阿聯酋推出新的穩定幣監管框架，旨在發行 CBDC

在阿聯酋副總統兼CBUAE主席謝赫·曼蘇爾·本·扎耶德·阿勒納哈尼的指導下，央行董事會審議了

ABU DHABI, 2nd March, 2023 (WAM) -- The board of directors of the Central Bank of the UAE (CBUAE) has discussed several initiatives within the Financial Infrastructure Transformation (FIT) programme during a recent conference in the capital.

阿布達比，2023 年 3 月 2 日 (WAM)——阿聯酋中央銀行 (CBUAE) 董事會最近在首都舉行的一次會議上討論了金融基礎設施轉型 (FIT) 計劃中的多項舉措。

The initiatives aim to enhance the country's digital economy and usher in a new era for online transactions.

這些舉措旨在增強國家的數位經濟並開創線上交易的新時代。

The initiatives include a new regulatory framework for stablecoins, which will govern their issuance, licensing, and supervision. Kokila Alagh, founder of KARM Legal Consultants, said the framework specifies AED-backed payment tokens, ensuring they are supported only by the UAE dirham.

這些舉措包括新的穩定幣監管框架，該框架將管理穩定幣的發行、許可和監管。 KARM Legal Consultants 創辦人 Kokila Alagh 表示，該框架指定了 AED 支持的支付代幣，確保它們僅得到阿聯酋迪拉姆的支持。

"These tokens will be the only ones accepted by stores and service providers in the UAE, excluding other virtual assets. This move will streamline the digital payment landscape and align with the broader objectives of the Financial Infrastructure Transformation (FIT) programme," Alagh added, noting that the tokens will not be pegged to other currencies, digital assets, or algorithms to ensure a stable and secure payment environment.

“這些代幣將是阿聯酋商店和服務提供商唯一接受的代幣，不包括其他虛擬資產。此舉將簡化數位支付格局，並與金融基礎設施轉型(FIT) 計劃的更廣泛目標保持一致。” Alagh 補充道，並指出代幣不會與其他貨幣、數位資產或演算法掛鉤，以確保穩定和安全的支付環境。

While the details of the latest meeting were not disclosed, the discussions are expected to cover major initiatives within the FIT programme.

雖然最近一次會議的細節尚未披露，但預計討論將涵蓋 FIT 計劃內的主要舉措。

The CBUAE had earlier announced its plans to issue central bank digital currencies (CBDCs). The launch of a CBDC aims to address inefficiencies in cross-border payments and drive local payment innovation, positioning the UAE as a competitive hub for digital and financial payments.

CBUAE 早些時候宣布了發行央行數位貨幣（CBDC）的計劃。 CBDC的推出旨在解決跨境支付效率低下的問題並推動本地支付創新，將阿聯酋定位為具有競爭力的數位和金融支付中心。

Meanwhile, the Dubai Financial Services Authority (DFSA) on 3rd June, 2024 added new requirements for the recognition of stablecoins, enabling a wider scope of investments within the Dubai International Financial Centre (DIFC).

同時，杜拜金融服務管理局 (DFSA) 於 2024 年 6 月 3 日增加了對穩定幣認可的新要求，從而使杜拜國際金融中心 (DIFC) 內的投資範圍得以擴大。

The DFSA currently recognises a limited number of crypto tokens, including Bitcoin (BTC), Ether (ETH), Litecoin (LTC), XRP (XRP), and Toncoin (TON). The updated rule allows funds to invest in unlisted crypto tokens as long as the total exposure does not exceed 10 percent of the fund's gross asset value.

DFSA 目前認可的加密代幣數量有限，包括比特幣 (BTC)、以太幣 (ETH)、萊特幣 (LTC)、XRP (XRP) 和 Toncoin (TON)。更新後的規則允許基金投資非上市加密代幣，只要總風險敞口不超過基金總資產價值的 10%。