區塊鏈與加密貨幣：下一次科技革命，還是美國錯失的機會？

區塊鏈和加密貨幣為美國引領創新提供了變革性機會。該技術符合個人自由和有限政府等保守原則，同時提供前所未有的經濟效益，包括創造就業機會和強化金融體系。在全球競爭中，明確的監管框架對於促進創新和維護美國經濟和國家安全至關重要。立法者必須支持兩黨共同努力，制定保護消費者的規則，鼓勵持續創新，並消除對加密貨幣在非法活動中使用的誤解。

What's the Next Tech Revolution? Blockchain and Crypto

下一次科技革命是什麼？區塊鏈和加密貨幣

Hey folks, have you heard about blockchain and crypto? They're shaping up to be the next big thing in tech, with the potential to transform industries and boost our economy. But here's the catch – if our government doesn't get on board, we might lose this opportunity to other countries.

嘿夥計們，你們聽說過區塊鏈和加密貨幣嗎？它們正在成為科技領域的下一個重大事件，具有改變產業和促進經濟發展的潛力。但問題是──如果我們的政府不參與進來，我們可能會將這個機會讓給其他國家。

Why Should We Care About Blockchain and Crypto?

為什麼我們應該關心區塊鏈和加密貨幣？

First off, these technologies align with our American values of freedom, limited government, and privacy. By cutting out middlemen in financial transactions, blockchain makes the system more accessible. Plus, the public nature of the transaction records offers transparency while also ensuring anonymity for account holders. This balance is crucial in an era when big tech companies hold so much personal data.

首先，這些技術符合美國自由、有限政府和隱私的價值觀。透過消除金融交易中的中間商，區塊鏈使系統更易於存取。此外，交易記錄的公開性質提供了透明度，同時也確保了帳戶持有人的匿名性。在大型科技公司掌握如此多個人數據的時代，這種平衡至關重要。

Secondly, blockchain and crypto are economic powerhouses. By 2030, this industry is projected to create millions of jobs. As the former CEO of a software company, I've witnessed firsthand the transformative impact tech innovation can have. Pennsylvania is already home to bustling blockchain and crypto ecosystems, and cities like Allentown and Philadelphia stand to reap the benefits if we embrace this growth.

其次，區塊鏈和加密貨幣是經濟動力。到 2030 年，該行業預計將創造數百萬個就業機會。身為一家軟體公司的前首席執行官，我親眼目睹了技術創新所帶來的變革性影響。賓州已經成為繁華的區塊鏈和加密生態系統的所在地，如果我們擁抱這種成長，阿倫敦和費城等城市將受益匪淺。

Beyond finance, blockchain has countless applications across industries. For example, its secure ledger technology safeguards healthcare data and verifies supply chains.

除了金融之外，區塊鏈在各行業都有無數的應用。例如，其安全帳本技術可保護醫療資料並驗證供應鏈。

The Importance of American Leadership in Blockchain and Crypto

美國在區塊鏈和加密領域的領導地位的重要性

Maintaining our economic and national security depends on America's leadership in blockchain and crypto. The dollar's status as the world's reserve currency is a cornerstone of our economic power, but it's not something we can take for granted. While the majority of crypto transactions involve the dollar, rival nations are pushing for alternatives. Preserving the link between crypto markets and the dollar is essential for its dominance.

維護我們的經濟和國家安全取決於美國在區塊鏈和加密領域的領導地位。美元作為世界儲備貨幣的地位是我們經濟實力的基石，但我們不能認為這是理所當然的。雖然大多數加密貨幣交易都涉及美元，但競爭對手國家正在尋求替代方案。保持加密貨幣市場與美元之間的聯繫對於其主導地位至關重要。

Furthermore, blockchain provides national security advantages. Its traceable and transparent ledgers empower law enforcement to trace illicit funds and identify suspicious accounts. This is a game-changer compared to traditional money laundering methods. That's why it's vital to base crypto exchanges in America, where they comply with our anti-money laundering and sanctions laws.

