澳大利亚的加密货币创新落后；政策制定者和银行敦促加大力度

澳大利亚政策制定者和传统金融机构需要加强其方法，以迎接新兴的加密独角兽浪潮。尽管该国在加密货币领域进行了创新，但由于缺乏明确的监管，澳大利亚在零售和机构对数字货币的需求方面仍然落后。 Coinbase 亚太区董事总经理 John O'Loghlen 强调澳大利亚需要提升其监管框架以吸引和支持加密独角兽的增长，并强调该行业估值数十亿美元的潜力。

Australia's Crypto Innovation Lagging, Policymakers and TradFi Firms Urged to Embrace Advancements

澳大利亚的加密货币创新滞后，政策制定者和 TradFi 公司敦促拥抱进步

Amidst the burgeoning global crypto sector, Australian policymakers and traditional finance (TradFi) institutions are facing increasing pressure to enhance their innovation and embrace the transformative potential of cryptocurrencies. According to John O'Loghlen, Managing Director of Coinbase APAC, Australia's current performance in the crypto space falls short of the innovation emanating from the sector and fails to meet the evolving demands of retail and institutional investors.

在全球加密货币行业蓬勃发展的背景下，澳大利亚政策制定者和传统金融 (TradFi) 机构面临着越来越大的压力，需要加强创新并拥抱加密货币的变革潜力。 Coinbase 亚太区董事总经理 John O'Loghlen 表示，澳大利亚目前在加密货币领域的表现未能达到该行业的创新水平，也无法满足散户和机构投资者不断变化的需求。

Policy Lag Impedes Crypto Unicorn Growth

政策滞后阻碍了加密独角兽的增长

O'Loghlen emphasized the urgent need for regulatory clarity around crypto assets, particularly for the imminent wave of "crypto unicorns" – startups with billion-dollar valuations. He highlighted the crucial role of a well-defined regulatory framework in facilitating appropriate funding and growth for these innovative companies, which have the potential to become the next Canva, Xero, or Atlassian.

奥洛格伦强调，迫切需要对加密资产进行明确的监管，特别是对于即将到来的“加密独角兽”浪潮（估值数十亿美元的初创公司）。他强调了明确的监管框架在促进这些创新公司适当融资和发展方面的关键作用，这些公司有潜力成为下一个 Canva、Xero 或 Atlassian。

"I don't think the penny's dropped in Canberra or on the high street in terms of just how much great human capital there is in Australia," O'Loghlen told Cointelegraph, lamenting the lack of recognition and support for the country's burgeoning crypto sector.

奥洛格伦对 Cointelegraph 表示：“我认为，就澳大利亚的人力资本而言，堪培拉或大街上的一分钱都没有下降。”他对该国蓬勃发展的加密货币行业缺乏认可和支持表示遗憾。 。

Despite some positive developments, such as the Treasury's October 2023 consultation paper and informal meetings with policymakers, Australia remains behind in terms of retail and institutional demand for cryptocurrencies. The government's proposed approach, which involves regulating crypto exchanges but not tokens, and requiring exchanges to obtain a financial services license, has been met with mixed reactions.

尽管取得了一些积极的进展，例如财政部 2023 年 10 月的咨询文件以及与政策制定者的非正式会议，但澳大利亚在加密货币的零售和机构需求方面仍然落后。政府提出的方法涉及监管加密货币交易所而不是代币，并要求交易所获得金融服务许可证，但引起了不同的反应。

Rising Demand for Crypto Products and Services

对加密产品和服务的需求不断增长

O'Loghlen highlighted the growing demand for various crypto products and services in Australia, including self-managed retirement funds, High Earners Not Rich Yet (HENRY), and stablecoins for digital remittances. He pointed to the increasing recognition of stablecoins' utility, particularly their ability to facilitate cross-border transactions with reduced volatility.

