Maple首席执行官说，比特币支持的贷款将破坏机构贷款。

枫树首席执行官兼联合创始人西德·鲍威尔（Sid Powell）正在通过将加密货币（尤其是比特币）整合到过程中来重塑体制贷款。

Maple, a rapidly growing fintech platform, is set to disrupt the institutional lending landscape by introducing an innovative model that integrates cryptocurrency, particularly Bitcoin, into the lending process.

Maple是一个快速增长的金融科技平台，将通过引入将加密货币（尤其是比特币）集成到贷款过程中的创新模型来破坏机构贷款环境。

According to a recent interview with Bloomberg, Sid Powell, CEO and co-founder of Maple, highlighted the unique features of his company's service. Unlike traditional lending institutions, Maple's platform provides asset-backed loans on-chain, a concept that has piqued the interest of high-net-worth individuals and fixed-income investors.

根据最近对彭博社的采访，枫树首席执行官兼联合创始人席德·鲍威尔（Sid Powell）强调了他公司服务的独特功能。与传统的贷款机构不同，Maple的平台提供了链上资产支持的贷款，该概念激起了高净值个人和固定收入投资者的兴趣。

Maple offers loans to institutions such as trading firms and hedge funds, with the loans being fully funded by Maple's own investors. The borrowers, in turn, receive stablecoins directly, while Maple holds the collateral in liquid digital assets, enabling investors to earn yield much like in traditional credit markets.

Maple向贸易公司和对冲基金等机构提供贷款，贷款由Maple自己的投资者充分资助。反过来，借款人直接收到稳定的人，而枫树则持有液体数字资产的抵押品，使投资者能够像传统信贷市场一样赚取收益率。

However, unlike traditional lending, Maple's loans are over-collateralized and designed to be fully redeemable within a 30-day period. Moreover, Maple's service is fully compliant with regulations in the U.S., Canada, and the E.E.C., catering to a global audience of institutional investors.

但是，与传统贷款不同，Maple的贷款过于合理化，并且设计为在30天的时间内完全可以兑换。此外，Maple的服务完全符合美国，加拿大和EEC的法规，迎合了全球机构投资者的征服。

This model offers significant advantages over traditional lending, especially considering crypto's liquidity. As Powell noted, selling large amounts of Bitcoin is far quicker than selling physical assets like real estate.

该模型比传统贷款具有很大的优势，尤其是考虑到加密货币的流动性。正如鲍威尔（Powell）所指出的那样，出售大量比特币要比出售像房地产这样的物理资产要快得多。

In the event of a loan default, assets can be liquidated quickly, ensuring a smoother process. Risk management is also paramount for Maple, especially following the recent high-profile collapses of crypto lenders like BlockFi.

如果有贷款违约，则可以快速清算资产，从而确保流程更顺畅。对于枫木而言，风险管理也至关重要，尤其是在最近的加密贷款人（如Blockfi）的备受瞩目的崩溃之后。

With billions of dollars in assets under management and over 250,000 users, Maple prioritizes safety and stability. The company uses institutional-grade custodians like BitGo and maintains clear margin policies to navigate the inherent volatility of the crypto market.

枫树拥有数十亿美元的资产和25万用户，优先考虑安全性和稳定性。该公司使用像Bitgo这样的机构监护人，并保持清晰的保证金政策来浏览加密货币市场的固有波动。

Looking ahead, Powell sees this service as a stepping stone to competing with traditional finance giants like Apollo and Ares. His long-term goal is to partner with firms like J.P. Morgan to distribute Bitcoin-backed securities to institutional investors, combining the speed of crypto with the stability of traditional finance.

展望未来，鲍威尔将这项服务视为与阿波罗和阿波罗等传统金融巨头竞争的垫脚石。他的长期目标是与JP Morgan这样的公司合作，向机构投资者分发了比特币支持的证券，将加密货币的速度与传统金融的稳定相结合。