区块链和加密货币：下一次技术革命，还是美国错失的机会？

区块链和加密货币为美国引领创新提供了变革性机会。该技术符合个人自由和有限政府等保守原则，同时提供前所未有的经济效益，包括创造就业机会和加强金融体系。在全球竞争中，明确的监管框架对于促进创新和维护美国经济和国家安全至关重要。立法者必须支持两党共同努力，制定保护消费者的规则，鼓励持续创新，并消除对加密货币在非法活动中使用的误解。

What's the Next Tech Revolution? Blockchain and Crypto

下一次技术革命是什么？区块链和加密货币

Hey folks, have you heard about blockchain and crypto? They're shaping up to be the next big thing in tech, with the potential to transform industries and boost our economy. But here's the catch – if our government doesn't get on board, we might lose this opportunity to other countries.

嘿伙计们，你听说过区块链和加密货币吗？它们正在成为科技领域的下一个重大事件，具有改变行业和促进经济发展的潜力。但问题是——如果我们的政府不参与进来，我们可能会将这个机会让给其他国家。

Why Should We Care About Blockchain and Crypto?

为什么我们应该关心区块链和加密货币？

First off, these technologies align with our American values of freedom, limited government, and privacy. By cutting out middlemen in financial transactions, blockchain makes the system more accessible. Plus, the public nature of the transaction records offers transparency while also ensuring anonymity for account holders. This balance is crucial in an era when big tech companies hold so much personal data.

首先，这些技术符合美国自由、有限政府和隐私的价值观。通过消除金融交易中的中间商，区块链使系统更易于访问。此外，交易记录的公开性质提供了透明度，同时也确保了账户持有人的匿名性。在大型科技公司掌握如此多个人数据的时代，这种平衡至关重要。

Secondly, blockchain and crypto are economic powerhouses. By 2030, this industry is projected to create millions of jobs. As the former CEO of a software company, I've witnessed firsthand the transformative impact tech innovation can have. Pennsylvania is already home to bustling blockchain and crypto ecosystems, and cities like Allentown and Philadelphia stand to reap the benefits if we embrace this growth.

其次，区块链和加密货币是经济动力。到 2030 年，该行业预计将创造数百万个就业岗位。作为一家软件公司的前首席执行官，我亲眼目睹了技术创新所带来的变革性影响。宾夕法尼亚州已经成为繁华的区块链和加密生态系统的所在地，如果我们拥抱这种增长，阿伦敦和费城等城市将受益匪浅。

Beyond finance, blockchain has countless applications across industries. For example, its secure ledger technology safeguards healthcare data and verifies supply chains.

除了金融之外，区块链在各个行业都有无数的应用。例如，其安全账本技术可保护医疗数据并验证供应链。

The Importance of American Leadership in Blockchain and Crypto

美国在区块链和加密领域的领导地位的重要性

Maintaining our economic and national security depends on America's leadership in blockchain and crypto. The dollar's status as the world's reserve currency is a cornerstone of our economic power, but it's not something we can take for granted. While the majority of crypto transactions involve the dollar, rival nations are pushing for alternatives. Preserving the link between crypto markets and the dollar is essential for its dominance.

维护我们的经济和国家安全取决于美国在区块链和加密领域的领导地位。美元作为世界储备货币的地位是我们经济实力的基石，但我们不能认为这是理所当然的。虽然大多数加密货币交易都涉及美元，但竞争对手国家正在寻求替代方案。保持加密货币市场与美元之间的联系对于其主导地位至关重要。

Furthermore, blockchain provides national security advantages. Its traceable and transparent ledgers empower law enforcement to trace illicit funds and identify suspicious accounts. This is a game-changer compared to traditional money laundering methods. That's why it's vital to base crypto exchanges in America, where they comply with our anti-money laundering and sanctions laws.

此外，区块链还提供国家安全优势。其可追踪和透明的分类账使执法部门能够追踪非法资金并识别可疑账户。与传统的洗钱方法相比，这改变了游戏规则。这就是为什么在美国建立加密货币交易所至关重要，因为它们遵守我们的反洗钱和制裁法律。

The Race Against the Competition

与竞争对手的竞赛

Our global competitors are racing ahead to seize this opportunity. China is aiming to dominate blockchain, which poses significant national security risks if they infiltrate our market. The EU, Japan, and Singapore are also developing their own crypto regulatory frameworks.

我们的全球竞争对手正在竞相抢占这一机遇。中国的目标是主导区块链，如果它们渗透到我们的市场，就会带来重大的国家安全风险。欧盟、日本和新加坡也在开发自己的加密货币监管框架。

Meanwhile, in the US, progress is stalled in Congress. To make matters worse, SEC Chairman Gensler is overstepping his authority, stifling innovation and targeting US-based crypto companies. Without congressional action, his heavy-handed approach will dictate the future of crypto in the US.

与此同时，在美国，国会的进展陷入停滞。更糟糕的是，美国证券交易委员会主席 Gensler 越权，扼杀创新并针对美国的加密货币公司。如果国会不采取行动，他的高压手段将决定美国加密货币的未来。

Time for Congress to Step Up

国会该加强行动了

Our lawmakers need to act now to secure America's position in this innovation wave. Bipartisan initiatives like the Financial Innovation and Technology Act would establish clear rules for the industry, protecting consumers while fostering growth.

我们的立法者需要立即采取行动，以确保美国在这一创新浪潮中的地位。 《金融创新和技术法案》等两党倡议将为该行业制定明确的规则，在保护消费者的同时促进增长。

It's also crucial to stick to the facts. Some skeptics, like Senator Elizabeth Warren, claim that crypto funds terrorism and other illicit activities. However, evidence suggests that only a tiny fraction of crypto transactions (0.34%) have such links.

坚持事实也很重要。参议员伊丽莎白·沃伦等一些怀疑论者声称加密货币为恐怖主义和其他非法活动提供资金。然而，有证据表明，只有一小部分加密货币交易 (0.34%) 具有此类链接。

In contrast, crypto and blockchain have proven effective in combating terrorist financing. In 2020, the US government seized millions of dollars in cryptocurrency from terrorist groups. Their traceable transaction records enabled law enforcement to dismantle an entire money laundering network.

相比之下，加密货币和区块链已被证明可以有效打击恐怖主义融资。 2020年，美国政府从恐怖组织手中缴获了数百万美元的加密货币。他们的可追踪交易记录使执法部门能够瓦解整个洗钱网络。

Let's Not Miss Out

我们不要错过

Millions of Americans already own crypto, and its societal benefits are undeniable. As a former CEO in the investment industry, I've experienced firsthand the impact of regulatory uncertainty. Our framework for these technologies must incentivize US companies, protect privacy, and discourage offshore relocation.

数百万美国人已经拥有加密货币，其社会效益是不可否认的。作为投资行业的前首席执行官，我亲身经历了监管不确定性的影响。我们的这些技术框架必须激励美国公司、保护隐私并阻止海外迁移。

I'm running for Pennsylvania's next senator to champion innovation and secure the regulatory clarity our innovators need. It's in the best interests of both Pennsylvania and the nation to remain at the forefront of technological advancements.

我正在竞选宾夕法尼亚州的下一任参议员，以支持创新并确保我们的创新者所需的监管清晰度。保持技术进步的前沿符合宾夕法尼亚州和国家的最大利益。

David McCormick, a West Point graduate and combat veteran, is the former CEO of two successful businesses. He is running for US Senate in Pennsylvania.

大卫·麦考密克是西点军校毕业生和退伍军人，是两家成功企业的前首席执行官。他正在竞选宾夕法尼亚州的美国参议员。