国际清算银行推出 Agorá 项目，利用区块链彻底改变货币体系

国际清算银行 (BIS) 推出了 Project Agorá，这是一项探索区块链技术以增强货币体系的举措。该项目涉及主要中央银行和私人金融公司，利用代币化，旨在提高现有能力，引入新功能并简化跨境支付。

Bank for International Settlements Unveils Project Agorá: Blockchain Revolution for Monetary System

国际清算银行推出 Agorá 项目：货币系统的区块链革命

In a bold move to transform the global monetary system, the Bank for International Settlements (BIS), known as the central bank for central banks, has launched Project Agorá. This groundbreaking initiative harnesses the transformative power of blockchain technology, promising to revolutionize the way central banks operate.

作为变革全球货币体系的大胆举措，被称为中央银行的中央银行的国际清算银行 (BIS) 启动了 Agorá 项目。这一突破性举措利用了区块链技术的变革力量，有望彻底改变中央银行的运作方式。

Hyun Song Shin, BIS Economic Adviser and Head of Research, eloquently articulates the immense potential of tokenization, the cornerstone of Project Agorá. "Tokenization seamlessly blends the record-keeping capabilities of traditional databases with the intricate rules and logic that govern financial transactions," he explains. This innovative approach paves the way for enhanced capabilities and the introduction of novel functionalities within the monetary system, all while upholding its unwavering core principles.

国际清算银行经济顾问兼研究主管 Hyun Song Shin 雄辩地阐明了代币化的巨大潜力，这是 Agorá 项目的基石。 “代币化将传统数据库的记录保存功能与管理金融交易的复杂规则和逻辑无缝地融合在一起，”他解释道。这种创新方法为增强货币体系的能力和引入新颖的功能铺平了道路，同时坚持其坚定不移的核心原则。

The project boasts an impressive roster of collaborators, including leading central banks such as the Bank of France, Bank of Japan, Bank of Korea, Bank of Mexico, Swiss National Bank, Bank of England, and the Federal Reserve Bank of New York. Hand in hand with a consortium of renowned private financial firms convened by the Institute of International Finance (IIF), they embark on a collaborative mission to seamlessly integrate tokenized commercial bank deposits with tokenized wholesale central bank money within a "public-private programmable core financial platform."

该项目拥有令人印象深刻的合作者名单，包括法国银行、日本银行、韩国银行、墨西哥银行、瑞士国家银行、英格兰银行和纽约联邦储备银行等主要中央银行。他们与国际金融研究所 (IIF) 召集的知名私人金融公司财团携手，着手执行一项合作使命，将代币化商业银行存款与代币化批发中央银行资金无缝整合到“公私可编程核心金融”中。平台。”

This ambitious infrastructure holds the promise of transforming the monetary system, unlocking a realm of possibilities through smart contracts and unparalleled programmability. By eliminating structural inefficiencies, particularly in cross-border payments, Project Agorá aims to streamline operations and elevate efficiency to unprecedented heights.

这个雄心勃勃的基础设施有望改变货币体系，通过智能合约和无与伦比的可编程性释放无限可能。通过消除结构性低效问题，特别是跨境支付方面的问题，Agorá 项目旨在简化运营并将效率提升到前所未有的高度。

Cecilia Skingsley, Head of the BIS Innovation Hub, eloquently encapsulates the project's overarching goal: "We envision a shared payment infrastructure that harmoniously unites diverse components of the financial landscape, fostering unparalleled efficiency."

国际清算银行创新中心负责人塞西莉亚·斯金斯利 (Cecilia Skingsley) 雄辩地概括了该项目的总体目标：“我们设想建立一个共享支付基础设施，将金融领域的不同组成部分和谐地结合起来，从而实现无与伦比的效率。”

The collaborative endeavor will meticulously test the technology's capabilities within the operational, regulatory, and legal frameworks of participating currencies, encompassing the financial institutions operating within those jurisdictions. Furthermore, the project resolutely addresses the intricate challenges of financial integrity controls, including robust anti-money laundering measures and stringent customer verification protocols.

此次合作将在参与货币的运营、监管和法律框架内仔细测试该技术的能力，涵盖在这些司法管辖区运营的金融机构。此外，该项目坚决解决金融诚信控制的复杂挑战，包括强有力的反洗钱措施和严格的客户验证协议。

Project Agorá embodies the BIS Innovation Hub's unwavering commitment to experimentation and delivering invaluable public goods to the global central banking community. As the project evolves, the BIS intends to invite regulated financial institutions to join this transformative journey, striving to incorporate several institutions representing each of the seven participating currencies. Detailed instructions and requirements for interested parties will be disseminated in due course.

Agorá 项目体现了国际清算银行创新中心对实验和向全球中央银行界提供宝贵公共产品的坚定承诺。随着该项目的发展，国际清算银行打算邀请受监管的金融机构加入这一变革之旅，努力吸纳代表七种参与货币的多家机构。有关各方的详细说明和要求将适时发布。

This ambitious project represents a pivotal moment in the evolution of the monetary system, poised to reshape the way central banks operate and usher in a new era of financial innovation. As Project Agorá unfolds, its impact on the global economy and the lives of individuals worldwide remains to be seen. However, one thing is certain: the potential for transformation is boundless, and the future of finance looks brighter than ever.

这个雄心勃勃的项目代表了货币体系演变的关键时刻，有望重塑央行的运作方式并开创金融创新的新时代。随着 Agorá 项目的展开，其对全球经济和全世界个人生活的影响仍有待观察。然而，有一点是肯定的：转型的潜力是无限的，金融的未来看起来比以往任何时候都更加光明。