國際清算銀行推出 Agorá 項目，利用區塊鏈徹底改變貨幣體系

國際清算銀行 (BIS) 推出了 Project Agorá，這是一項探索區塊鏈技術以增強貨幣體系的舉措。該項目涉及主要中央銀行和私人金融公司，利用代幣化，旨在提高現有能力，引入新功能並簡化跨境支付。

Bank for International Settlements Unveils Project Agorá: Blockchain Revolution for Monetary System

國際清算銀行推出 Agorá 計畫：貨幣系統的區塊鏈革命

In a bold move to transform the global monetary system, the Bank for International Settlements (BIS), known as the central bank for central banks, has launched Project Agorá. This groundbreaking initiative harnesses the transformative power of blockchain technology, promising to revolutionize the way central banks operate.

作為變革全球貨幣體系的大膽舉措，被稱為中央銀行的中央銀行的國際清算銀行 (BIS) 啟動了 Agorá 計畫。這項突破性舉措利用了區塊鏈技術的變革力量，有望徹底改變中央銀行的運作方式。

Hyun Song Shin, BIS Economic Adviser and Head of Research, eloquently articulates the immense potential of tokenization, the cornerstone of Project Agorá. "Tokenization seamlessly blends the record-keeping capabilities of traditional databases with the intricate rules and logic that govern financial transactions," he explains. This innovative approach paves the way for enhanced capabilities and the introduction of novel functionalities within the monetary system, all while upholding its unwavering core principles.

國際清算銀行經濟顧問兼研究主管 Hyun Song Shin 雄辯地闡明了代幣化的巨大潛力，這是 Agorá 計畫的基石。 「代幣化將傳統資料庫的記錄保存功能與管理金融交易的複雜規則和邏輯無縫地融合在一起，」他解釋道。這種創新方法為增強貨幣體系的能力和引入新穎的功能鋪平了道路，同時堅持其堅定不移的核心原則。

The project boasts an impressive roster of collaborators, including leading central banks such as the Bank of France, Bank of Japan, Bank of Korea, Bank of Mexico, Swiss National Bank, Bank of England, and the Federal Reserve Bank of New York. Hand in hand with a consortium of renowned private financial firms convened by the Institute of International Finance (IIF), they embark on a collaborative mission to seamlessly integrate tokenized commercial bank deposits with tokenized wholesale central bank money within a "public-private programmable core financial platform."

該計畫擁有令人印象深刻的合作者名單，包括法國銀行、日本銀行、韓國銀行、墨西哥銀行、瑞士國家銀行、英格蘭銀行和紐約聯邦儲備銀行等主要中央銀行。他們與國際金融研究所(IIF) 召集的知名私人金融公司財團攜手，著手執行一項合作使命，將代幣化商業銀行存款與代幣化批發中央銀行資金無縫整合到「公私可編程核心金融”中。平台。”

This ambitious infrastructure holds the promise of transforming the monetary system, unlocking a realm of possibilities through smart contracts and unparalleled programmability. By eliminating structural inefficiencies, particularly in cross-border payments, Project Agorá aims to streamline operations and elevate efficiency to unprecedented heights.

這個雄心勃勃的基礎設施有望改變貨幣體系，透過智慧合約和無與倫比的可程式性釋放無限可能。透過消除結構性低效問題，特別是跨境支付的問題，Agorá 計畫旨在簡化營運並將效率提升到前所未有的高度。

Cecilia Skingsley, Head of the BIS Innovation Hub, eloquently encapsulates the project's overarching goal: "We envision a shared payment infrastructure that harmoniously unites diverse components of the financial landscape, fostering unparalleled efficiency."

國際清算銀行創新中心負責人塞西莉亞·斯金斯利(Cecilia Skingsley) 雄辯地概括了該項目的總體目標：「我們設想建立一個共享支付基礎設施，將金融領域的不同組成部分和諧地結合起來，從而實現無與倫比的效率。”

The collaborative endeavor will meticulously test the technology's capabilities within the operational, regulatory, and legal frameworks of participating currencies, encompassing the financial institutions operating within those jurisdictions. Furthermore, the project resolutely addresses the intricate challenges of financial integrity controls, including robust anti-money laundering measures and stringent customer verification protocols.

此次合作將在參與貨幣的營運、監管和法律框架內仔細測試該技術的能力，涵蓋在這些司法管轄區運作的金融機構。此外，該專案堅決解決金融誠信控制的複雜挑戰，包括強而有力的反洗錢措施和嚴格的客戶驗證協議。

Project Agorá embodies the BIS Innovation Hub's unwavering commitment to experimentation and delivering invaluable public goods to the global central banking community. As the project evolves, the BIS intends to invite regulated financial institutions to join this transformative journey, striving to incorporate several institutions representing each of the seven participating currencies. Detailed instructions and requirements for interested parties will be disseminated in due course.

Agorá 計畫體現了國際清算銀行創新中心對實驗和向全球中央銀行界提供寶貴公共產品的堅定承諾。隨著計畫的發展，國際清算銀行打算邀請受監管的金融機構加入這趟變革之旅，努力吸收代表七種參與貨幣的多家機構。有關各方的詳細說明和要求將適時發布。

This ambitious project represents a pivotal moment in the evolution of the monetary system, poised to reshape the way central banks operate and usher in a new era of financial innovation. As Project Agorá unfolds, its impact on the global economy and the lives of individuals worldwide remains to be seen. However, one thing is certain: the potential for transformation is boundless, and the future of finance looks brighter than ever.

這個雄心勃勃的計畫代表了貨幣體系演變的關鍵時刻，有望重塑央行的運作方式並開創金融創新的新時代。隨著 Agorá 計畫的展開，其對全球經濟和全世界個人生活的影響仍有待觀察。然而，有一點是肯定的：轉型的潛力是無限的，金融的未來看起來比以往任何時候都更加光明。