整合到数字领域，呈现了 DeFi 借贷的范式转变。这种整合为机构借款人获得无抵押信贷以及贷款人赚取丰厚收益开辟了新的机会。 Avalanche 上的独家部署以及与 Banxa 的战略合作伙伴关系使 Clearpool 成为不断发展的链上借贷领域的开拓者。