非洲数字资产市场增长最快，Telegram 在吸引新用户方面发挥主要作用

这些社区的主要群体是年轻人和精通技术的人。报告发现，25岁及以下的人口占社区的55%以上。

Africa’s digital asset market has recorded the fastest growth since the beginning of last year, with Telegram playing a primary role in attracting new users, a new report has found.

一份新报告发现，自去年初以来，非洲数字资产市场增长最快，其中 Telegram 在吸引新用户方面发挥了主要作用。

The report by Seychelles-based digital asset exchange Bitget revealed that between January 2023 and August 2024, digital asset-focused Telegram communities in Africa grew 189% and now boast over three million users.

总部位于塞舌尔的数字资产交易所 Bitget 的报告显示，2023 年 1 月至 2024 年 8 月期间，非洲以数字资产为主的 Telegram 社区增长了 189%，目前拥有超过 300 万用户。

The predominant group in these communities is the young and tech-savvy. The report found that those aged 25 and below constitute over 55% of the communities.

这些社区的主要群体是年轻人和精通技术的人。报告发现，25岁及以下的人口占社区的55%以上。

This comes as no surprise. Africa’s population is the youngest globally, with 60% of its population aged below 25 and a median age of 19. In comparison, Europe’s median age is the highest at 44, with North America, Asia and Latin America at 39, 32 and 31, respectively.

这并不奇怪。非洲人口是全球最年轻的，60%的人口年龄在25岁以下，中位年龄为19岁。相比之下，欧洲的中位年龄最高，为44岁，北美、亚洲和拉丁美洲分别为39岁、32岁和31岁，分别。

This presents some challenges, such as a much higher demand for education and job opportunities for the millions joining the workforce each year. However, it also presents massive opportunities. One of these is a higher propensity for adopting new technologies, which has naturally translated into high adoption of digital assets and blockchain in the region.

这带来了一些挑战，例如每年数百万人加入劳动力市场对教育和就业机会的需求更高。然而，它也带来了巨大的机会。其中之一是采用新技术的倾向较高，这自然转化为该地区数字资产和区块链的高度采用。

According to the Chainalysis adoption index this year, Nigeria ranked second globally for digital asset adoption, a position it has now held for two consecutive years. Kenya was also previously placed atop the global rankings for peer-to-peer trading three years in a row.

根据今年的 Chainaanalysis 采用指数，尼日利亚在数字资产采用方面排名全球第二，目前已连续两年保持这一位置。肯尼亚此前还连续三年在点对点交易全球排名中名列前茅。

The Bitget study expects this trendsetting by African nations to continue. By 2025, over 54 million Africans will be using digital assets, with Nigeria and South Africa expected to have the highest numbers.

Bitget 研究预计非洲国家的这种引领趋势将继续下去。到 2025 年，将有超过 5400 万非洲人使用数字资产，其中尼日利亚和南非的人数预计最多。

According to the exchange, the youthful population is one of several factors pushing adoption in the region, with the others being “economic instability, limited access to banking services and the active advancement of innovation in digital finance.”

该交易所表示，年轻人口是推动该地区采用的几个因素之一，其他因素包括“经济不稳定、获得银行服务的机会有限以及数字金融创新的积极推进”。

Africa embraces digital assets

非洲拥抱数字资产

For Africa, digital assets represent much more than speculation and quick gains, as revealed by data from Chainalysis. In its report a month ago, the New York analytics firm revealed that Africa ranks highly for blockchain use cases that extend beyond trading. In decentralized finance (DeFi), for instance, the region ranked first globally for DeFi value as a share of overall volume.

Chainaanalysis 的数据显示，对于非洲来说，数字资产不仅仅意味着投机和快速收益。这家纽约分析公司在一个月前的报告中透露，非洲在贸易以外的区块链用例方面排名很高。例如，在去中心化金融（DeFi）领域，该地区的 DeFi 价值占总量的比例在全球排名第一。

Stablecoins have also become vastly popular in the continent, and last year, they became the most used digital asset. Africans have been using stablecoins to send value across borders as other traditional options remain costly and inaccessible to those who need them the most. Speaking to CoinGeek earlier this year, Yellow Card, one of the largest pan-African exchanges, revealed that stablecoins now constitute the bulk of its business.

