阿联酋推出新的稳定币监管框架，旨在发行 CBDC

在阿联酋副总统兼CBUAE主席谢赫·曼苏尔·本·扎耶德·阿勒纳哈尼的指导下，央行董事会审议了

ABU DHABI, 2nd March, 2023 (WAM) -- The board of directors of the Central Bank of the UAE (CBUAE) has discussed several initiatives within the Financial Infrastructure Transformation (FIT) programme during a recent conference in the capital.

阿布扎比，2023 年 3 月 2 日 (WAM)——阿联酋中央银行 (CBUAE) 董事会最近在首都举行的一次会议上讨论了金融基础设施转型 (FIT) 计划中的多项举措。

The initiatives aim to enhance the country's digital economy and usher in a new era for online transactions.

这些举措旨在增强国家的数字经济并开创在线交易的新时代。

The initiatives include a new regulatory framework for stablecoins, which will govern their issuance, licensing, and supervision. Kokila Alagh, founder of KARM Legal Consultants, said the framework specifies AED-backed payment tokens, ensuring they are supported only by the UAE dirham.

这些举措包括新的稳定币监管框架，该框架将管理稳定币的发行、许可和监管。 KARM Legal Consultants 创始人 Kokila Alagh 表示，该框架指定了 AED 支持的支付代币，确保它们仅得到阿联酋迪拉姆的支持。

"These tokens will be the only ones accepted by stores and service providers in the UAE, excluding other virtual assets. This move will streamline the digital payment landscape and align with the broader objectives of the Financial Infrastructure Transformation (FIT) programme," Alagh added, noting that the tokens will not be pegged to other currencies, digital assets, or algorithms to ensure a stable and secure payment environment.

“这些代币将是阿联酋商店和服务提供商唯一接受的代币，不包括其他虚拟资产。此举将简化数字支付格局，并与金融基础设施转型 (FIT) 计划的更广泛目标保持一致。”Alagh 补充道，并指出代币不会与其他货币、数字资产或算法挂钩，以确保稳定和安全的支付环境。

While the details of the latest meeting were not disclosed, the discussions are expected to cover major initiatives within the FIT programme.

虽然最近一次会议的细节尚未披露，但预计讨论将涵盖 FIT 计划内的主要举措。

The CBUAE had earlier announced its plans to issue central bank digital currencies (CBDCs). The launch of a CBDC aims to address inefficiencies in cross-border payments and drive local payment innovation, positioning the UAE as a competitive hub for digital and financial payments.

CBUAE 早些时候宣布了发行央行数字货币（CBDC）的计划。 CBDC的推出旨在解决跨境支付效率低下的问题并推动本地支付创新，将阿联酋定位为具有竞争力的数字和金融支付中心。

Meanwhile, the Dubai Financial Services Authority (DFSA) on 3rd June, 2024 added new requirements for the recognition of stablecoins, enabling a wider scope of investments within the Dubai International Financial Centre (DIFC).

与此同时，迪拜金融服务管理局 (DFSA) 于 2024 年 6 月 3 日增加了对稳定币认可的新要求，从而使迪拜国际金融中心 (DIFC) 内的投资范围得以扩大。

The DFSA currently recognises a limited number of crypto tokens, including Bitcoin (BTC), Ether (ETH), Litecoin (LTC), XRP (XRP), and Toncoin (TON). The updated rule allows funds to invest in unlisted crypto tokens as long as the total exposure does not exceed 10 percent of the fund's gross asset value.

DFSA 目前认可的加密代币数量有限，包括比特币 (BTC)、以太币 (ETH)、莱特币 (LTC)、XRP (XRP) 和 Toncoin (TON)。更新后的规则允许基金投资非上市加密代币，只要总风险敞口不超过基金总资产价值的 10%。