O'Loghlen 强调了澳大利亚对各种加密产品和服务不断增长的需求，包括自我管理退休基金、尚未富裕的高收入者（HENRY）和用于数字汇款的稳定币。他指出，人们越来越认识到稳定币的实用性，特别是其促进跨境交易并降低波动性的能力。

"Most of these companies would emerge as the next Canva, the next Xero, the next Atlassian, or the next Afterpay," O'Loghlen said, referring to several multibillion-dollar companies in Australia that have leveraged innovation and disruption to achieve success.

奥洛格伦表示：“这些公司中的大多数将成为下一个 Canva、下一个 Xero、下一个 Atlassian 或下一个 Afterpay。”他指的是澳大利亚几家价值数十亿美元的公司，这些公司利用创新和颠覆来取得成功。

Coinbase's Expansion and Educational Initiatives

Coinbase 的扩张和教育计划

In a positive development, Coinbase plans to expand its presence in Australia later this year through a crypto campaign aimed at educating regulators, policymakers, and the public about the transformative power of cryptocurrencies. This campaign is expected to contribute to a deeper understanding of the sector and its potential benefits.

一个积极的进展是，Coinbase 计划在今年晚些时候通过一项旨在教育监管机构、政策制定者和公众了解加密货币变革力量的加密运动来扩大其在澳大利亚的业务。这项活动预计将有助于加深对该行业及其潜在效益的了解。

Australian Crypto Ownership and Awareness

澳大利亚加密货币所有权和意识

According to the Independent Reserve Cryptocurrency Index (IRCI) 2024 survey, 95% of Australians are aware of at least one cryptocurrency, with 93% recognizing Bitcoin (BTC). However, awareness of other popular cryptocurrencies such as Ethereum (ETH) and Dogecoin (DOGE) remains relatively low, at 42% and 36%, respectively.

根据独立储备加密货币指数 (IRCI) 2024 年调查，95% 的澳大利亚人至少知道一种加密货币，其中 93% 的人认识比特币 (BTC)。然而，对以太坊 (ETH) 和狗狗币 (DOGE) 等其他流行加密货币的认知度仍然相对较低，分别为 42% 和 36%。

The survey also revealed that only 27.5% of respondents had owned or invested in any digital asset in the past 12 months, representing a slight decline of 1.9% compared to 2022. Age-wise, the majority of crypto investors or traders in Australia fall within the 25-34 age group, while only 6% of individuals above 65 own cryptocurrencies.

调查还显示，只有 27.5% 的受访者在过去 12 个月内拥有或投资过任何数字资产，与 2022 年相比略有下降 1.9%。从年龄来看，澳大利亚的大多数加密货币投资者或交易者都属于25-34 岁年龄段的人拥有加密货币，而 65 岁以上的人中只有 6% 拥有加密货币。

Interestingly, the survey found that personal recommendations from family and friends play a significant role in driving crypto investments, with 49% of respondents influenced by such advice. Media sources also exert a considerable influence, inspiring 43% of crypto investors.

有趣的是，调查发现家人和朋友的个人建议在推动加密货币投资方面发挥着重要作用，49％的受访者受到此类建议的影响。媒体来源也发挥了相当大的影响力，激励了 43% 的加密货币投资者。

Conclusion

结论

As the global crypto ecosystem continues to evolve rapidly, Australia's policymakers and TradFi firms must seize the opportunity to enhance innovation, embrace regulatory clarity, and facilitate widespread adoption of cryptocurrencies. By embracing the transformative potential of blockchain technology and digital assets, Australia can foster the growth of a thriving crypto sector and position itself as a global hub for innovation.

随着全球加密货币生态系统持续快速发展，澳大利亚的政策制定者和 TradFi 公司必须抓住机遇，加强创新，拥抱明确的监管，并促进加密货币的广泛采用。通过拥抱区块链技术和数字资产的变革潜力，澳大利亚可以促进加密行业蓬勃发展，并将自己定位为全球创新中心。