Maple首席執行官說，比特幣支持的貸款將破壞機構貸款。

楓樹首席執行官兼聯合創始人西德·鮑威爾（Sid Powell）正在通過將加密貨幣（尤其是比特幣）整合到過程中來重塑體制貸款。

Maple, a rapidly growing fintech platform, is set to disrupt the institutional lending landscape by introducing an innovative model that integrates cryptocurrency, particularly Bitcoin, into the lending process.

Maple是一個快速增長的金融科技平台，將通過引入將加密貨幣（尤其是比特幣）集成到貸款過程中的創新模型來破壞機構貸款環境。

According to a recent interview with Bloomberg, Sid Powell, CEO and co-founder of Maple, highlighted the unique features of his company's service. Unlike traditional lending institutions, Maple's platform provides asset-backed loans on-chain, a concept that has piqued the interest of high-net-worth individuals and fixed-income investors.

根據最近對彭博社的採訪，楓樹首席執行官兼聯合創始人席德·鮑威爾（Sid Powell）強調了他公司服務的獨特功能。與傳統的貸款機構不同，Maple的平台提供了鏈上資產支持的貸款，該概念激起了高淨值個人和固定收入投資者的興趣。

Maple offers loans to institutions such as trading firms and hedge funds, with the loans being fully funded by Maple's own investors. The borrowers, in turn, receive stablecoins directly, while Maple holds the collateral in liquid digital assets, enabling investors to earn yield much like in traditional credit markets.

Maple向貿易公司和對沖基金等機構提供貸款，貸款由Maple自己的投資者充分資助。反過來，借款人直接收到穩定的人，而楓樹則持有液體數字資產的抵押品，使投資者能夠像傳統信貸市場一樣賺取收益率。

However, unlike traditional lending, Maple's loans are over-collateralized and designed to be fully redeemable within a 30-day period. Moreover, Maple's service is fully compliant with regulations in the U.S., Canada, and the E.E.C., catering to a global audience of institutional investors.

但是，與傳統貸款不同，Maple的貸款過於合理化，並且設計為在30天的時間內完全可以兌換。此外，Maple的服務完全符合美國，加拿大和EEC的法規，迎合了全球機構投資者的征服。

This model offers significant advantages over traditional lending, especially considering crypto's liquidity. As Powell noted, selling large amounts of Bitcoin is far quicker than selling physical assets like real estate.

該模型比傳統貸款具有很大的優勢，尤其是考慮到加密貨幣的流動性。正如鮑威爾（Powell）所指出的那樣，出售大量比特幣要比出售像房地產這樣的物理資產要快得多。

In the event of a loan default, assets can be liquidated quickly, ensuring a smoother process. Risk management is also paramount for Maple, especially following the recent high-profile collapses of crypto lenders like BlockFi.

如果有貸款違約，則可以快速清算資產，從而確保流程更順暢。對於楓木而言，風險管理也至關重要，尤其是在最近的加密貸款人（如Blockfi）的備受矚目的崩潰之後。

With billions of dollars in assets under management and over 250,000 users, Maple prioritizes safety and stability. The company uses institutional-grade custodians like BitGo and maintains clear margin policies to navigate the inherent volatility of the crypto market.

楓樹擁有數十億美元的資產和25萬用戶，優先考慮安全性和穩定性。該公司使用像Bitgo這樣的機構監護人，並保持清晰的保證金政策來瀏覽加密貨幣市場的固有波動。

Looking ahead, Powell sees this service as a stepping stone to competing with traditional finance giants like Apollo and Ares. His long-term goal is to partner with firms like J.P. Morgan to distribute Bitcoin-backed securities to institutional investors, combining the speed of crypto with the stability of traditional finance.

展望未來，鮑威爾將這項服務視為與阿波羅和阿波羅等傳統金融巨頭競爭的墊腳石。他的長期目標是與JP Morgan這樣的公司合作，向機構投資者分發了比特幣支持的證券，將加密貨幣的速度與傳統金融的穩定相結合。