稳定币在非洲大陆也广受欢迎，去年，它们成为最常用的数字资产。非洲人一直在使用稳定币跨境传送价值，因为其他传统选择仍然成本高昂，而且对于那些最需要它们的人来说却难以获得。今年早些时候，最大的泛非交易所之一 Yellow Card 在接受 CoinGeek 采访时透露，稳定币现在构成了其大部分业务。

Previously, stablecoins were the preserve of retail traders, but as currency devaluations hit most African economies, institutions are turning to the relative stability of the United States dollar that stablecoins offer, revealed Rob Downes, an executive at Absa, one of the five largest banks on the continent.

五家最大银行之一的南非联合银行 (Absa) 高管罗布·唐斯 (Rob Downes) 透露，此前，稳定币是零售交易者的专属，但随着货币贬值打击大多数非洲经济体，机构开始转向稳定币提供的美元相对稳定性。在大陆上。

“Our institutional clients are particularly interested in using stablecoins as a tool for managing liquidity and reducing exposure to currency volatility. I think stablecoins are going to be the primary use case for crypto in South Africa over the next three to five years,” he stated.

“我们的机构客户对使用稳定币作为管理流动性和减少货币波动风险的工具特别感兴趣。我认为稳定币将成为未来三到五年南非加密货币的主要用例。”

Like every other region globally, Africa’s digital asset revolution faces challenges that threaten its progress. The biggest is regulations, with most authorities now becoming more involved after years of a hands-off approach.

与全球其他地区一样，非洲的数字资产革命也面临着威胁其进步的挑战。最大的问题是监管，在经历了多年的不干涉政策之后，大多数当局现在变得更多地参与其中。

In some countries like Nigeria, regulations have been a major hurdle. The Central Bank of Nigeria (CBN) barred banks from servicing virtual asset service providers (VASPs) for years, and when this was finally overturned, other agencies started their crackdown, alleging digital assets were behind the naira’s woes.

在尼日利亚等一些国家，法规一直是一个主要障碍。尼日利亚中央银行（CBN）多年来禁止银行为虚拟资产服务提供商（VASP）提供服务，当这一规定最终被推翻时，其他机构开始进行打击，声称数字资产是奈拉困境的幕后黑手。

In Kenya, the government is threatening hefty taxes, while in Tanzania, Cameroon, Tunisia and other countries, the central banks have continuously discouraged citizens from buying digital assets.

在肯尼亚，政府威胁要征收高额税收，而在坦桑尼亚、喀麦隆、突尼斯等国家，央行则不断劝阻公民购买数字资产。

Scammers have also tarnished the sector’s image. According to the latest Bitget report, these fraudsters have used social media and instant messaging apps to target their victims with devastating consequences.

诈骗者还损害了该行业的形象。根据 Bitget 的最新报告，这些诈骗者利用社交媒体和即时通讯应用程序来瞄准受害者，造成了毁灭性的后果。

Telegram, in particular, has become a haven for these scammers. The privacy-focused messaging app offers tools for users to easily create communities and groups, which scammers exploit to target newbies. In Kenya, one scam targeted users through Telegram and WhatsApp this year, alleging to offer cloud mining services and claiming affiliation with U.S.-based Marathon Digital Holdings (NASDAQ: MARA).

尤其是 Telegram，已经成为这些骗子的避风港。这款注重隐私的消息应用程序为用户提供了轻松创建社区和群组的工具，诈骗者利用这些工具来瞄准新手。在肯尼亚，今年发生了一起通过 Telegram 和 WhatsApp 针对用户的骗局，声称提供云挖矿服务，并声称与美国 Marathon Digital Holdings（纳斯达克股票代码：MARA）有关联。

However, Marathon denied any links to the Kenyan firm, with a representative telling CoinGeek that the company “does not do business in Kenya, and we are not in the business of renting machines.”

然而，Marathon 否认与这家肯尼亚公司有任何联系，其代表告诉 CoinGeek，该公司“不在肯尼亚开展业务，我们也不从事机器租赁业务。”

“The only way to invest in our company is to buy our stock which trades in the US on Nasdaq, ticker MARA,” he added.

“投资我们公司的唯一方法是购买我们在美国纳斯达克交易的股票，股票代码为 MARA，”他补充道。

The firm shut down shortly after our inquiry, closed its offices and took off with millions of dollars from Kenyan

在我们调查后不久，该公司就关闭了，关闭了办事处，并从肯尼亚带走了数百万美元。