此外，區塊鏈也提供國家安全優勢。其可追蹤和透明的分類帳使執法部門能夠追蹤非法資金並識別可疑帳戶。與傳統的洗錢方法相比，這改變了遊戲規則。這就是為什麼在美國建立加密貨幣交易所至關重要，因為它們遵守我們的反洗錢和製裁法律。

The Race Against the Competition

與競爭對手的競賽

Our global competitors are racing ahead to seize this opportunity. China is aiming to dominate blockchain, which poses significant national security risks if they infiltrate our market. The EU, Japan, and Singapore are also developing their own crypto regulatory frameworks.

我們的全球競爭對手正競相搶佔這項機會。中國的目標是主導區塊鏈，如果它們滲透到我們的市場，就會帶來重大的國家安全風險。歐盟、日本和新加坡也在發展自己的加密貨幣監管框架。

Meanwhile, in the US, progress is stalled in Congress. To make matters worse, SEC Chairman Gensler is overstepping his authority, stifling innovation and targeting US-based crypto companies. Without congressional action, his heavy-handed approach will dictate the future of crypto in the US.

同時，在美國，國會的進展陷入停滯。更糟的是，美國證券交易委員會主席 Gensler 越權，扼殺創新並針對美國的加密貨幣公司。如果國會不採取行動，他的高壓手段將決定美國加密貨幣的未來。

Time for Congress to Step Up

國會該加強行動了

Our lawmakers need to act now to secure America's position in this innovation wave. Bipartisan initiatives like the Financial Innovation and Technology Act would establish clear rules for the industry, protecting consumers while fostering growth.

我們的立法者需要立即採取行動，以確保美國在這股創新浪潮中的地位。 《金融創新和技術法案》等兩黨倡議將為該行業制定明確的規則，在保護消費者的同時促進成長。

It's also crucial to stick to the facts. Some skeptics, like Senator Elizabeth Warren, claim that crypto funds terrorism and other illicit activities. However, evidence suggests that only a tiny fraction of crypto transactions (0.34%) have such links.

堅持事實也很重要。參議員伊麗莎白·沃倫等一些懷疑論者聲稱加密貨幣為恐怖主義和其他非法活動提供資金。然而，有證據表明，只有一小部分加密貨幣交易 (0.34%) 具有此類連結。

In contrast, crypto and blockchain have proven effective in combating terrorist financing. In 2020, the US government seized millions of dollars in cryptocurrency from terrorist groups. Their traceable transaction records enabled law enforcement to dismantle an entire money laundering network.

相比之下，加密貨幣和區塊鏈已被證明可以有效打擊恐怖主義融資。 2020年，美國政府從恐怖組織手中查獲了數百萬美元的加密貨幣。他們的可追蹤交易記錄使執法部門能夠瓦解整個洗錢網絡。

Let's Not Miss Out

我們不要錯過

Millions of Americans already own crypto, and its societal benefits are undeniable. As a former CEO in the investment industry, I've experienced firsthand the impact of regulatory uncertainty. Our framework for these technologies must incentivize US companies, protect privacy, and discourage offshore relocation.

數百萬美國人已經擁有加密貨幣，其社會效益是不可否認的。作為投資行業的前首席執行官，我親身經歷了監管不確定性的影響。我們的這些技術框架必須激勵美國公司、保護隱私並阻止海外遷移。

I'm running for Pennsylvania's next senator to champion innovation and secure the regulatory clarity our innovators need. It's in the best interests of both Pennsylvania and the nation to remain at the forefront of technological advancements.

我正在競選賓州的下一任參議員，以支持創新並確保我們的創新者所需的監管清晰度。保持技術進步的前沿符合賓夕法尼亞州和國家的最大利益。

David McCormick, a West Point graduate and combat veteran, is the former CEO of two successful businesses. He is running for US Senate in Pennsylvania.

大衛·麥考密克是西點軍校畢業生和退伍軍人，也是兩家成功企業的前執行長。他正在競選賓州的美國參議員。