Clearpool 在 Avalanche 上推出 Credit Vaults，解鎖 DeFi 中的 RWA

鏈上信貸平台 Clearpool 在 Avalanche 上推出了 Credit Vaults，將現實世界資產（RWA）引入 DeFi 借貸。這些金庫是 Avalanche 獨有的，為機構提供無抵押借款，將它們與加密行業的貸方聯繫起來。與 Banxa 的合作確保了簡化的借貸體驗，同時貸方可以獲得 cpToken 和 AVAX 獎勵。

Clearpool Introduces Credit Vaults on Avalanche, Integrating Real-World Assets into DeFi

Clearpool 在 Avalanche 上推出信用金庫，將現實世界資產整合到 DeFi 中

Clearpool, an innovative on-chain credit marketplace connecting institutional borrowers with lenders, has made a significant expansion into the Avalanche ecosystem with the introduction of Credit Vaults. This groundbreaking offering is supported by real-world assets (RWAs), unlocking new possibilities within the decentralized finance (DeFi) landscape.

Clearpool 是一個連接機構借款人和貸方的創新鏈上信貸市場，透過引入 Credit Vaults，對 Avalanche 生態系統進行了重大擴展。這項突破性的產品得到了現實世界資產（RWA）的支持，釋放了去中心化金融（DeFi）領域的新可能性。

Exclusive Deployment on Avalanche

Avalanche 上的獨家部署

Exclusively accessible on Avalanche's layer 1 blockchain, Credit Vaults aim to harness the value of RWAs, such as private credits, to provide uncollateralized borrowing opportunities for institutions. This strategic move brings the potential of private credit yield directly into the DeFi ecosystem.

Credit Vaults 只能在 Avalanche 的第 1 層區塊鏈上訪問，旨在利用 RWA（例如私人信貸）的價值，為機構提供無抵押借貸機會。這項策略性舉措將私人信貸收益的潛力直接帶入 DeFi 生態系統。

Collaboration with Banxa

與Banxa合作

Clearpool's partnership with Banxa, a leading global infrastructure provider specializing in embedded crypto payments, has been instrumental in the development of this innovative product. The collaboration aims to revolutionize the lending and borrowing landscape within the blockchain ecosystem, introducing enhanced efficiency and transparency.

Clearpool 與專門從事嵌入式加密支付的全球領先基礎設施供應商 Banxa 的合作夥伴關係在這項創新產品的開發中發揮了重要作用。此次合作旨在徹底改變區塊鏈生態系統內的借貸格局，提高效率和透明度。

Tokenization and Streamlined Lending

代幣化和簡化借貸

Clearpool tokenizes loans made to Banxa and transfers them on-chain, enabling lenders to receive cpTokens representing their stake in the pool. Interest earned on these investments compounds automatically, streamlining the lending process and offering a frictionless experience for both borrowers and lenders.

Clearpool 對 Banxa 發放的貸款進行代幣化，並將其轉移到鏈上，使貸方能夠收到代表其在池中股份的 cpToken。這些投資所賺取的利息會自動複利，簡化貸款流程，並為借款人和貸款人提供無摩擦的體驗。

Flexible Repayment and Incentivization

靈活的還款和激勵

Borrowers benefit from a flexible seven-day repayment period, ensuring timely repayments while providing ample flexibility. Lenders are further incentivized with additional rewards in AVAX tokens, enhancing the value proposition for participants in the lending pool.

借款人受惠於靈活的7天還款期，確保及時還款，同時提供足夠的彈性。 AVAX 代幣的額外獎勵進一步激勵貸款人，從而增強貸款池參與者的價值主張。

Customized Loan Terms

客製化貸款條款

Unlike traditional lending platforms, Clearpool's Credit Vaults empower borrowers with the autonomy to define their own loan terms, including interest rates and repayment frequencies. This flexibility caters to a diverse range of borrowing needs and is expected to attract a wide pool of borrowers, increasing lending volume and boosting protocol revenue.

與傳統的借貸平台不同，Clearpool 的 Credit Vaults 使借款人能夠自主定義自己的貸款條款，包括利率和還款頻率。這種靈活性滿足了多樣化的借貸需求，預計將吸引廣泛的借款人，增加貸款量並增加協議收入。

Increased Yields for Lenders

提高貸款人的收益

Lenders are enticed by the promise of higher annual percentage yields (APYs) through the efficient utilization of funds. This innovation elevates the accessibility and profitability of DeFi lending, attracting a wider pool of participants.

透過有效利用資金來提高年收益率 (APY) 的承諾吸引了貸款人。這項創新提高了 DeFi 借貸的可及性和盈利能力，吸引了更廣泛的參與者。

A Major Milestone for Clearpool

Clearpool 的一個重要里程碑

Clearpool CEO Jakob Kronbichler hailed the expansion to Avalanche as a major milestone for the company. "Launching Credit Vaults on Avalanche is a significant step forward for Clearpool and the RWA sector as we pioneer the migration of credit on-chain," he stated. "Collaborating with esteemed players like Banxa and Cauris underscores the transformative potential of Credit Vaults in revolutionizing the RWA DeFi space and accelerating institutional adoption."

Clearpool 執行長 Jakob Kronbichler 稱讚 Avalanche 的擴張是公司的一個重要里程碑。他表示：“在 Avalanche 上推出 Credit Vaults 對於 Clearpool 和 RWA 領域來說是向前邁出的重要一步，因為我們是鏈上信貸遷移的先驅。” “與 Banxa 和 Cauris 等受人尊敬的參與者合作，凸顯了 Credit Vaults 在徹底改變 RWA DeFi 領域和加速機構採用方面的變革潛力。”

Exploding Growth of RWAs on Avalanche

Avalanche 上的 RWA 爆炸性成長

The launch of Credit Vaults comes amidst a period of "explosive" growth in the adoption of RWAs on the Avalanche ecosystem. Last year, Avalanche introduced its Evergreen Subnets, offering financial services companies a controlled environment to explore tokenization and the benefits of on-chain finance.

Credit Vaults 的推出正值 Avalanche 生態系統上 RWA 的採用「爆炸性」增長時期。去年，Avalanche 推出了 Evergreen Subnets，為金融服務公司提供了一個受控環境來探索代幣化和鏈上金融的好處。

Industry Pioneers Embrace Tokenization

產業先驅擁抱代幣化

Leading companies, such as Onyx, an initiative of banking giant J.P. Morgan, were among the first to leverage the Evergreen Subnets in testing the potential of tokenization to enhance portfolio management processes.

由銀行巨頭摩根大通 (J.P. Morgan) 發起的 Onyx 等領先公司是首批利用 Evergreen 子網來測試代幣化潛力以增強投資組合管理流程的公司之一。

Clearpool's Credit Vaults present a paradigm shift in DeFi lending by integrating real-world assets into the digital realm. This integration opens up new opportunities for institutional borrowers to access uncollateralized credit and for lenders to earn lucrative yields. The exclusive deployment on Avalanche and the strategic partnership with Banxa position Clearpool as a trailblazer in the evolving world of on-chain lending and borrowing.

Clearpool 的 Credit Vaults 透過將現實世界的資產整合到數位領域，呈現了 DeFi 借貸的典範轉移。這種整合為機構借款人獲得無抵押信貸以及貸款人賺取豐厚收益開闢了新的機會。 Avalanche 上的獨家部署以及與 Banxa 的策略合作夥伴關係使 Clearpool 成為不斷發展的鏈上借貸領域的開拓者。